Waterfront & Lake Homes for Sale
Page 4 of 5. Browse waterfront and lake homes for sale in Minnesota. Walker, Detroit Lakes, Leech Lake, and more. Modern Market REALTORS® — Call 701-205-5517.
Minnesota's Lake Country offers some of the most beautiful waterfront living in the Midwest. From Leech Lake and Gull Lake to Detroit Lakes and the Brainerd Lakes area, our team specializes in helping buyers find their perfect lakefront retreat — whether it's a year-round residence or a seasonal cabin.
Why Buy a Waterfront Home in Minnesota?
Owning a waterfront home in Minnesota is more than a real estate investment — it's a lifestyle investment. Lake living offers year-round recreational opportunities including fishing, boating, swimming, kayaking, cross-country skiing, ice fishing, and snowmobiling right from your backyard.
Minnesota lake homes have historically appreciated well, particularly properties with direct water frontage on desirable lakes. Leech Lake, Detroit Lakes, Pelican Lake, and Ottertail Lake properties have seen steady demand from both local buyers and those relocating from the Twin Cities and other metro areas.
When evaluating waterfront property, key factors include the type of shoreline (sandy beach vs. wooded), lake classification (recreational development, natural environment, or general development), dock and lift rights, water depth at the shoreline, and sun exposure. South- and west-facing properties are most desirable for afternoon sun on the waterfront.
Seasonal vs. year-round use is another important consideration. Many lake homes were originally built as seasonal cabins and may need upgrades to insulation, heating, and plumbing for comfortable year-round living. Our team can help you evaluate what improvements may be needed and estimate those costs.
Best Neighborhoods
The Walker and Leech Lake area offers the widest selection of waterfront properties at various price points. Detroit Lakes provides a more resort-town atmosphere with vibrant downtown shopping and dining. The Brainerd Lakes area (Gull Lake, Nisswa, Crosslake) is popular with Twin Cities buyers for its relatively shorter drive. Each lake area has its own character — let Jim guide you to the one that fits your lifestyle.
Browse Waterfront Homes for Sale — Page 4
26089 Hammock Drive, Park Rapids, MN — $1,675,000 · Est. $8,470/mo · ▼ $75,000 (4%) off, was $1,750,000, reduced 4 weeks ago · House for Sale · Two Story · Waterfront · Acreage · 3 bed · 4 bath · 2,295 sqft · 11.4 ac lot · ~105 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Crown Realtors
8374 + 8376 Onigum Road NW, Walker, MN — $299,900 · Est. $1,516/mo · House for Sale · Rambler · Shoreline Access · Acreage · 3 bed · 2 bath · 1,670 sqft · 2.42 ac lot · ~140 min from Fargo · Active · Listed by Cedar Point Realty
8378 Onigum Road NW, Walker, MN — $349,900 · Est. $1,769/mo · House for Sale · Rambler · New Build · Waterfront · 4 bed · 2 bath · 2,280 sqft · 2.14 ac lot · ~140 min from Fargo · Active · Listed by Cedar Point Realty
51100 Wolf Ridge Drive, Cass Lake, MN — $349,900 · Est. $1,769/mo · House for Sale · Two Story · Waterfront · Acreage · 5 bed · 2 bath · 2,800 sqft · 2.1 ac lot · ~140 min from Fargo · Active · Listed by Cedar Point Realty
3003 Stoney Creek Road NE, Longville, MN — $369,000 · Est. $1,866/mo · ▼ $16,000 (4%) off, was $385,000, reduced 5 weeks ago · House for Sale · Rambler · Waterfront · 2 bed · 2 bath · 1,192 sqft · 0.64 ac lot · ~160 min from Fargo · Active · M Markdowns · Listed by Heartland Real Estate
817 Sportsman Lane NE, Longville, MN — $929,900 · Est. $4,702/mo · ▼ $19,100 (2%) off, was $949,000, reduced 5 weeks ago · House for Sale · Two Story · Waterfront · 4 bed · 4 bath · 3,368 sqft · 1.18 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Realty ONE Group Choice
16504 280th Street, Park Rapids, MN — $369,900 · Est. $1,870/mo · House for Sale · Rambler · Waterfront · Acreage · 1 bed · 0 bath · 384 sqft · 22.9 ac lot · ~110 min from Fargo · Active · Listed by Wolff & Simon Real Estate
27620 Island View Drive, Park Rapids, MN — $1,880,000 · Est. $9,506/mo · House for Sale · Two Story · Waterfront · Acreage · 5 bed · 6 bath · 5,305 sqft · 2.62 ac lot · ~115 min from Fargo · Active · Listed by Affinity Real Estate Inc.
