Split-Level Homes for Sale in Fargo-Moorhead

Split-level homes — three-level and four-level designs — divide interior space across multiple half-flights of stairs, creating distinct zones for living, sleeping, and recreation. Common in Fargo-Moorhead's established neighborhoods from the 1960s through the 1990s, split-levels deliver more functional space than a comparable two-story at a notably lower price point.

Why Buy a Split-Level Home in Fargo-Moorhead?

Split-level homes (also called tri-level or quad-level) divide living space across three or more half-flights of stairs. Unlike a bi-level — which is just two levels split by a single staircase at the front entry — true split-levels stagger the main floor, upper bedrooms, lower family room, and sometimes a fourth basement level at different heights.

The practical benefit is zoning. Bedrooms upstairs stay quiet while a finished family room downstairs absorbs noise from kids, TV, and gaming without disturbing the main floor. The half-flight separation feels less intrusive than a full staircase and creates natural visual interest with split sightlines.

In Fargo-Moorhead, most split-levels were built between 1965 and 1995, concentrated in neighborhoods like north Fargo, central Moorhead, and the older sections of West Fargo. Many have been updated with modern kitchens and finished lower levels — making them an excellent value compared to two-story homes of similar square footage.

For families with kids, split-levels are often the practical sweet spot: more separation than a rambler, less continuous stair-climbing than a two-story, and price points typically 10-20% below comparable two-stories in the same neighborhood.

Split-level homes for sale in Fargo-Moorhead range from affordable split-level homes in Fargo that are ready for your updates to move-in ready split-level homes in Fargo with newer kitchens, flooring, and mechanicals. Whether you want an affordable split-level to make your own, an updated split-level home near Fargo, or a move-in ready tri-level you can close on now, we can help you find it.

Best Neighborhoods

Some of the best split-level homes in Fargo are found in the established neighborhoods built between the late 1960s and mid 1990s. North Fargo near Oak Grove and El Zagal, central Moorhead near MSUM and Concordia, and older sections of West Fargo all have significant split-level inventory. Newer split-levels are rare — most new construction in the metro is two-story or rambler.

