Split-Level Homes for Sale

Page 3 of 3. Browse three-level and four-level split homes for sale in Fargo, Moorhead, West Fargo, and Horace. Multi-tiered floor plans with distinct living zones. Call 701-205-5517.

Split-level homes — three-level and four-level designs — divide interior space across multiple half-flights of stairs, creating distinct zones for living, sleeping, and recreation. Common in Fargo-Moorhead's established neighborhoods from the 1960s through the 1990s, split-levels deliver more functional space than a comparable two-story at a notably lower price point.

Why Buy a Split-Level Home in Fargo-Moorhead?

Split-level homes (also called tri-level or quad-level) divide living space across three or more half-flights of stairs. Unlike a bi-level — which is just two levels split by a single staircase at the front entry — true split-levels stagger the main floor, upper bedrooms, lower family room, and sometimes a fourth basement level at different heights.

The practical benefit is zoning. Bedrooms upstairs stay quiet while a finished family room downstairs absorbs noise from kids, TV, and gaming without disturbing the main floor. The half-flight separation feels less intrusive than a full staircase and creates natural visual interest with split sightlines.

In Fargo-Moorhead, most split-levels were built between 1965 and 1995, concentrated in neighborhoods like north Fargo, central Moorhead, and the older sections of West Fargo. Many have been updated with modern kitchens and finished lower levels — making them an excellent value compared to two-story homes of similar square footage.

For families with kids, split-levels are often the practical sweet spot: more separation than a rambler, less continuous stair-climbing than a two-story, and price points typically 10-20% below comparable two-stories in the same neighborhood.

Split-level homes for sale in Fargo-Moorhead range from affordable split-level homes in Fargo that are ready for your updates to move-in ready split-level homes in Fargo with newer kitchens, flooring, and mechanicals. Whether you want an affordable split-level to make your own, an updated split-level home near Fargo, or a move-in ready tri-level you can close on now, we can help you find it.

Best Neighborhoods

Some of the best split-level homes in Fargo are found in the established neighborhoods built between the late 1960s and mid 1990s. North Fargo near Oak Grove and El Zagal, central Moorhead near MSUM and Concordia, and older sections of West Fargo all have significant split-level inventory. Newer split-levels are rare — most new construction in the metro is two-story or rambler.

Browse Split-Level Homes — Page 3

10308 S Oaks Road, Brainerd, MN 56401 — $469,000 · 4 bd / 2 ba · Tri-Level · Acreage
14473 Barnes Drive, Detroit Lakes, MN 56501 — $915,000 · 4 bd / 4 ba · Tri-Level · Waterfront
1029 Holton Ave, Brainerd, MN 56401 — $325,000 · ▼ $24,900 off (7%) · 4 bd / 3 ba · Tri-Level
765 Adams Avenue SW, Bemidji, MN 56601 — $299,900 · 4 bd / 2 ba · Tri-Level
3419 Birchmont Drive NE, Bemidji, MN 56601 — $399,900 · 3 bd / 2 ba · Tri-Level
2120 Grotte Avenue NE, Bemidji, MN 56601 — $510,000 · ▼ $49,000 off (9%) · 4 bd / 4 ba · Acreage
6826 Selkirk Drive S, Fargo, ND 58104 — $374,080 · 3 bd / 3 ba · Tri-Level · New Build
6716 66th Avenue S, Horace, ND 58047 — $365,000 · 4 bd / 3 ba · Tri-Level
6781 30 Street S, Fargo, ND 58104 — $403,550 · 3 bd / 3 ba · Tri-Level · New Build
973 61st Avenue W, West Fargo, ND 58078 — $559,900 · 4 bd / 3 ba · Tri-Level · New Build
8479 61st Street S, Horace, ND 58047 — $572,400 · ▼ $2,500 off · 5 bd / 3 ba · Tri-Level · New Build
809 Holton Ave, Brainerd, MN 56401 — $370,000 · ▼ $4,000 off (1%) · 4 bd / 3 ba · Tri-Level
2822 Addison Avenue, Brainerd, MN 56401 — $285,000 · 4 bd / 2 ba · Tri-Level
110 18 Street NE, Barnesville, MN 56514 — $422,175 · 4 bd / 3 ba · Tri-Level
6264 86th Avenue S, Horace, ND 58047 — $364,900 · 4 bd / 3 ba · Tri-Level · New Build
2807 Edgewood Drive N, Fargo, ND 58102 — $389,900 · 5 bd / 2 ba
8318 61st Street S, Horace, ND 58047 — $599,900 · 5 bd / 3 ba · Tri-Level · New Build

Frequently Asked Questions

What is a split-level home?

A split-level (also called tri-level or quad-level) home divides interior space across three or more levels connected by short half-flights of stairs. Typically the main floor (living room, kitchen) is at entry level, bedrooms are a half-flight up, a family room is a half-flight down, and sometimes a fourth basement level is half a flight below that.

What's the difference between a split-level and a bi-level?

A bi-level (or split-entry) has two equal levels split by one staircase landing at the front door. A split-level has three or more staggered levels with multiple half-flights of stairs. Bi-levels feel like two halves; split-levels feel like a series of connected zones at different heights. See our /bi-level-homes-for-sale page if you're searching for the two-level split-entry layout specifically.

Are split-level homes a good value in Fargo?

Yes — split-levels typically sell for 10-20% less per square foot than comparable two-story homes in the same neighborhood. Buyers who don't mind multiple short staircases get more total finished square footage for their budget. Many Fargo-area split-levels have updated kitchens and finished lower levels, increasing their value-per-dollar.

Where can I find split-level homes in Fargo-Moorhead?

North Fargo (Oak Grove, El Zagal, near NDSU), central Moorhead near MSUM, and older sections of West Fargo have the highest concentration. Most split-levels in this market were built between 1965 and 1995. Newer construction is rare — modern builders favor two-story and rambler floor plans.

Are split-level homes hard to resell?

Split-levels appeal to a specific buyer profile (families with kids, value buyers, people who appreciate zoned living spaces). They sell steadily in Fargo-Moorhead but typically take slightly longer than two-story homes. Well-maintained, updated split-levels move quickly; dated split-levels may sit longer unless priced aggressively.

How do I find split-level homes for sale near me in Fargo-Moorhead?

Tell us your target area and budget and we'll send matching split-level, tri-level, and quad-level homes for sale near you across Fargo, West Fargo, Moorhead, and Horace — including updated and move-in ready split-levels before they're widely advertised.

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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.