35365 E Boot Lake Road, Park Rapids, MN — $1,465,000 · Est. $7,408/mo · House for Sale · Rambler · Waterfront · Acreage · 4 bed · 3 bath · 3,812 sqft · 7.8 ac lot · ~95 min from Fargo · Active · Listed by Wolff & Simon Real Estate
49231 County Road 173, Cabin 9, Deer River, MN — $145,000 · Est. $733/mo · ▼ $15,000 (9%) off, was $160,000, reduced May 19 · House for Sale · Rambler · Waterfront · 1 bed · 1 bath · 256 sqft · 2,178 sqft lot · ~190 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
49231 County Road 173, Cabin 8, Deer River, MN — $175,000 · Est. $885/mo · ▼ $15,000 (8%) off, was $190,000, reduced May 19 · House for Sale · Rambler · Waterfront · Acreage · 2 bed · 1 bath · 504 sqft · 2,613 ac lot · ~190 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
49231 County Road 173, Cabin 7, Deer River, MN — $175,000 · Est. $885/mo · ▼ $15,000 (8%) off, was $190,000, reduced May 19 · House for Sale · Rambler · Waterfront · 2 bed · 1 bath · 504 sqft · 2,178 sqft lot · ~190 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
49231 County Road 173, Cabin 6, Deer River, MN — $175,000 · Est. $885/mo · ▼ $15,000 (8%) off, was $190,000, reduced May 19 · House for Sale · Rambler · Waterfront · 2 bed · 1 bath · 480 sqft · 2,178 sqft lot · ~190 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
49231 County Road 173, Cabin 4, Deer River, MN — $180,000 · Est. $910/mo · ▼ $10,000 (5%) off, was $190,000, reduced May 19 · House for Sale · Rambler · Waterfront · 3 bed · 2 bath · 864 sqft · 2,613 sqft lot · ~190 min from Fargo · Active · M Markdowns · Listed by Real Broker,LLC
49231 County Road 173, Cabin 2, Deer River, MN — $225,000 · Est. $1,138/mo · House for Sale · Rambler · Waterfront · 2 bed · 1 bath · 480 sqft · 1,742 sqft lot · ~190 min from Fargo · Active · Listed by Real Broker,LLC
56202 White Pine Circle, Park Rapids, MN — $239,900 · Est. $1,213/mo · ▼ $10,000 (4%) off, was $249,900, reduced Aug 10 · House for Sale · Rambler · Waterfront · 1 bed · 1 bath · 617 sqft · 0.03 ac lot · ~100 min from Fargo · Active · M Markdowns · Listed by Affinity Real Estate Inc.
1729 Quail Lane NE, Longville, MN — $698,900 · Est. $3,534/mo · House for Sale · Rambler · Waterfront · 3 bed · 3 bath · 3,230 sqft · 1.1 ac lot · ~160 min from Fargo · Active · Listed by RE/MAX Results - Longville
8582 W Graves Lake Road NE, Remer, MN — $499,900 · Est. $2,528/mo · ▼ $25,000 (5%) off, was $524,900, reduced Aug 2 · House for Sale · Two Story · Waterfront · Acreage · 3 bed · 2 bath · 1,825 sqft · 6.48 ac lot · ~175 min from Fargo · Active · M Markdowns · Listed by Partners Realty Inc.
