321 E Scharf Avenue, Vergas, MN 56587
3 Beds | 2 Baths | 1,692 Sq Ft | Single Family Home | MLS# 7087416
M Markdowns — Price Reduced — was $239,900 (↓ $40,000)
Is 321 E Scharf Avenue a Good Deal?
BuyPulse Verdict
Excellent Value
At $118/sqft — This home is priced 51% below the typical Vergas single-family home of $239/sqft.
Powered by the Realgorithm™ — 17 active Vergas listings · NorthstarMLS
$1,298/month Estimated
- Principal & interest
- $1,011
- Property taxes
- $166
- Home insurance (est.)
- $117
- Special assessments
- $4
- HOA dues
- None
20% down ($39,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
50 earns the badge · a typical active home here scores ~0
The price here has already come down — the numbers point to real room to negotiate.
- 130 days on market — well over the usual 72 days
- Price cut 16.7% (−$40,000)
- No negative signals found in the listing history
MMR track record: Offer-Ready homes closed a median 12% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 79 vs 998 NorthstarMLS sales, updated monthly.
How the 0–100 Offer-Ready Score works →
Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.
About This Home
Welcome to this one-level home in the desirable Vergas community! Situated on nearly an acre, this property offers the perfect blend of small-town convenience and spacious outdoor living. Inside, you'll find comfortable one-level living plus a versatile flex room ideal for a home office, exercise room, playroom, hobby space, or whatever your lifestyle requires. The attached garage provides everyday convenience, while the storage shed offers additional space for tools, lawn equipment, and seasonal storage. Outside, enjoy a beautiful yard with mature trees, a paved driveway, and plenty of room to relax, entertain, or play. Located just off the paved walking path, you can easily walk to the beach, downtown Vergas, restaurants, shopping, the bank, gas station, and more. Enjoy the charm, amenities, and vibrant community that make Vergas such a special place to call home.
Key Features
- Built
- 1964
- Garage
- 2-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $1,987 (2025)
- Specials/yr
- $45
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,692
- Lot Size
- 1.13 acres
- Basement
- No
- County
- Otter Tail
- List Date
- 2026-06-05
- Days on Market
- 130 days
- Parcel ID
- 82000500011001
Financial
- Total Tax incl. Assessments
- $2,032
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Baseboard, Ductless Mini-Split
- Cooling
- Ductless Mini-Split
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
Construction & Exterior
Construction & Structure
- Foundation Type
- Raised
- Foundation Area
- 1,692 sqft
- Total Building Area
- 1,692 sqft
Exterior Features
- Exterior Features
- Fiber Board
- Accessibility Features
- No Stairs External, No Stairs Internal, Wheelchair Ramp(s), Soaking Tub
Parking & Garage
- Parking Features
- Attached Garage
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REMAX Lakes Region
Price History
Reduced $40,000 (16.7%)
- Price reduced to $239,900 — Aug 31, 2026
- Price reduced to $199,900 — Oct 8, 2026
321 E Scharf Avenue is listed in Vergas, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 321 E Scharf Avenue
Associate Broker · Modern Market REALTORS®
Your Vergas real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REMAX Lakes Region · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7087416 · Data refreshed October 8, 2026
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Frequently Asked Questions About 321 E Scharf Avenue
- Is $199,900 a good price for a home in Vergas?
- According to BuyPulse, 321 E Scharf Avenue rates Excellent Value — at $118/sqft it's priced 51% below the typical Vergas single-family home of $239/sqft. Powered by the Realgorithm™. Browse Vergas homes for sale to compare.
- What are the special assessments at 321 E Scharf Avenue — and what do they mean?
- This property has $45/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,987/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- What type of heating and cooling does 321 E Scharf Avenue have?
- 321 E Scharf Avenue has Baseboard, Ductless Mini-Split heating and Ductless Mini-Split cooling.
- Where is 321 E Scharf Avenue located?
- 321 E Scharf Avenue is in Vergas, MN 56587, in Otter Tail County.
- Is 321 E Scharf Avenue still available?
- Yes — 321 E Scharf Avenue is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 321 E Scharf Avenue built?
- 321 E Scharf Avenue was built in 1964. It features a raised foundation.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Vergas area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 10:29 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.