Split-Level Homes for Sale in Fargo-Moorhead
Split-level homes — three-level and four-level designs — divide interior space across multiple half-flights of stairs, creating distinct zones for living, sleeping, and recreation. Common in Fargo-Moorhead's established neighborhoods from the 1960s through the 1990s, split-levels deliver more functional space than a comparable two-story at a notably lower price point.
Why Buy a Split-Level Home in Fargo-Moorhead?
Split-level homes (also called tri-level or quad-level) divide living space across three or more half-flights of stairs. Unlike a bi-level — which is just two levels split by a single staircase at the front entry — true split-levels stagger the main floor, upper bedrooms, lower family room, and sometimes a fourth basement level at different heights.
The practical benefit is zoning. Bedrooms upstairs stay quiet while a finished family room downstairs absorbs noise from kids, TV, and gaming without disturbing the main floor. The half-flight separation feels less intrusive than a full staircase and creates natural visual interest with split sightlines.
In Fargo-Moorhead, most split-levels were built between 1965 and 1995, concentrated in neighborhoods like north Fargo, central Moorhead, and the older sections of West Fargo. Many have been updated with modern kitchens and finished lower levels — making them an excellent value compared to two-story homes of similar square footage.
For families with kids, split-levels are often the practical sweet spot: more separation than a rambler, less continuous stair-climbing than a two-story, and price points typically 10-20% below comparable two-stories in the same neighborhood.
Split-level homes for sale in Fargo-Moorhead range from affordable split-level homes in Fargo that are ready for your updates to move-in ready split-level homes in Fargo with newer kitchens, flooring, and mechanicals. Whether you want an affordable split-level to make your own, an updated split-level home near Fargo, or a move-in ready tri-level you can close on now, we can help you find it.
Best Neighborhoods
Some of the best split-level homes in Fargo are found in the established neighborhoods built between the late 1960s and mid 1990s. North Fargo near Oak Grove and El Zagal, central Moorhead near MSUM and Concordia, and older sections of West Fargo all have significant split-level inventory. Newer split-levels are rare — most new construction in the metro is two-story or rambler.
Browse Split-Level Homes for Sale — Page 3
6826 Selkirk Drive S, Fargo, ND — $374,080 · Est. $1,892/mo · ▼ $5,000 (1%) off, was $379,080, reduced Jul 10 · House for Sale · Tri-Level · New Build · 3 bed · 3 bath · 1,714 sqft · 0.108 ac lot · Active · M Markdowns · Listed by Aspire Realty
6781 30 Street S, Fargo, ND — $403,550 · Est. $2,041/mo · ▼ $1 (0%) off, was $403,551, reduced Aug 4 · House for Sale · Tri-Level · New Build · 3 bed · 3 bath · 1,975 sqft · 0.134 ac lot · Active · M Markdowns · Listed by REALTY XPERTS
973 61st Avenue W, West Fargo, ND — $554,900 · Est. $2,806/mo · ▼ $5,000 (1%) off, was $559,900, reduced 4 weeks ago · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,802 sqft · 6,375 sqft lot · Active · M Markdowns · Listed by Beyond Realty
8479 61st Street S, Horace, ND — $572,400 · Est. $2,894/mo · House for Sale · Tri-Level · New Build · 5 bed · 3 bath · 2,813 sqft · 8,472 sqft lot · Active · Listed by Beyond Realty
112 18 Street NE, Barnesville, MN — $431,400 · Est. $2,181/mo · House for Sale · Tri-Level · 4 bed · 3 bath · 2,267 sqft · 9,800 sqft lot · ~30 min from Fargo · Active · Listed by Thomsen Homes
6264 86th Avenue S, Horace, ND — $364,900 · Est. $1,845/mo · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 1,962 sqft · 7,020 sqft lot · Active · Listed by REALTY XPERTS