1242 Maple Leaf Trail NW, Walker, MN — $1,830,000 · Est. $9,253/mo · House for Sale · Two Story · Waterfront · 6 bed · 6 bath · 5,342 sqft · 1.29 ac lot · ~150 min from Fargo · Active · Listed by RE/MAX Results
TBD Andrusia Road SE, Lot 4, Block 1, Cass Lake, MN — $475,000 · Est. $2,402/mo · House for Sale · Rambler · Waterfront · Acreage · 2 bed · 1 bath · 750 sqft · 2.4 ac lot · ~145 min from Fargo · Active · Listed by Grimes Realty
TBD Andrusia Road SE, Lot 7, Block 1, Cass Lake, MN — $485,000 · Est. $2,452/mo · House for Sale · Rambler · Waterfront · Acreage · 0 bed · 0 bath · 1,440 sqft · 2.34 ac lot · ~145 min from Fargo · Active · Listed by Grimes Realty
5845 Harbor View Drive NW, Cass Lake, MN — $535,000 · Est. $2,705/mo · House for Sale · Rambler · Waterfront · 3 bed · 2 bath · 1,344 sqft · 0.11 ac lot · ~145 min from Fargo · Active · Listed by Century 21 Dickinson
15727 Ester Drive, Park Rapids, MN — $438,900 · Est. $2,219/mo · House for Sale · Rambler · Shoreline Access · 3 bed · 4 bath · 2,160 sqft · 1.92 ac lot · ~110 min from Fargo · Active · Listed by Coldwell Banker Crown Realtors
24281 Hazel Wood Drive, Park Rapids, MN — $799,000 · Est. $4,040/mo · ▼ $30,000 (4%) off, was $829,000, reduced Jul 29 · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 2 bath · 1,945 sqft · 7.84 ac lot · ~105 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Crown Realtors
9201 Breezy Point Drive, Breezy Point, MN — $215,000 · Est. $1,087/mo · Condo for Sale · Waterfront · 1 bed · 1 bath · 480 sqft · 1.78 ac lot · ~160 min from Fargo · Active · Listed by Positive Realty
11100 Fisher Lane, Park Rapids, MN — $524,900 · Est. $2,654/mo · ▼ $31,600 (6%) off, was $556,500, reduced 10 days ago · House for Sale · Rambler · Waterfront · 3 bed · 3 bath · 1,406 sqft · 1.93 ac lot · ~100 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Crown Realtors
502 Cleveland Boulevard W, Walker, MN — $409,900 · Est. $2,073/mo · Condo for Sale · Waterfront · 2 bed · 2 bath · 1,038 sqft · ~140 min from Fargo · Active · Listed by Coldwell Banker Realty
5513 108th Street NW, Cass Lake, MN — $2,499,900 · Est. $12,641/mo · ▼ $150,000 (6%) off, was $2,649,900, reduced Apr 28 · House for Sale · Two Story · Waterfront · Acreage · 6 bed · 7 bath · 7,540 sqft · 2.98 ac lot · ~140 min from Fargo · Active · M Markdowns · Listed by Woods to Water Real Estate
46020 Third River Drive, Deer River, MN — $159,900 · Est. $809/mo · ▼ $19,600 (11%) off, was $179,500, reduced Apr 11 · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 0 bath · 1,092 sqft · 2.46 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by Grimes Realty
4238 Thunder Lake Lodge Drive NE, Remer, MN — $1,299,000 · Est. $6,568/mo · ▼ $51,000 (4%) off, was $1,350,000, reduced Jul 15 · House for Sale · Waterfront · 4 bed · 4 bath · 4,250 sqft · 0.7 ac lot · ~170 min from Fargo · Active · M Markdowns · Listed by Larson Group Real Estate/Kelle
8135 County Road 65 NE, Deer River, MN — $199,000 · Est. $1,006/mo · House for Sale · Rambler · Waterfront · Acreage · 2 bed · 1 bath · 780 sqft · 5.69 ac lot · ~185 min from Fargo · Active · Listed by National Realty Guild
500 Cleveland Blvd, Unit 2407, Walker, MN — $220,000 · Est. $1,112/mo · Condo for Sale · Waterfront · 2 bed · 1 bath · 920 sqft · ~140 min from Fargo · Active · Listed by Cedar Point Realty
34477 Gasink Road, Pequot Lakes, MN — $849,900 · Est. $4,298/mo · ▼ $48,600 (5%) off, was $898,500, reduced 2 days ago · House for Sale · Two Story · Waterfront · 3 bed · 3 bath · 3,746 sqft · 0.91 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by RE/MAX Results - Crosslake
7933 Templer Point Drive NW, Walker, MN — $700,000 · Est. $3,540/mo · House for Sale · Waterfront · 1 bed · 2 bath · 3,094 sqft · 1.23 ac lot · ~140 min from Fargo · Active · Listed by Cedar Point Realty
10547 Vermeil Drive NE, Deer River, MN — $325,000 · Est. $1,643/mo · ▼ $14,000 (4%) off, was $339,000, reduced Aug 13 · House for Sale · Rambler · Waterfront · Acreage · 2 bed · 1 bath · 960 sqft · 3.68 ac lot · ~180 min from Fargo · Active · M Markdowns · Listed by Thunder Lake Realty
12405 Anchor Point Road, Crosslake, MN — $1,150,000 · Est. $5,815/mo · House for Sale · Rambler · Waterfront · 6 bed · 3 bath · 3,816 sqft · 0.6 ac lot · ~165 min from Fargo · Active · M Premiere · Listed by Realty ONE Group Choice
24787 Garden Lake Road, Nisswa, MN — $799,000 · Est. $4,040/mo · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 2 bath · 2,688 sqft · 6.02 ac lot · ~165 min from Fargo · Active · M Premiere · Listed by Dane Arthur Real Estate Agency-Longville
