39678 Utopia Bay Lane, Waubun, MN 56589
1 Bed | 1 Bath | 2,816 Sq Ft | Single Family Home | MLS# 7083723
M Markdowns — Price Reduced — was $249,900 (↓ $10,900)
Is 39678 Utopia Bay Lane a Good Deal?
BuyPulse Verdict
Excellent Value
At $85/sqft — This home is priced 59% below the Waubun median of $205/sqft.
Powered by the Realgorithm™ — 6 active Waubun listings · NorthstarMLS
$1,537/month Estimated
- Principal & interest
- $1,209
- Property taxes
- $96
- Home insurance (est.)
- $139
- Special assessments
- $5
- HOA dues
- $88/mo
20% down ($47,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
New Construction
Located in Oxbow Beach Club, Waubun, MN.
About This Home
Escape to the woods with this adorable, fully furnished custom-built cabin located in a rare year-round association! Tucked back in the corner, this seasonal retreat offers 1 bedroom plus a versatile loft space with immense potential, and can easily be converted for year-round enjoyment with just a few adjustments. You can truly tell the builder had an eye for detail, showcasing very cool finishes throughout including a bathroom complete with double stainless vessel sinks, roap corners, custom built wooden slab staircase and a built-in sound system featuring premium Bose speakers.One of its standout features is the cutest fully enclosed gazebo, complete with windows that open all around to catch the refreshing breeze while screens keep the bugs at bay. Take in beautiful fall and winter views of the lake from the loft! As part of the association, you'll enjoy access to 64 shared acres complete with scenic walking trails, a beautiful sandy beach on Elbow Lake, and a newly cleared open space for a potential storage shed. Don't miss your chance to own this private, detail-rich woodland oasis!
Key Features
- Built
- 2022
- Style
- One and One Half
- HOA
- $1,050/Annually
- HOA Includes
- Beach Access, Lawn Care, Snow Removal
- Annual Taxes
- $1,157 (2026)
- Specials/yr
- $65
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,408
- Below Grade Sq Ft
- 1,408
- Lot Size
- 0.17 acres
- Basement
- No
- County
- Becker
- List Date
- 2026-05-30
- Days on Market
- 136 days
- Parcel ID
- 250555512
Financial
- Total Tax incl. Assessments
- $1,222
- Specials Pending
- No
- HOA Name
- George Windus
Home Systems & Utilities
- Heating
- Ductless Mini-Split
- Cooling
- Ductless Mini-Split
- Water
- Shared System
- Sewer
- Shared Septic
Construction & Exterior
Construction & Structure
- New Construction
- Yes
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,056 sqft
- Total Building Area
- 1,056 sqft
Exterior Features
- Exterior Features
- Wood
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Open
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REMAX Lakes Region
Price History
- Price reduced to $239,000 — Sep 25, 2026
39678 Utopia Bay Lane is listed in Waubun, MN, part of Becker County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 39678 Utopia Bay Lane
Associate Broker · Modern Market REALTORS®
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Listed by REMAX Lakes Region · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7083723 · Data refreshed September 25, 2026
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Frequently Asked Questions About 39678 Utopia Bay Lane
- Is $239,000 a good price for a home in Waubun?
- According to BuyPulse, 39678 Utopia Bay Lane rates Excellent Value — at $85/sqft it's priced 59% below the Waubun median of $205/sqft. Powered by the Realgorithm™. Browse Waubun homes for sale to compare.
- What are the special assessments at 39678 Utopia Bay Lane — and what do they mean?
- This property has $65/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,157/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 39678 Utopia Bay Lane have an HOA?
- Yes, 39678 Utopia Bay Lane has a homeowners association with dues of $1,050 annually. HOA includes: Beach Access, Lawn Care, Snow Removal.
- What type of heating and cooling does 39678 Utopia Bay Lane have?
- 39678 Utopia Bay Lane has Ductless Mini-Split heating and Ductless Mini-Split cooling.
- Where is 39678 Utopia Bay Lane located?
- 39678 Utopia Bay Lane is in the Oxbow Beach Club neighborhood of Waubun, MN 56589, in Becker County.
- Is 39678 Utopia Bay Lane still available?
- Yes — 39678 Utopia Bay Lane is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 39678 Utopia Bay Lane built?
- 39678 Utopia Bay Lane was built in 2022. It features a poured concrete foundation.
- How walkable is 39678 Utopia Bay Lane?
- 39678 Utopia Bay Lane has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 25/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
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Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 10:29 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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