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3 Beds | 2 Baths | 1,692 Sq Ft | Single Family Home | MLS# 7087416
Is 321 E Scharf Avenue a Good Deal?
BuyPulse Grade
Well Below Market
At $148/sqft — This home is priced 43% below the typical Vergas single-family home of $260/sqft.
Powered by the Realgorithm™ — 20 active Vergas listings · NorthstarMLS
$1,580/month Estimated
- Principal & interest
- $1,264
- Property taxes
- $166
- Home insurance (est.)
- $146
- Special assessments
- $4
- HOA dues
- None
20% down ($49,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Welcome to this one-level home in the desirable Vergas community! Situated on nearly an acre, this property offers the perfect blend of small-town convenience and spacious outdoor living. Inside, you'll find comfortable one-level living plus a versatile flex room ideal for a home office, exercise room, playroom, hobby space, or whatever your lifestyle requires. The attached garage provides everyday convenience, while the storage shed offers additional space for tools, lawn equipment, and seasonal storage. Outside, enjoy a beautiful yard with mature trees, a paved driveway, and plenty of room to relax, entertain, or play. Located just off the paved walking path, you can easily walk to the beach, downtown Vergas, restaurants, shopping, the bank, gas station, and more. Enjoy the charm, amenities, and vibrant community that make Vergas such a special place to call home.
Key Features
- Property Type
- Single Family
- Year Built
- 1964
- Above Grade
- 1,692 sq ft
- Lot Size
- 1.13 acres
- Garage
- 2-car (Attached Garage)
- Heating
- Baseboard, Ductless Mini-Split
- Cooling
- Ductless Mini-Split
- Sewer
- City Sewer/Connected
- Water
- City Water/Connected
- Annual Taxes
- $1,987
- Special Assessments
- $45
- County
- Otter Tail
- Days on Market
- 78
321 E Scharf Avenue is listed in Vergas, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 321 E Scharf Avenue
Shannon Barnum
Associate Broker · Modern Market REALTORS®
Your Vergas real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REMAX Lakes Region · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7087416 · Data refreshed August 19, 2026
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Frequently Asked Questions About 321 E Scharf Avenue
- Is $249,900 a good price for a home in Vergas?
- At $148/sqft, this home is priced significantly below the typical Vergas single-family home of $260/sqft (43% lower), according to our BuyPulse comparison of comparable active listings. Browse Vergas homes for sale to compare.
- What are the special assessments at 321 E Scharf Avenue — and what do they mean?
- This property has $45/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,987/yr. Always factor both into your total monthly housing cost before making an offer.
- What type of heating and cooling does 321 E Scharf Avenue have?
- 321 E Scharf Avenue has Baseboard, Ductless Mini-Split heating and Ductless Mini-Split cooling.
- Where is 321 E Scharf Avenue located?
- 321 E Scharf Avenue is in Vergas, MN 56587, in Otter Tail County.
- Is 321 E Scharf Avenue still available?
- Yes — 321 E Scharf Avenue is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 321 E Scharf Avenue built?
- 321 E Scharf Avenue was built in 1964. It features a raised foundation.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Vergas area.