8318 61st Street S, Horace, ND — $594,900 · Est. $3,008/mo · House for Sale · Tri-Level · New Build · 5 bed · 3 bath · 2,959 sqft · 14,767 sqft lot · Active · Listed by Beyond Realty
17945 330th Avenue, Detroit Lakes, MN — $430,000 · Est. $2,174/mo · House for Sale · Acreage · 4 bed · 3 bath · 2,744 sqft · 7.76 ac lot · ~65 min from Fargo · Active · M Premiere · Listed by eXp Realty
17106 305th Avenue, Detroit Lakes, MN — $535,000 · Est. $2,705/mo · House for Sale · Tri-Level · Acreage · 3 bed · 3 bath · 1,734 sqft · 5 ac lot · ~65 min from Fargo · Active · Listed by Baumbach Real Estate LLC
1923 Longview Drive, Detroit Lakes, MN — $429,900 · Est. $2,174/mo · ▼ $10,000 (2%) off, was $439,900, reduced 6 days ago · House for Sale · Tri-Level · 3 bed · 3 bath · 2,079 sqft · 0.36 ac lot · ~55 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Detroit Lakes
420 James Street, Detroit Lakes, MN — $284,900 · Est. $1,441/mo · ▼ $10,000 (3%) off, was $294,900, reduced yesterday · House for Sale · Tri-Level · 4 bed · 3 bath · 1,858 sqft · 0.24 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by The Real Estate Company of Detroit Lakes
8609 Sugarberry Creek, Brainerd, MN — $474,900 · Est. $2,401/mo · House for Sale · 4 bed · 3 bath · 2,567 sqft · 0.47 ac lot · ~165 min from Fargo · Active · M Premiere · Listed by Set Apart Realty
13910 Cherrywood Drive, Baxter, MN — $399,900 · Est. $2,022/mo · House for Sale · 5 bed · 2 bath · 2,640 sqft · 0.49 ac lot · ~165 min from Fargo · Active · Listed by Coldwell Banker Realty
4107 S Ida View Court NW, Alexandria, MN — $895,000 · Est. $4,526/mo · House for Sale · Tri-Level · Waterfront · 3 bed · 4 bath · 4,158 sqft · 1.18 ac lot · ~120 min from Fargo · Active · Listed by Counselor Realty Inc of Alex
4405 Birchmont Drive NE, Bemidji, MN — $439,900 · Est. $2,224/mo · House for Sale · 5 bed · 2 bath · 2,564 sqft · 1.92 ac lot · ~130 min from Fargo · Active · Listed by Rogue Real Estate Co.
31831 Sunny Beach Road, Grand Rapids, MN — $1,750,000 · Est. $8,849/mo · ▼ $100,000 (5%) off, was $1,850,000, reduced 11 days ago · House for Sale · Tri-Level · Waterfront · 4 bed · 4 bath · 3,353 sqft · 1.44 ac lot · ~205 min from Fargo · Active · M Markdowns · Listed by MN DIRECT PROPERTIES
3235 Lake Andrew Road SW, Alexandria, MN — $635,000 · Est. $3,211/mo · House for Sale · Waterfront · 3 bed · 2 bath · 2,268 sqft · 0.311 ac lot · ~130 min from Fargo · Active · Listed by RE/MAX Results
13567 Maplewood Drive, Baxter, MN — $575,000 · Est. $2,908/mo · ▼ $24,900 (4%) off, was $599,900, reduced 2 weeks ago · House for Sale · Waterfront · 3 bed · 3 bath · 2,452 sqft · 0.75 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
1119 Lake Street, Alexandria, MN — $374,900 · Est. $1,896/mo · ▼ $5,000 (1%) off, was $379,900, reduced 5 weeks ago · House for Sale · 4 bed · 3 bath · 3,365 sqft · 0.28 ac lot · ~125 min from Fargo · Active · M Markdowns · Listed by Alexandria Property Group
308 Fingal Drive, Alexandria, MN — $296,000 · Est. $1,497/mo · ▼ $4,000 (1%) off, was $300,000, reduced 6 weeks ago · House for Sale · 3 bed · 2 bath · 925 sqft · 0.625 ac lot · ~125 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
1712 Cranberry Lane NE, Alexandria, MN — $410,000 · Est. $2,073/mo · ▼ $14,500 (3%) off, was $424,500, reduced 12 days ago · House for Sale · Tri-Level · 3 bed · 2 bath · 2,016 sqft · 0.54 ac lot · ~125 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Crown Realtors
13498 Meredith Drive, Baxter, MN — $399,900 · Est. $2,022/mo · ▼ $15,100 (4%) off, was $415,000, reduced Aug 12 · House for Sale · Tri-Level · 5 bed · 3 bath · 2,944 sqft · 0.7 ac lot · ~160 min from Fargo · Active · M Markdowns · Listed by Exit Realty Hometown Advantage
814 Curt Felt Drive, Alexandria, MN — $574,900 · Est. $2,907/mo · ▼ $5,000 (1%) off, was $579,900, reduced 9 days ago · House for Sale · Tri-Level · 4 bed · 4 bath · 2,646 sqft · 0.43 ac lot · ~125 min from Fargo · Active · M Markdowns · Listed by Counselor Realty Inc of Alex
