405 20th Avenue E, West Fargo, ND 58078
5 Beds | 7 Baths | 5,860 Sq Ft | Single Family Home | MLS# 7116898
Price Reduced — was $1,900,000 (↓ $100,000) · M Markdowns
Is 405 20th Avenue E a Good Deal?
BuyPulse Verdict
Premium Pricing
At $307/sqft — This home is priced 68% above the typical West Fargo single-family home of $183/sqft.
Powered by the Realgorithm™ — 72 active West Fargo listings · NorthstarMLS
$12,431/month Estimated
- Principal & interest
- $9,102
- Property taxes
- $1,629
- Home insurance (est.)
- $1,050
- Special assessments
- $550
- HOA dues
- $100/mo
20% down ($360,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Charleswood River Estates 12th Add, West Fargo, ND.
About This Home
Custom built 2- story home in the GATED Charleswood River Estates Peninsula! This magnificent home has 5 bedrooms, 7 bathrooms including 3 with steam showers, 9' & 12' ceilings, 2 fireplaces, and 2 laundry rooms. The great room, kitchen, and breakfast nook are open concept with views of the private wooded yard. The Chef's Kitchen is a dream with its large island, granite countertops, a gas range with pot filler, and a walk-in butler’s pantry. There is also a formal dining area close by for easy entertaining or family dinners. The office/den is situated away from the main areas to give a quiet relaxing space. There is a large walk-in closet off the garage and another one located near the main entry. Upstairs features a spacious primary suite with a gas fireplace, a custom steam shower & separate soaking tub, double sinks and spacious walk-in closet. A private covered deck also lets you enjoy the backyard views. Two additional bedrooms with walk-in closets, another full bath and laundry room complete the second level. The basement features 2 additional bedrooms each with private baths featuring steam showers and walk-in closets. A family room with a kitchenette, a recording room with a half bath, a mechanical room and a second laundry room with access from the garage complete the lower level. The finished and heated 5 stall garage has its own half bath and has access from the backyard. Don’t miss out on this home situated on over an acre of land in a quiet location in the heart of West Fargo. Call your favorite agent for a showing today!
3D Home Tour
Key Features
- Built
- 2014
- Garage
- 5-Car Attached
- Style
- Two
- HOA
- $100/Monthly
- HOA Includes
- Lawn Care, Other, Snow Removal
- Annual Taxes
- $19,544 (2025)
- Specials/yr
- $6,599
- School District
- West Fargo Public Schools
- Assigned Elementary School
- South Elementary School
- Assigned Middle School
- Cheney Middle School
- Assigned High School
- West Fargo High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 3,704
- Below Grade Sq Ft
- 2,156
- Lot Size
- 1.022 acres
- Basement
- Yes
- Roof
- Architectural Shingle
- County
- Cass
- List Date
- 2026-08-12
- Days on Market
- 47 days
- Parcel ID
- 02012200020000
Financial
- Total Tax incl. Assessments
- $26,143
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air, In-Floor Heating, Radiant
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Lower Level, Laundry Room, Upper Level
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 2,256 sqft
- Total Building Area
- 5,960 sqft
Exterior Features
- Exterior Features
- Stone, Wood
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Concrete, Floor Drain, Finished Garage, Heated Garage
Lot & Land
- Lot Features
- Island/Peninsula, Tree Coverage - Medium
- Road Surface
- Private Road
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- FpG Realty
Price History
- Price reduced to $1,800,000 — Sep 10, 2026
405 20th Avenue E is listed in West Fargo, ND, part of Cass County. Browse all North Dakota homes for sale on Modern Market REALTORS®.
Showing — 405 20th Avenue E
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View Full Listing & PhotosMLS# 7116898 · Data refreshed September 10, 2026
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Frequently Asked Questions About 405 20th Avenue E
- What schools is 405 20th Avenue E zoned to?
- 405 20th Avenue E is zoned to South Elementary School (elementary), Cheney Middle School (middle school), and West Fargo High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $1,800,000 a good price for a home in West Fargo?
- According to BuyPulse, 405 20th Avenue E rates Premium Pricing — at $307/sqft it's priced 68% above the typical West Fargo single-family home of $183/sqft. Powered by the Realgorithm™. Browse West Fargo homes for sale to compare.
- What are the special assessments at 405 20th Avenue E — and what do they mean?
- This property has $6,599/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Special assessments are common in newer North Dakota developments and typically run 5 to 25 years. Annual property taxes are $19,544/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in West Fargo — live figures on every home for sale.
- Does 405 20th Avenue E have a basement?
- Yes, 405 20th Avenue E has a basement with 2,156 sq ft of below-grade space.
- Does 405 20th Avenue E have an HOA?
- Yes, 405 20th Avenue E has a homeowners association with dues of $100 monthly. HOA includes: Lawn Care, Other, Snow Removal.
- What type of heating and cooling does 405 20th Avenue E have?
- 405 20th Avenue E has Forced Air, In-Floor Heating, Radiant heating and Central Air cooling.
- Where is 405 20th Avenue E located?
- 405 20th Avenue E is in the Charleswood River Estates neighborhood of West Fargo, ND 58078, in Cass County. It's in the West Fargo Public Schools.
- Is 405 20th Avenue E still available?
- Yes — 405 20th Avenue E is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 405 20th Avenue E built?
- 405 20th Avenue E was built in 2014. It features an architectural shingle roof and a poured concrete foundation.
- Does 405 20th Avenue E have main-floor laundry?
- No — the laundry at 405 20th Avenue E is in the lower level.
- What utilities serve 405 20th Avenue E?
- Electric and gas at 405 20th Avenue E are provided by Xcel Energy and Cass County Electric Cooperative. Water, sewer, and garbage are handled by City of West Fargo Utilities. Internet options include Midco, Sparklight, CenturyLink and 702 Communications. Full West Fargo utility setup guide — phone numbers and move-in timeline →
- Is 405 20th Avenue E near a golf course?
- Yes — Osgood Golf Course (public course) is about 2.3 miles from 405 20th Avenue E. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 405 20th Avenue E?
- 405 20th Avenue E has a Walk Score of 2/100 (Car-Dependent) and a Bike Score of 28/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the West Fargo area.