28640 226th Street, Underwood, MN 56586
2 Beds | 1 Bath | 998 Sq Ft | Single Family Home | MLS# 7143839
Is 28640 226th Street a Good Deal?
BuyPulse Verdict
Premium Pricing
At $326/sqft — This home is priced 13% above the typical Underwood single-family home of $289/sqft.
Powered by the Realgorithm™ — 9 active Underwood listings · NorthstarMLS
$2,012/month Estimated
- Principal & interest
- $1,643
- Property taxes
- $179
- Home insurance (est.)
- $190
- HOA dues
- None
20% down ($65,000) · 30-yr fixed, 6.5% · Can I afford this home?
Estimates only; confirm before you offer.
About This Home
Lake life starts here on Bass Lake near Underwood. Built in 2000, this 2+ bedroom year round home with nearly 900 feet of lake frontage offers peaceful space to enjoy the quiet of the outdoors. Inside, you'll find open living spaces filled with beautiful lake views, a cozy wood stove, forced air heat, central air conditioning, and a relaxing 3 season porch made for taking in the scenery. An adorable bunkhouse with its own kitchenette gives guests their own private retreat, while the impressive 24 x 45 garage provides exceptional space for vehicles, lake toys, and hobbies. Nestled into the hillside with an easy walk to the water, this one of a kind Bass Lake property is a must see to experience first hand what it has to offer. A beautiful place to not only live in, but gather and get away from the business of life. It's everything you've dreamed of and more. You are invited to come see for yourself.
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $244K and $406K in Underwood:
- The field: 4 similar Underwood homes for sale — a short list right now.
Powered by the Realgorithm™ — real Underwood closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2000
- Garage
- 2-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,146 (2026)
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 998
- Lot Size
- 3.07 acres
- Basement
- No
- Roof
- Architectural Shingle
- Construction
- Frame
- County
- Otter Tail
- List Date
- 2026-09-14
- Days on Market
- 28 days
- Parcel ID
- 57000310189002
Financial
- Total Tax incl. Assessments
- $2,146
Home Systems & Utilities
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Water
- Well
- Sewer
- Tank with Drainage Field
- Appliances
- Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Rented
Interior Features
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 998 sqft
- Total Building Area
- 998 sqft
Exterior Features
- Exterior Features
- Wood
- Other Structures
- Garage(s), Guest House, Other, Storage Shed
- View
- Lake
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Gravel, Garage Door Opener
Lot & Land
- Lot Features
- Accessible Shoreline, Irregular Lot, Tree Coverage - Heavy
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Keller Williams Realty Professionals
Price History
Listed at $325,000 on Sep 14, 2026 — No price changes
28640 226th Street is listed in Underwood, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 28640 226th Street
Associate Broker · Modern Market REALTORS®
Your Underwood real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Keller Williams Realty Professionals · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7143839 · Data refreshed September 23, 2026
Similar Homes for Sale Near 28640 226th Street, Underwood, MN
Frequently Asked Questions About 28640 226th Street
- Is $325,000 a good price for a home in Underwood?
- According to BuyPulse, 28640 226th Street rates Premium Pricing — at $326/sqft it's priced 13% above the typical Underwood single-family home of $289/sqft. Powered by the Realgorithm™. Browse Underwood homes for sale to compare.
- What type of heating and cooling does 28640 226th Street have?
- 28640 226th Street has Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 28640 226th Street located?
- 28640 226th Street is in Underwood, MN 56586, in Otter Tail County.
- Is 28640 226th Street still available?
- Yes — 28640 226th Street is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 28640 226th Street built?
- 28640 226th Street was built in 2000. It features frame construction, an architectural shingle roof, and a slab foundation.
- How walkable is 28640 226th Street?
- 28640 226th Street has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 11/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 28640 226th Street are for sale in Underwood?
- 4 similar homes (single-family homes between $244K and $406K in Underwood) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Underwood area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.