46635 Terry Road, Talmoon, MN 56637
4 Beds | 2 Baths | 2,735 Sq Ft | Single Family Home | MLS# 7090373
Price Drop on M Markdowns — was $549,900 (↓ $54,900)
Is 46635 Terry Road a Good Deal?
BuyPulse Verdict
Fair Market Value
At $181/sqft — This home is priced right at the Talmoon median of $181/sqft.
Powered by the Realgorithm™ — 1 active Talmoon listings · NorthstarMLS
$3,168/month Estimated
- Principal & interest
- $2,503
- Property taxes
- $369
- Home insurance (est.)
- $289
- Special assessments
- $7
- HOA dues
- None
20% down ($99,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
50 earns the badge
The price here has already come down — the numbers point to real room to negotiate.
- 126 days on market — more than double the usual 58 days
- Price cut 10.0% (−$54,900)
- Compared to the statewide median — small local sample
- No negative signals found in the listing history
MMR track record: Offer-Ready homes closed a median 12% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 79 vs 998 NorthstarMLS sales, updated monthly.
How the 0–100 Offer-Ready Score works →
Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.
Located in Sec 34, Talmoon, MN.
About This Home
Jessie Lake- one of Itasca Counties prized lakes. Excellent water clarity. Just 30 minute NW of Grand Rapids, MN and 15 minutes north of Deer River. This west facing one owner log home on 8+ acres and 175 feet of western facing views has the perfect sugar sand lakeshore for weekend retreat. Not to mention little elevation to the lake and a shaded lot to get some cool air from that wester sun. This home is equipped for year round use with a boiler for heat and two massive fire places. It can sleep plenty with four bedrooms included is a large loft over looking the great room and lake. Take a step out on the covered deck and enjoy a beautiful sunset to end your day in the cool. Or watch the storms move across the lake in the dryness and comfort. Jessie lake has excellent fishing in walleye and crappie. It's known for it's lighter colored "sugar like" sand and some excellent swimming and lake clarity. Talmoon offers 2 bar and restaurants, a cool little gas station and lumber yard in Marcell just 10 minutes from the cabin. Custom log homes do not become available like this often! In Itasca County, with a permit-you can build 250 sq ft structure by the waters edge just 10 feet from the water. Great for making a cool tiki bar, rest area to get out of the sun or just a spot to store beach toys. Very little lakes and counties still allow this in Minnesota!
Key Features
- Built
- 2006
- Style
- Two
- HOA
- None
- Annual Taxes
- $4,423 (2026)
- Specials/yr
- $81
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,735
- Below Grade Sq Ft
- 1,000
- Lot Size
- 8.34 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Asphalt
- Construction
- Log
- County
- Itasca
- List Date
- 2026-06-10
- Days on Market
- 125 days
- Parcel ID
- 220341221
Financial
- Total Tax incl. Assessments
- $4,504
- Specials Pending
- No
Home Systems & Utilities
- Heating
- In-Floor Heating
- Cooling
- None
- Electric
- 200+ Amp Service
- Water
- Well
- Sewer
- Private Sewer
Interior Features
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,287 sqft
- Total Building Area
- 3,022 sqft
Exterior Features
- Exterior Features
- Log
- View
- Lake
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Gravel
Lot & Land
- Lot Features
- Irregular Lot
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- COLDWELL BANKER NORTHWOODS
Price History
Reduced $54,900 (10.0%)
- Price reduced to $549,900 — Jul 20, 2026
- Price reduced to $495,000 — Sep 14, 2026
46635 Terry Road is listed in Talmoon, MN, part of Itasca County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 46635 Terry Road
Associate Broker · Modern Market REALTORS®
Your Talmoon real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by COLDWELL BANKER NORTHWOODS · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7090373 · Data refreshed September 14, 2026
Frequently Asked Questions About 46635 Terry Road
- Is $495,000 a good price for a home in Talmoon?
- According to BuyPulse, 46635 Terry Road rates Fair Market Value — at $181/sqft it's priced right at the Talmoon median of $181/sqft. Powered by the Realgorithm™. Browse Talmoon homes for sale to compare.
- What are the special assessments at 46635 Terry Road — and what do they mean?
- This property has $81/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,423/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 46635 Terry Road have a basement?
- Yes, 46635 Terry Road has a basement with 1,000 sq ft of below-grade space.
- What type of heating and cooling does 46635 Terry Road have?
- 46635 Terry Road has In-Floor Heating and None cooling.
- Where is 46635 Terry Road located?
- 46635 Terry Road is in the Sec 34 neighborhood of Talmoon, MN 56637, in Itasca County.
- Is 46635 Terry Road still available?
- Yes — 46635 Terry Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 46635 Terry Road built?
- 46635 Terry Road was built in 2006. It features log construction and a block foundation.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Talmoon area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 7:59 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.