

34882 State 28, Swanville, MN 56382
Just Listed — listed October 11, 2026 · M Premiere
3 Beds | 2 Baths | 1,392 Sq Ft | Single Family Home | MLS# 7158514
Is 34882 State 28 a Good Deal?
BuyPulse Verdict
Excellent Value
At $122/sqft — This home is priced 17% below the Swanville median of $147/sqft.
Powered by the Realgorithm™ — 2 active Swanville listings · NorthstarMLS
$1,044/month Estimated
- Principal & interest
- $859
- Property taxes
- $86
- Home insurance (est.)
- $99
- HOA dues
- None
20% down ($33,980) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
Located in Gessells Sub, Swanville, MN.
About This Home
Rare Waterfront Opportunity on Beautiful Lake Pepin, Swanville, Minnesota! Dreaming of waterfront living without the luxury price tag? Here’s your chance to own a slice of lakeside paradise! This inviting home offers an affordable opportunity to enjoy the beauty of Lake Pepin, where peaceful mornings, breathtaking views, and endless outdoor adventures await. The home features "three same-level bedrooms" and a versatile flex room perfect for crafting, sewing, hobbies, or creating your own inspiring space. The open kitchen and eat-in dining area flow comfortably into the living space, while vaulted ceilings enhance the open, airy feel. Cozy up beside the pellet-burning fireplace on chilly evenings or gather with family and friends to make memories. One of the home's standout features is the formal dining room, which offers incredible flexibility. Reimagine it as a sunroom, second family room, or relaxation retreat where you can soak in the beautiful lake views and enjoy the ever-changing scenery throughout the seasons, plus a bonus second pellet stove. Step outside onto the spacious wood deck and take in the gorgeous waterfront setting. Whether you're sipping your morning coffee, hosting summer gatherings, watching the wildlife, or simply unwinding at the end of the day, this is a place to slow down and savor life. The property also includes an impressive 24 x 32 two-stall garage, plus a shed and barn providing plenty of room for storage, tools, recreational equipment, and all your hobbies. Lake Pepin offers a wonderful backdrop for an outdoor lifestyle. With 100' of frontage, on the lake, it provides opportunities to enjoy nature, observe wildlife, fish, canoe, or paddleboard while appreciating the beauty of the surrounding landscape. Whether you're looking for a year-round home, a peaceful retreat, or a place to embrace a more relaxed waterfront lifestyle, this property offers a unique opportunity to dream big and make it your own. Dream. Do. Create. Discover the possibilities of waterfront living and find a place you'll love coming home to. You will just love where you live!
Key Features
- Built
- 1974
- Garage
- 2-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $1,034 (2026)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,392
- Lot Size
- 0.84 acres
- Basement
- No
- Roof
- Asphalt
- County
- Todd
- List Date
- 2026-10-11
- Days on Market
- 1 days
- Parcel ID
- 060065900
Financial
- Total Tax incl. Assessments
- $1,034
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- 100 Amp Service
- Water
- Well
- Sewer
- Septic System Compliant - No
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- Main Level
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Brick/Mortar
- Foundation Area
- 1,392 sqft
- Total Building Area
- 1,392 sqft
Exterior Features
- Exterior Features
- Vinyl
- Other Structures
- Storage Shed
- Accessibility Features
- No Stairs External
Parking & Garage
- Parking Features
- Detached Garage
Lot & Land
- Road Surface
- State Road
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- RE/MAX Results
Price History
Listed at $169,900 on Oct 11, 2026 — No price changes
34882 State 28 is listed in Swanville, MN, part of Todd County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 34882 State 28
Associate Broker · Modern Market REALTORS®
Your Swanville real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by RE/MAX Results · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7158514 · Data refreshed October 12, 2026
Frequently Asked Questions About 34882 State 28
- Is $169,900 a good price for a home in Swanville?
- According to BuyPulse, 34882 State 28 rates Excellent Value — at $122/sqft it's priced 17% below the Swanville median of $147/sqft. Powered by the Realgorithm™. Browse Swanville homes for sale to compare.
- What type of heating and cooling does 34882 State 28 have?
- 34882 State 28 has Forced Air heating and Central Air cooling.
- Where is 34882 State 28 located?
- 34882 State 28 is in the Gessells neighborhood of Swanville, MN 56382, in Todd County.
- Is 34882 State 28 still available?
- Yes — 34882 State 28 is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 34882 State 28 built?
- 34882 State 28 was built in 1974. It features an asphalt roof and a brick/mortar foundation.
- Does 34882 State 28 have main-floor laundry?
- Yes — the laundry at 34882 State 28 is on the main level.
- What does "M Premiere" mean?
- M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Swanville area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.