25128 Nisswa Lake Lane, Nisswa, MN — $2,395,000 · Est. $12,110/mo · House for Sale · Rambler · Waterfront · 5 bed · 3 bath · 3,976 sqft · 0.62 ac lot · ~160 min from Fargo · Active · Listed by Compass
2163 White Pine Point Road SW, Pine River, MN — $724,900 · Est. $3,665/mo · House for Sale · Two Story · Waterfront · Acreage · 4 bed · 3 bath · 3,200 sqft · 2.92 ac lot · ~150 min from Fargo · Active · Listed by Woods to Water Real Estate
12462 Anchor Point Road, Crosslake, MN — $2,250,000 · Est. $11,377/mo · House for Sale · Two Story · Waterfront · 4 bed · 4 bath · 4,104 sqft · 0.57 ac lot · ~165 min from Fargo · Active · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
4444 Mission Road, Nisswa, MN — $1,000,000 · Est. $5,057/mo · House for Sale · Rambler · Waterfront · 1 bed · 2 bath · 952 sqft · 0.49 ac lot · ~160 min from Fargo · Active · Listed by Positive Realty
38042 Donaldson Point, Pine River, MN — $3,595,000 · Est. $18,178/mo · House for Sale · Two Story · Waterfront · 5 bed · 5 bath · 5,900 sqft · 0.76 ac lot · ~155 min from Fargo · Active · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
11553 Milinda Shores Road, Crosslake, MN — $1,050,000 · Est. $5,309/mo · House for Sale · Rambler · Waterfront · 4 bed · 3 bath · 1,966 sqft · 1.06 ac lot · ~165 min from Fargo · Active · Listed by Edina Realty, Inc.
12402 ABC Drive, Crosslake, MN — $3,200,000 · Est. $16,181/mo · House for Sale · Waterfront · 4 bed · 3 bath · 4,630 sqft · 1.45 ac lot · ~165 min from Fargo · Active · Listed by RE/MAX Results - Nisswa
2063 Perch Lane SW, Nisswa, MN — $1,494,000 · Est. $7,554/mo · House for Sale · Two Story · New Build · Waterfront · 4 bed · 3 bath · 2,210 sqft · 0.57 ac lot · ~155 min from Fargo · Active · Listed by Get You Moved Realty
13374 Cabin Cove Trail, Crosslake, MN — $399,900 · Est. $2,022/mo · ▼ $25,000 (6%) off, was $424,900, reduced 3 weeks ago · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 1 bath · 920 sqft · 4.48 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by eXp Realty
425 Hand Lake Lane NW, Pine River, MN — $225,000 · Est. $1,138/mo · House for Sale · Waterfront · 2 bed · 1 bath · 737 sqft · 0.68 ac lot · ~155 min from Fargo · Active · Listed by Heartland Real Estate
13959 Scenic Court, Crosslake, MN — $995,000 · Est. $5,031/mo · House for Sale · Waterfront · 3 bed · 3 bath · 2,993 sqft · 1.26 ac lot · ~165 min from Fargo · Active · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
Frequently Asked Questions
How much do lake homes cost in Minnesota?
Lake home prices vary widely based on the lake, frontage, and condition. Entry-level cabins on smaller lakes start around $200,000–$300,000, while premium waterfront homes on popular lakes like Leech Lake, Gull Lake, and Detroit Lakes range from $400,000 to well over $1 million.
What should I look for when buying lake property?
Key factors include water frontage (sandy beach vs. rocky), sun exposure (south/west facing is ideal), water depth at dock, lake classification, septic system condition, well water quality, road access (year-round vs. seasonal), and whether the property has existing dock and lift systems.
Can I get financing for a lake home or cabin?
Yes, but financing terms vary. Year-round lake homes typically qualify for standard mortgage rates. Seasonal cabins may require higher down payments (20–25%) and slightly higher interest rates. Properties without year-round road access or permanent foundations may require specialized financing.
What are the ongoing costs of lake home ownership?
Beyond mortgage and insurance, lake homeowners should budget for dock and lift installation/removal ($500–$1,500/year), septic system maintenance, well water testing, shoreline maintenance, boat storage, and potentially higher property taxes. Seasonal utility costs for heating during winter should also be factored in.
Is a lake home a good investment?
Minnesota lake property has historically appreciated steadily, and demand continues to grow — especially post-pandemic as remote work enables more buyers to live lakeside year-round. Properties with good water frontage on popular lakes tend to appreciate faster than inland properties in the same area.
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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 6:31 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.