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4 Beds | 5 Baths | 3,526 Sq Ft | Single Family Home | MLS# 7079767
Is 12892 Bass Trail a Good Deal?
BuyPulse Verdict
Fair Market Value
At $284/sqft — This home is priced 7% above the typical Sauk Centre single-family home of $265/sqft.
Powered by the Realgorithm™ — 6 active Sauk Centre listings · NorthstarMLS
$6,240/month Estimated
- Principal & interest
- $5,057
- Property taxes
- $595
- Home insurance (est.)
- $583
- Special assessments
- $5
- HOA dues
- None
20% down ($200,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Embloms Sub, Sauk Centre, MN.
About This Home
Welcome to one of Sauk Lake's most treasured properties—a custom-built, one-owner lake home that has been lovingly cared for and meticulously maintained from day one. Nestled on 215 feet of private lakeshore at the end of a quiet dead-end road, this exceptional property offers stunning lake views, timeless craftsmanship, and space for every stage of life. From the moment you step through the front door, you'll be captivated by breathtaking views of Sauk Lake and the soaring vaulted ceilings that create an open, inviting atmosphere. The thoughtfully designed main level features a spacious primary suite, convenient laundry room, formal and informal dining areas, and a beautiful four-season porch where you can enjoy lake views year-round. The custom kitchen is a true showpiece, featuring cabinetry that extends to the ceiling, Italian travertine tile, abundant storage, and quality finishes throughout. Upstairs you'll find two additional bedrooms, a charming book nook, and a 3/4 bath, while the lower level offers another bedroom and bathroom, a second kitchen area, and ample storage space. With over 3,000 finished square feet and no wasted space, every inch of this home was designed with purpose and attention to detail. Recent updates include a new furnace, air conditioner, and septic system, providing peace of mind for years to come. Turtle Glass windows offer enhanced privacy while preserving the beautiful natural surroundings. Outside, the meticulously maintained grounds are enhanced by an in-ground sprinkler system, boathouse, included dock, and endless opportunities to enjoy lake life. Located near Greystone Golf Club, this property combines recreation, relaxation, and convenience. In addition to the attached finished two-car garage, the property includes an impressive additional garage with its own bathroom and space for up to four vehicles, boats, recreational equipment, or workshop needs. Above the garage is finished living space ideal for guests, a bunkhouse, hobby room, home office, or whatever your heart desires. This is more than a home—it's a legacy property built to last, offering exceptional lake views, privacy, quality construction, and room for all of your hobbies, toys, and gatherings. Opportunities like this on Sauk Lake are truly rare.
Virtual Tour
Key Features
- Built
- 2005
- Garage
- 4-Car
- Style
- One and One Half
- HOA
- None
- Annual Taxes
- $7,136 (2026)
- Specials/yr
- $58
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,237
- Below Grade Sq Ft
- 1,289
- Lot Size
- 1.13 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Architectural Shingle
- Construction
- Frame
- County
- Todd
- List Date
- 2026-06-12
- Days on Market
- 122 days
- Parcel ID
- 140038800
Financial
- Total Tax incl. Assessments
- $7,194
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Dual Fuel/Off Peak, Forced Air
- Cooling
- Central Air, Zoned
- Electric
- Circuit Breakers, 200+ Amp Service
- Water
- Well
- Sewer
- Mound Septic, Septic System Compliant - Yes
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Fuel Tank - Owned, Water Filtration System, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Main Level, Sink
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,565 sqft
- Total Building Area
- 3,802 sqft
Exterior Features
- Exterior Features
- Stone, Engineered Wood, Steel Siding
- Other Structures
- Garage(s), Boat House
- View
- Lake
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Detached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Medium
- Road Surface
- No Outlet/Dead End
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- eXp Realty
Price History
- Price reduced to $1,000,000 — Jul 20, 2026
12892 Bass Trail is listed in Sauk Centre, MN, part of Todd County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 12892 Bass Trail
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View Full Listing & PhotosMLS# 7079767 · Data refreshed October 12, 2026
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Frequently Asked Questions About 12892 Bass Trail
- Is $1,000,000 a good price for a home in Sauk Centre?
- According to BuyPulse, 12892 Bass Trail rates Fair Market Value — at $284/sqft it's priced 7% above the typical Sauk Centre single-family home of $265/sqft. Powered by the Realgorithm™. Browse Sauk Centre homes for sale to compare.
- What are the special assessments at 12892 Bass Trail — and what do they mean?
- This property has $58/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $7,136/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 12892 Bass Trail have a basement?
- Yes, 12892 Bass Trail has a finished basement with 1,289 sq ft of below-grade space.
- What type of heating and cooling does 12892 Bass Trail have?
- 12892 Bass Trail has Dual Fuel/Off Peak, Forced Air heating and Central Air, Zoned cooling.
- Where is 12892 Bass Trail located?
- 12892 Bass Trail is in the Embloms neighborhood of Sauk Centre, MN 56378, in Todd County.
- Is 12892 Bass Trail still available?
- 12892 Bass Trail is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 12892 Bass Trail built?
- 12892 Bass Trail was built in 2005. It features frame construction and a block foundation.
- Does 12892 Bass Trail have main-floor laundry?
- Yes — the laundry at 12892 Bass Trail is on the main level.
- How walkable is 12892 Bass Trail?
- 12892 Bass Trail has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 25/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Sauk Centre area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 6:31 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.