Browse Split-Level Homes for Sale — Page 2

  1. 2026 single family home for sale at 2517 36th Avenue S in Moorhead, MN — 3 bed, 3 bath 2517 36th Avenue S, Moorhead, MN — $342,900 · Est. $1,734/mo · House for Sale · Tri-Level · New Build · 3 bed · 3 bath · 1,714 sqft · 0.129 ac lot · Active · Listed by Century 21 FM Realty
  2. 2024 single family home for sale at 7075 Benji Lane in Horace, ND — 3 bed, 3 bath 7075 Benji Lane, Horace, ND — $349,900 · Est. $1,769/mo · ▼ $40,100 (10%) off, was $390,000, reduced 3 weeks ago · House for Sale · Tri-Level · 3 bed · 3 bath · 1,646 sqft · 0.128 ac lot · Active · M Markdowns · Listed by Berkshire Hathaway HomeServices Premier Properties
  3. 2023 single family home for sale at 4871 Hampton Circle S in Moorhead, MN — 4 bed, 3 bath 4871 Hampton Circle S, Moorhead, MN — $474,000 · Est. $2,397/mo · ▼ $5,000 (1%) off, was $479,000, reduced 5 days ago · House for Sale · Tri-Level · 4 bed · 3 bath · 2,589 sqft · 0.214 ac lot · Active · M Markdowns · Listed by Aspire Realty
  4. 2025 single family home for sale at 2629 38 Avenue S in Moorhead, MN — 4 bed, 3 bath 2629 38 Avenue S, Moorhead, MN — $417,000 · Est. $2,109/mo · ▼ $1,900 (0%) off, was $418,900, reduced 3 days ago · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,427 sqft · 0.105 ac lot · Active · M Markdowns · Listed by Aspire Realty
  5. 2025 single family home for sale at 2611 38 Avenue S in Moorhead, MN — 4 bed, 3 bath 2611 38 Avenue S, Moorhead, MN — $417,000 · Est. $2,109/mo · ▼ $1,900 (0%) off, was $418,900, reduced 3 days ago · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,427 sqft · 0.107 ac lot · Active · M Markdowns · Listed by Aspire Realty
  6. 2026 single family home for sale at 7004 32nd St S in Fargo, ND — 3 bed, 3 bath 7004 32nd St S, Fargo, ND — $404,630 · Est. $2,046/mo · House for Sale · Tri-Level · 3 bed · 3 bath · 1,977 sqft · 6,194 sqft lot · Active · Listed by REALTY XPERTS
  7. 2009 single family home for sale at 4026 39th Street S in Moorhead, MN — 5 bed, 3 bath 4026 39th Street S, Moorhead, MN — $474,900 · Est. $2,401/mo · ▼ $5,000 (1%) off, was $479,900, reduced 4 weeks ago · House for Sale · 5 bed · 3 bath · 2,400 sqft · 14,481 sqft lot · Active · M Markdowns · Listed by Trilogy Real Estate
  8. 2024 single family home for sale at 3851 19th Street S in Moorhead, MN — 3 bed, 3 bath 3851 19th Street S, Moorhead, MN — $347,000 · Est. $1,755/mo · ▼ $500 (0%) off, was $347,500, reduced 2 days ago · House for Sale · Tri-Level · 3 bed · 3 bath · 1,821 sqft · 0.154 ac lot · Active · M Markdowns · Listed by eXp Realty (3788 FGO)
  9. 1999 single family home for sale at 1101 5th Avenue SE in Barnesville, MN — 5 bed, 3 bath 1101 5th Avenue SE, Barnesville, MN — $385,000 · Est. $1,947/mo · House for Sale · Tri-Level · 5 bed · 3 bath · 2,873 sqft · 0.37 ac lot · ~30 min from Fargo · Active · Listed by Coldwell Banker At The Lakes
  10. 1988 single family home for sale at 3626 22nd Street S in Fargo, ND — 4 bed, 3 bath 3626 22nd Street S, Fargo, ND — $414,900 · Est. $2,098/mo · ▼ $10,000 (2%) off, was $424,900, reduced 3 weeks ago · House for Sale · 4 bed · 3 bath · 2,320 sqft · 0.23 ac lot · Active · M Markdowns · Listed by HomeSmart Adventure Realty
  11. 2026 single family home for sale at 6317 83 Avenue in Horace, ND — 4 bed, 3 bath 6317 83 Avenue, Horace, ND — $448,177 · Est. $2,266/mo · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,267 sqft · 7,100 sqft lot · Active · Listed by Better Homes and Gardens Real Estate Advantage One
  12. 2026 single family home for sale at 8529 61st Street S in Horace, ND — 4 bed, 3 bath 8529 61st Street S, Horace, ND — $454,175 · Est. $2,297/mo · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,267 sqft · 7,100 sqft lot · Active · Listed by eXp Realty (3523 FGO)