13961 Grand Oaks Court, Baxter, MN — $365,000 · Est. $1,846/mo · ▼ $4,000 (1%) off, was $369,000, reduced 4 days ago · House for Sale · Tri-Level · 4 bed · 2 bath · 2,384 sqft · 0.63 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals
41780 Kansas Point Lane, Pelican Rapids, MN — $675,000 · Est. $3,413/mo · ▼ $20,000 (3%) off, was $695,000, reduced 2 weeks ago · House for Sale · Tri-Level · Waterfront · 5 bed · 3 bath · 1,786 sqft · 0.83 ac lot · ~60 min from Fargo · Active · M Markdowns · Listed by RE/MAX Advantage Plus
3419 Birchmont Drive NE, Bemidji, MN — $384,900 · Est. $1,946/mo · ▼ $15,000 (4%) off, was $399,900, reduced 3 weeks ago · House for Sale · Tri-Level · 3 bed · 2 bath · 2,494 sqft · 0.62 ac lot · ~130 min from Fargo · Active · M Markdowns · Listed by Real Broker, LLC
2120 Grotte Avenue NE, Bemidji, MN — $475,000 · Est. $2,402/mo · ▼ $35,000 (7%) off, was $510,000, reduced 5 days ago · House for Sale · Acreage · 4 bed · 4 bath · 3,036 sqft · 2 ac lot · ~130 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
L4B2 Wildflower Drive, Baxter, MN — $402,000 · Est. $2,033/mo · House for Sale · Tri-Level · 3 bed · 2 bath · 1,586 sqft · 0.75 ac lot · ~165 min from Fargo · Active · Listed by Edina Realty, Inc.
1005 Horseshoe Lake Road, Grand Rapids, MN — $399,000 · Est. $2,018/mo · House for Sale · Acreage · 6 bed · 4 bath · 3,580 sqft · 2.75 ac lot · ~200 min from Fargo · Active · Listed by COLDWELL BANKER NORTHWOODS
Frequently Asked Questions
What is a split-level home?
A split-level (also called tri-level or quad-level) home divides interior space across three or more levels connected by short half-flights of stairs. Typically the main floor (living room, kitchen) is at entry level, bedrooms are a half-flight up, a family room is a half-flight down, and sometimes a fourth basement level is half a flight below that.
What's the difference between a split-level and a bi-level?
A bi-level (or split-entry) has two equal levels split by one staircase landing at the front door. A split-level has three or more staggered levels with multiple half-flights of stairs. Bi-levels feel like two halves; split-levels feel like a series of connected zones at different heights. See our /bi-level-homes-for-sale page if you're searching for the two-level split-entry layout specifically.
Are split-level homes a good value in Fargo?
Yes — split-levels typically sell for 10-20% less per square foot than comparable two-story homes in the same neighborhood. Buyers who don't mind multiple short staircases get more total finished square footage for their budget. Many Fargo-area split-levels have updated kitchens and finished lower levels, increasing their value-per-dollar.
Where can I find split-level homes in Fargo-Moorhead?
North Fargo (Oak Grove, El Zagal, near NDSU), central Moorhead near MSUM, and older sections of West Fargo have the highest concentration. Most split-levels in this market were built between 1965 and 1995. Newer construction is rare — modern builders favor two-story and rambler floor plans.
Are split-level homes hard to resell?
Split-levels appeal to a specific buyer profile (families with kids, value buyers, people who appreciate zoned living spaces). They sell steadily in Fargo-Moorhead but typically take slightly longer than two-story homes. Well-maintained, updated split-levels move quickly; dated split-levels may sit longer unless priced aggressively.
How do I find split-level homes for sale near me in Fargo-Moorhead?
Tell us your target area and budget and we'll send matching split-level, tri-level, and quad-level homes for sale near you across Fargo, West Fargo, Moorhead, and Horace — including updated and move-in ready split-levels before they're widely advertised.
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Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.