36945 Delta Bay Road, Pine River, MN 56474
Single Family Home for Sale in Pine River, MN Lakefront on Whitefish Lake · 7,714 acres · 138 ft deep 3 Beds | 2 Baths | 1,584 Sq Ft
$5,610/month Estimated
- Principal & interest
- $4,907
- Property taxes
- $178
- Home insurance (est.)
- $525
- HOA dues
- None
20% down ($180,000) · 30-yr fixed, 7.24%
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Located in Delta Bay, Pine River, MN.
About This Home
Breathtaking Upper Whitefish Lake views - 115 feet riprap boulder shoreline. Enjoy coffee on a South facing dock at sunrise. Boat to dinner on the Whitefish Chain. Perfectly positioned on quiet protected Delta Bay waters for grandchildren . The property emphasizes a peaceful retreat with towering pines and level lot suitable for seamless outdoor living activities. Relax or entertain on the walkout patio. Modern updates from the 2007 remodel, including both exterior & interior finishes offer year round maintenance -free luxury lake living with emphasis on privacy and natural beauty. Proximity to Pine River amenities, including shops, dining, and outdoor trails. Part of the sought-after Whitefish Chain, known for 119 miles of shoreline, excellent fishing (walleye, bass, northern pike), and boating access to restaurants and marinas.
BuyPulse · Live market read
How 36945 Delta Bay Road Compares to the Pine River Market
At $568/sqft, this home is priced $248/sqft above the typical Pine River single-family home of $320/sqft.
The median list price in Pine River is $449,900.
Verdict: Premium Pricing
Homes like this one — single-family homes between $675K and $1.1M in Pine River:
- The field: 3 similar Pine River homes for sale — a short list right now.
- Price cuts: 2 of 3 similar homes have trimmed asking. This one hasn't budged.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Pine River closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1995
- Garage
- 2-Car Detached
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $2,134 (2024)
Neighborhood & Schools
- Neighborhood
- Delta Bay
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 792
- Below Grade Sq Ft
- 792
- Lot Size
- 0.41 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less
- Construction
- Frame
- County
- Crow Wing
- List Date
- 2025-07-21
- Days on Market
- 479 days
- Parcel ID
- 72120537
Financial
- Total Tax incl. Assessments
- $2,134
Home Systems & Utilities
- Heating
- Dual Fuel/Off Peak, Forced Air, Wood Stove
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Water
- Drilled, Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Appliances
- Central Vacuum, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Lower Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 792 sqft
- Total Building Area
- 1,584 sqft
Exterior Features
- Exterior Features
- Cement Board
- Other Structures
- Storage Shed
- View
- Bay, South
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Concrete
Lot & Land
- Road Surface
- City Street
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- Whitefish Lake
- Lake Acres
- 7714.19 acres
- Lake Depth
- 138 ft
Agent & Office
- List Office
- Norwoods Realty
Price History
Listed at $900,000 on Jul 21, 2025 — No price changes
36945 Delta Bay Road is listed in Pine River, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 36945 Delta Bay Road
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Your Pine River real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Norwoods Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 6758190 · Updated October 1, 2026
Similar Homes for Sale Near 36945 Delta Bay Road, Pine River, MN
Frequently Asked Questions About 36945 Delta Bay Road
- Is $900,000 a good price for a home in Pine River?
- According to BuyPulse, 36945 Delta Bay Road rates Premium Pricing — at $568/sqft it's priced 78% above the typical Pine River single-family home of $320/sqft. Powered by the Realgorithm™. Browse Pine River homes for sale to compare.
- Does 36945 Delta Bay Road have a basement?
- Yes, 36945 Delta Bay Road has a basement with 792 sq ft of below-grade space.
- What type of heating and cooling does 36945 Delta Bay Road have?
- 36945 Delta Bay Road has Dual Fuel/Off Peak, Forced Air, Wood Stove heating and Central Air cooling.
- Where is 36945 Delta Bay Road located?
- 36945 Delta Bay Road is in the Delta Bay neighborhood of Pine River, MN 56474, in Crow Wing County.
- Is 36945 Delta Bay Road still available?
- Yes — 36945 Delta Bay Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 36945 Delta Bay Road built?
- 36945 Delta Bay Road was built in 1995. It features frame construction and a block foundation.
- Does 36945 Delta Bay Road have main-floor laundry?
- No — the laundry at 36945 Delta Bay Road is in the lower level.
- How many homes like 36945 Delta Bay Road are for sale in Pine River?
- 3 similar homes (single-family homes between $675K and $1.1M in Pine River) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Pine River area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/12/2026, 1:29 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.