  13. 2026 single family home for sale at 7036 65 Street S in Horace, ND — 4 bed, 3 bath 7036 65 Street S, Horace, ND — $417,251 · Est. $2,110/mo · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,163 sqft · 0.149 ac lot · Active · Listed by Raboin Realty
  14. 2022 single family home for sale at 6604 28th Street S in Fargo, ND — 3 bed, 3 bath 6604 28th Street S, Fargo, ND — $349,000 · Est. $1,765/mo · ▼ $5,500 (2%) off, was $354,500, reduced 12 days ago · House for Sale · Tri-Level · 3 bed · 3 bath · 1,611 sqft · 0.119 ac lot · Active · M Markdowns · Listed by Town & Country Realty
  15. 2026 single family home for sale at 412 Lionheart Drive in Horace, ND — 3 bed, 3 bath 412 Lionheart Drive, Horace, ND — $401,865 · Est. $2,032/mo · House for Sale · Tri-Level · New Build · 3 bed · 3 bath · 2,042 sqft · 7,868 sqft lot · Active · Listed by Thomsen Homes
  16. 1993 single family home for sale at 3902 6th Street S in Moorhead, MN — 4 bed, 3 bath 3902 6th Street S, Moorhead, MN — $399,900 · Est. $2,022/mo · ▼ $10,000 (2%) off, was $409,900, reduced 5 days ago · House for Sale · 4 bed · 3 bath · 2,488 sqft · 0.27 ac lot · Active · M Markdowns · Listed by Century 21 FM Realty
  17. 2023 single family home for sale at 1154 60th Avenue W in West Fargo, ND — 4 bed, 3 bath 1154 60th Avenue W, West Fargo, ND — $449,000 · Est. $2,270/mo · ▼ $5,000 (1%) off, was $454,000, reduced Aug 4 · House for Sale · Tri-Level · 4 bed · 3 bath · 2,270 sqft · 0.173 ac lot · Active · M Markdowns · Listed by eXp Realty (3240 WF)
  18. 2020 single family home for sale at 4887 Hampton Circle S in Moorhead, MN — 4 bed, 3 bath 4887 Hampton Circle S, Moorhead, MN — $429,900 · Est. $2,174/mo · ▼ $15,000 (3%) off, was $444,900, reduced 6 weeks ago · House for Sale · Tri-Level · 4 bed · 3 bath · 2,529 sqft · 0.231 ac lot · Active · M Markdowns · Listed by eXp Realty
  19. 2018 single family home for sale at 810 Albert Drive W in West Fargo, ND — 3 bed, 3 bath 810 Albert Drive W, West Fargo, ND — $390,000 · Est. $1,972/mo · ▼ $5,000 (1%) off, was $395,000, reduced 11 days ago · House for Sale · Tri-Level · 3 bed · 3 bath · 2,040 sqft · 9,022 sqft lot · Active · M Markdowns · Listed by Beyond Realty
  20. 2026 single family home for sale at 2657 42nd Avenue S in Moorhead, MN — 3 bed, 3 bath 2657 42nd Avenue S, Moorhead, MN — $349,900 · Est. $1,769/mo · House for Sale · Tri-Level · New Build · 3 bed · 3 bath · 1,713 sqft · 5,266 sqft lot · Active · Listed by REAL (405 FGO)
  21. 2026 single family home for sale at 6783 Belding Drive S in Fargo, ND — 3 bed, 3 bath 6783 Belding Drive S, Fargo, ND — $355,210 · Est. $1,796/mo · House for Sale · Tri-Level · 3 bed · 3 bath · 1,646 sqft · 4,769 sqft lot · Active · Listed by Beyond Realty
  22. 1995 single family home for sale at 104 Golden Spike Road in West Fargo, ND — 5 bed, 3 bath 104 Golden Spike Road, West Fargo, ND — $650,000 · Est. $3,287/mo · House for Sale · Tri-Level · Waterfront · 5 bed · 3 bath · 2,436 sqft · 1.68 ac lot · Active · Listed by REAL (3961 WF)
  23. 2023 single family home for sale at 6373 Saint Ann Avenue in Horace, ND — 3 bed, 3 bath 6373 Saint Ann Avenue, Horace, ND — $340,000 · Est. $1,719/mo · House for Sale · Tri-Level · 3 bed · 3 bath · 1,713 sqft · 5,472 sqft lot · Active · Listed by eXp Realty (219 WF)
  24. 1965 single family home for sale at 201 29th Avenue N in Fargo, ND — 4 bed, 3 bath 201 29th Avenue N, Fargo, ND — $375,000 · Est. $1,896/mo · ▼ $10,000 (3%) off, was $385,000, reduced 4 weeks ago · House for Sale · 4 bed · 3 bath · 2,377 sqft · 0.207 ac lot · Active · M Markdowns · Listed by Jack Chivers Realty
