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4 Beds | 2 Baths | 1,700 Sq Ft | Single Family Home | MLS# 7076938
Price Reduced — was $569,000 (↓ $30,000) · M Markdowns
Is 18156 420th Street SE a Good Deal?
BuyPulse Verdict
Fair Market Value
At $317/sqft — This home is priced right at the Winger median of $317/sqft.
Powered by the Realgorithm™ — 1 active Winger listings · NorthstarMLS
$3,284/month Estimated
- Principal & interest
- $2,725
- Property taxes
- $217
- Home insurance (est.)
- $314
- Special assessments
- $28
- HOA dues
- None
20% down ($107,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Rarely does a property come available that combines premier lakefront living, proven hunting history, complete privacy, and a newly constructed home all in one package. Located in Polk County near Fertile, Minnesota, this exceptional 20-acre property on Maltrud Lake offers a true turnkey opportunity for the outdoor enthusiast seeking year-round recreation, relaxation, and comfortable modern living. Built in the fall of 2024, the 30x70 slab-on-grade home was thoughtfully designed for low-maintenance living and maximum comfort. The home features four bedrooms and two bathrooms with in-floor heat throughout, creating an efficient and comfortable atmosphere during every season. Spray foam insulation, central air conditioning, a heat pump system, LED lighting, and a tankless on-demand water heater all contribute to the home’s energy efficiency and modern functionality. Inside, the open-concept kitchen, dining, and living area creates an inviting space for entertaining family and guests after a day outdoors. Vaulted ceilings, custom woodwork, and an electric fireplace add warmth and character throughout the home. Most furnishings are included, down to the dishes and kitchen utensils, allowing the new owner to move right in and immediately enjoy the property. All appliances will remain with the home, and high-speed internet is already connected for those working remotely or staying connected year-round. The attached heated two-stall garage doubles as an outstanding entertainment area complete with a full bar setup and included 20-gun Browning safe. A screened garage setup helps maximize enjoyment during buggy seasons, while the outdoor patio fan assists in keeping insects at bay during summer evenings. Outside, the professionally landscaped yard features a large paver patio, flower beds, lakeside fire pit area, and beautiful views overlooking Maltrud Lake. There is a full camper hookup on the south side of the house and generator hook up from back up capabilities. For hunters and outdoor enthusiasts, this property delivers exceptional opportunities. Established food plots planted in chicory, clover, and alfalfa are already in place alongside elevated insulated hunting blinds. The area has a strong history of trophy whitetail bucks, black bears, turkey, and abundant waterfowl activity. Maltrud Lake is widely recognized locally for attracting large numbers of migrating ducks and geese, offering outstanding waterfowl hunting right from your own shoreline. With approximately 900 feet of private lakeshore and no public access on the lake, you can enjoy peaceful days on the water with very limited outside pressure. The lake itself spans approximately 120 acres with depths around 8 feet, making it ideal for waterfowl hunting, kayaking, paddle boating, and leisurely pontoon rides. The property also includes a private boat landing, dock, and paddle boats. Whether enjoying a quiet sunset cruise, fishing, scouting ducks, or simply relaxing at the water’s edge, the setting offers an unmatched level of privacy and tranquility. Additional outdoor improvements include a private driveway, cleared building area for a future pole barn, shop, or guest cabin, and a power line easement area that could be utilized for larger food plots or gardening projects. The level lot allows for easy lake access with no steps to the water, making the shoreline easily accessible for all ages. One of the property’s greatest advantages is its location near hundreds of acres of public hunting land while still maintaining complete seclusion. Union Lake public access is located less than three miles away, giving owners convenient access to additional recreational opportunities throughout the Union Lake and Maple Lake area. Despite the secluded setting, the property remains within easy driving distance to nearby communities including Grand Forks, and Fargo-Moorhead. Whether you are searching for a private hunting retreat or year round lake home, this one checks alot of boxes
Key Features
- Built
- 2024
- Garage
- 2-Car Attached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,599 (2026)
- Specials/yr
- $335
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,700
- Lot Size
- 20 acres
- Basement
- No
- Roof
- Age 8 Years or Less, Asphalt
- Construction
- Concrete, Frame
- County
- Polk
- List Date
- 2026-05-25
- Days on Market
- 140 days
- Parcel ID
- 270008400
Financial
- Total Tax incl. Assessments
- $2,934
- Specials Pending
- No
Home Systems & Utilities
- Heating
- In-Floor Heating
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Water
- Drilled, Private, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Appliances
- Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Room, Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete, Slab
- Foundation Area
- 2,100 sqft
- Total Building Area
- 2,100 sqft
Exterior Features
- Exterior Features
- Vinyl
- View
- Panoramic, West
- Accessibility Features
- No Stairs Internal
Parking & Garage
- Parking Features
- Attached Garage, Finished Garage, Gravel, Heated Garage, Paved Lot
Lot & Land
- Lot Features
- Additional Land Available, Accessible Shoreline, Corner Lot, Suitable for Horses, Tillable, Tree Coverage - Heavy
- Topography
- High Ground,Level
- Road Surface
- County Road
- Wooded Area
- 12 acres
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Whitetail Properties Real Esta
Price History
Reduced $30,000 (5.3%)
- Price reduced to $569,000 — Jun 26, 2026
- Price reduced to $539,000 — Aug 1, 2026
18156 420th Street SE is listed in Winger, MN, part of Polk County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 18156 420th Street SE
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View Full Listing & PhotosMLS# 7076938 · Data refreshed August 27, 2026
Frequently Asked Questions About 18156 420th Street SE
- Is $539,000 a good price for a home in Winger?
- According to BuyPulse, 18156 420th Street SE rates Fair Market Value — at $317/sqft it's priced right at the Winger median of $317/sqft. Powered by the Realgorithm™. Browse Winger homes for sale to compare.
- What are the special assessments at 18156 420th Street SE — and what do they mean?
- This property has $335/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,599/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- What type of heating and cooling does 18156 420th Street SE have?
- 18156 420th Street SE has In-Floor Heating and Central Air cooling.
- Where is 18156 420th Street SE located?
- 18156 420th Street SE is in Winger, MN 56592, in Polk County.
- Is 18156 420th Street SE still available?
- Yes — 18156 420th Street SE is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 18156 420th Street SE built?
- 18156 420th Street SE was built in 2024. It features concrete, frame construction and a poured concrete, slab foundation.
- Does 18156 420th Street SE have main-floor laundry?
- Yes — the laundry at 18156 420th Street SE is on the main level.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Winger area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.