  25. 2026 single family home for sale at 6805 Selkirk Drive S in Fargo, ND — 4 bed, 3 bath 6805 Selkirk Drive S, Fargo, ND — $447,489 · Est. $2,263/mo · House for Sale · Tri-Level · 4 bed · 3 bath · 2,159 sqft · 0.127 ac lot · Active · Listed by KW Inspire Realty Keller Williams
  26. 2022 single family home for sale at 5006 11th Street W in West Fargo, ND — 3 bed, 4 bath 5006 11th Street W, West Fargo, ND — $639,900 · Est. $3,236/mo · ▼ $50,000 (7%) off, was $689,900, reduced 6 weeks ago · House for Sale · Tri-Level · 3 bed · 4 bath · 2,222 sqft · 11,968 sqft lot · Active · M Markdowns · Listed by Modern Market, REALTORS®
  27. 1995 single family home for sale at 3317 Westmoor Drive in Moorhead, MN — 4 bed, 3 bath 3317 Westmoor Drive, Moorhead, MN — $374,500 · Est. $1,894/mo · ▼ $400 (0%) off, was $374,900, reduced 13 days ago · House for Sale · 4 bed · 3 bath · 1,641 sqft · 0.31 ac lot · Active · M Markdowns · Listed by KW Inspire Realty Keller Williams
  28. 2017 single family home for sale at 1207 Southwood Drive in Dilworth, MN — 3 bed, 3 bath 1207 Southwood Drive, Dilworth, MN — $380,000 · Est. $1,921/mo · ▼ $3,000 (1%) off, was $383,000, reduced 4 weeks ago · House for Sale · Tri-Level · 3 bed · 3 bath · 2,099 sqft · 0.165 ac lot · Active · M Markdowns · Listed by REALTY XPERTS
  29. 2026 single family home for sale at 2517 42nd Avenue S in Moorhead, MN — 4 bed, 3 bath 2517 42nd Avenue S, Moorhead, MN — $404,900 · Est. $2,047/mo · House for Sale · Tri-Level · 4 bed · 3 bath · 2,124 sqft · 5,759 sqft lot · Active · Listed by Century 21 FM Realty
  30. 2003 single family home for sale at 607 13th Avenue N in Moorhead, MN — 3 bed, 3 bath 607 13th Avenue N, Moorhead, MN — $400,000 · Est. $2,023/mo · ▼ $15,000 (4%) off, was $415,000, reduced 4 weeks ago · House for Sale · 3 bed · 3 bath · 2,155 sqft · 8,640 sqft lot · Active · M Markdowns · Listed by Town & Country Realty
  31. 2026 single family home for sale at 108 18th Street NE in Barnesville, MN — 4 bed, 3 bath 108 18th Street NE, Barnesville, MN — $389,900 · Est. $1,972/mo · House for Sale · Tri-Level · 4 bed · 3 bath · 2,444 sqft · 0.227 ac lot · ~30 min from Fargo · Active · Listed by Adams Development Real Estate LLC
  32. 2026 single family home for sale at 2608 36th Avenue S in Moorhead, MN — 4 bed, 3 bath 2608 36th Avenue S, Moorhead, MN — $389,500 · Est. $1,970/mo · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,125 sqft · 6,712 sqft lot · Active · Listed by Dakota Plains Realty
  33. 2011 single family home for sale at 5156 44th Street S in Fargo, ND — 3 bed, 3 bath 5156 44th Street S, Fargo, ND — $375,000 · Est. $1,896/mo · House for Sale · Tri-Level · 3 bed · 3 bath · 1,938 sqft · 10,859 sqft lot · Active · Listed by Town & Country Realty
  34. 1999 single family home for sale at 1903 58 Avenue S in Fargo, ND — 3 bed, 2 bath 1903 58 Avenue S, Fargo, ND — $259,901 · Est. $1,314/mo · ▼ $99 (0%) off, was $260,000, reduced 2 weeks ago · House for Sale · Tri-Level · 3 bed · 2 bath · 1,786 sqft · 4,680 sqft lot · Active · M Markdowns · Listed by eXp Realty (3523 FGO)
  35. 2021 single family home for sale at 6016 79th Avenue S in Horace, ND — 4 bed, 3 bath 6016 79th Avenue S, Horace, ND — $457,500 · Est. $2,313/mo · ▼ $5,000 (1%) off, was $462,500, reduced 11 days ago · House for Sale · Tri-Level · 4 bed · 3 bath · 2,328 sqft · 7,150 sqft lot · Active · M Markdowns · Listed by Beyond Realty
  36. 2007 single family home for sale at 506 12th Street NE in Dilworth, MN — 5 bed, 3 bath 506 12th Street NE, Dilworth, MN — $559,000 · Est. $2,827/mo · ▼ $5,000 (1%) off, was $564,000, reduced 5 weeks ago · House for Sale · Tri-Level · 5 bed · 3 bath · 3,799 sqft · 0.292 ac lot · Active · M Markdowns · Listed by Town & Country Realty
  37. 1960 single family home for sale at 1536 10th Avenue N in Moorhead, MN — 4 bed, 2 bath 1536 10th Avenue N, Moorhead, MN — $298,900 · Est. $1,511/mo · ▼ $10,100 (3%) off, was $309,000, reduced 5 weeks ago · House for Sale · 4 bed · 2 bath · 2,558 sqft · 0.14 ac lot · Active · M Markdowns · Listed by Uptown Real Estate
  38. 2016 single family home for sale at 4419 17th Street S in Moorhead, MN — 3 bed, 3 bath 4419 17th Street S, Moorhead, MN — $374,900 · Est. $1,896/mo · ▼ $10,000 (3%) off, was $384,900, reduced 11 days ago · House for Sale · Tri-Level · 3 bed · 3 bath · 2,066 sqft · 8,495 sqft lot · Active · M Markdowns · Listed by Beyond Realty
  39. 2016 single family home for sale at 4134 14th Avenue S in Moorhead, MN — 3 bed, 3 bath 4134 14th Avenue S, Moorhead, MN — $324,000 · Est. $1,638/mo · ▼ $5,000 (2%) off, was $329,000, reduced Jul 15 · House for Sale · Tri-Level · 3 bed · 3 bath · 1,739 sqft · 0.125 ac lot · Active · M Markdowns · Listed by Property Resources Group
  40. 2023 single family home for sale at 6031 8th Street W in West Fargo, ND — 3 bed, 2 bath 6031 8th Street W, West Fargo, ND — $329,500 · Est. $1,666/mo · ▼ $9,500 (3%) off, was $339,000, reduced 4 weeks ago · House for Sale · Tri-Level · 3 bed · 2 bath · 1,706 sqft · 4,625 sqft lot · Active · M Markdowns · Listed by Beyond Realty
  41. 1967 single family home for sale at 1304 26th Avenue S in Moorhead, MN — 5 bed, 2 bath 1304 26th Avenue S, Moorhead, MN — $279,900 · Est. $1,415/mo · ▼ $5,000 (2%) off, was $284,900, reduced 3 weeks ago · House for Sale · 5 bed · 2 bath · 2,142 sqft · 9,812 sqft lot · Active · M Markdowns · Listed by RE/MAX Legacy Realty
  42. 2024 single family home for sale at 7047 Benji Lane in Horace, ND — 3 bed, 3 bath 7047 Benji Lane, Horace, ND — $350,000 · Est. $1,770/mo · House for Sale · Tri-Level · 3 bed · 3 bath · 1,837 sqft · 0.131 ac lot · Active · Listed by Better Homes and Gardens Real Estate Advantage One
  43. 2026 single family home for sale at 6241 86th Avenue S in Horace, ND — 3 bed, 2 bath 6241 86th Avenue S, Horace, ND — $330,100 · Est. $1,669/mo · House for Sale · Tri-Level · New Build · 3 bed · 2 bath · 2,023 sqft · 0.161 ac lot · Active · Listed by Raboin Realty
  44. 2025 single family home for sale at 6227 87th Avenue S in Horace, ND — 3 bed, 2 bath 6227 87th Avenue S, Horace, ND — $330,900 · Est. $1,673/mo · House for Sale · Tri-Level · New Build · 3 bed · 2 bath · 2,023 sqft · 0.161 ac lot · Active · Listed by Raboin Realty
  45. 2026 single family home for sale at 6274 87th Avenue S in Horace, ND — 3 bed, 2 bath 6274 87th Avenue S, Horace, ND — $330,250 · Est. $1,670/mo · House for Sale · Tri-Level · New Build · 3 bed · 2 bath · 2,023 sqft · 0.164 ac lot · Active · Listed by Raboin Realty
  46. 2026 single family home for sale at 6800 32nd Street S in Fargo, ND — 4 bed, 3 bath 6800 32nd Street S, Fargo, ND — $456,370 · Est. $2,308/mo · ▼ $5,100 (1%) off, was $461,470, reduced Jul 14 · House for Sale · Tri-Level · New Build · 4 bed · 3 bath · 2,750 sqft · 5,623 sqft lot · Active · M Markdowns · Listed by eXp Realty (3788 FGO)
  47. 2026 single family home for sale at 6827 30th Street S in Fargo, ND — 3 bed, 2 bath 6827 30th Street S, Fargo, ND — $363,560 · Est. $1,838/mo · ▼ $5,000 (1%) off, was $368,560, reduced Jul 10 · House for Sale · Tri-Level · New Build · 3 bed · 2 bath · 1,662 sqft · 4,712 sqft lot · Active · M Markdowns · Listed by REAL (405 FGO)
  48. 2026 single family home for sale at 6727 Selkirk Drive S in Fargo, ND — 4 bed, 2 bath 6727 Selkirk Drive S, Fargo, ND — $402,250 · Est. $2,034/mo · House for Sale · Tri-Level · 4 bed · 2 bath · 1,998 sqft · 0.127 ac lot · Active · Listed by RE/MAX Legacy Realty

Frequently Asked Questions

What is a split-level home?

A split-level (also called tri-level or quad-level) home divides interior space across three or more levels connected by short half-flights of stairs. Typically the main floor (living room, kitchen) is at entry level, bedrooms are a half-flight up, a family room is a half-flight down, and sometimes a fourth basement level is half a flight below that.

What's the difference between a split-level and a bi-level?

A bi-level (or split-entry) has two equal levels split by one staircase landing at the front door. A split-level has three or more staggered levels with multiple half-flights of stairs. Bi-levels feel like two halves; split-levels feel like a series of connected zones at different heights. See our /bi-level-homes-for-sale page if you're searching for the two-level split-entry layout specifically.

Are split-level homes a good value in Fargo?

Yes — split-levels typically sell for 10-20% less per square foot than comparable two-story homes in the same neighborhood. Buyers who don't mind multiple short staircases get more total finished square footage for their budget. Many Fargo-area split-levels have updated kitchens and finished lower levels, increasing their value-per-dollar.

Where can I find split-level homes in Fargo-Moorhead?

North Fargo (Oak Grove, El Zagal, near NDSU), central Moorhead near MSUM, and older sections of West Fargo have the highest concentration. Most split-levels in this market were built between 1965 and 1995. Newer construction is rare — modern builders favor two-story and rambler floor plans.

Are split-level homes hard to resell?

Split-levels appeal to a specific buyer profile (families with kids, value buyers, people who appreciate zoned living spaces). They sell steadily in Fargo-Moorhead but typically take slightly longer than two-story homes. Well-maintained, updated split-levels move quickly; dated split-levels may sit longer unless priced aggressively.

How do I find split-level homes for sale near me in Fargo-Moorhead?

Tell us your target area and budget and we'll send matching split-level, tri-level, and quad-level homes for sale near you across Fargo, West Fargo, Moorhead, and Horace — including updated and move-in ready split-levels before they're widely advertised.

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Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.