Waterfront & Lake Homes for Sale

Page 5 of 5. Browse waterfront and lake homes for sale in Minnesota. Walker, Detroit Lakes, Leech Lake, and more. Modern Market REALTORS® — Call 701-205-5517.

Minnesota's Lake Country offers some of the most beautiful waterfront living in the Midwest. From Leech Lake and Gull Lake to Detroit Lakes and the Brainerd Lakes area, our team specializes in helping buyers find their perfect lakefront retreat — whether it's a year-round residence or a seasonal cabin.

Why Buy a Waterfront Home in Minnesota?

Owning a waterfront home in Minnesota is more than a real estate investment — it's a lifestyle investment. Lake living offers year-round recreational opportunities including fishing, boating, swimming, kayaking, cross-country skiing, ice fishing, and snowmobiling right from your backyard.

Minnesota lake homes have historically appreciated well, particularly properties with direct water frontage on desirable lakes. Leech Lake, Detroit Lakes, Pelican Lake, and Ottertail Lake properties have seen steady demand from both local buyers and those relocating from the Twin Cities and other metro areas.

When evaluating waterfront property, key factors include the type of shoreline (sandy beach vs. wooded), lake classification (recreational development, natural environment, or general development), dock and lift rights, water depth at the shoreline, and sun exposure. South- and west-facing properties are most desirable for afternoon sun on the waterfront.

Seasonal vs. year-round use is another important consideration. Many lake homes were originally built as seasonal cabins and may need upgrades to insulation, heating, and plumbing for comfortable year-round living. Our team can help you evaluate what improvements may be needed and estimate those costs.

Best Neighborhoods

The Walker and Leech Lake area offers the widest selection of waterfront properties at various price points. Detroit Lakes provides a more resort-town atmosphere with vibrant downtown shopping and dining. The Brainerd Lakes area (Gull Lake, Nisswa, Crosslake) is popular with Twin Cities buyers for its relatively shorter drive. Each lake area has its own character — let Jim guide you to the one that fits your lifestyle.

Browse Waterfront Homes for Sale — Page 5

1. 26573 Lower Cullen Road, Nisswa, MN — $459,900 · Est. $2,326/mo · House for Sale · Rambler · Waterfront · 2 bed · 1 bath · 800 sqft · 0.53 ac lot · ~155 min from Fargo · Active · Listed by Woods to Water Real Estate
2. 313 5th Street, Pine River, MN — $389,900 · Est. $1,972/mo · ▼ $10,000 (3%) off, was $399,900, reduced 10 days ago · House for Sale · Rambler · Waterfront · 2 bed · 3 bath · 1,278 sqft · 0.48 ac lot · ~150 min from Fargo · Active · M Markdowns · Listed by Weichert REALTORS Tower Properties
3. 12444 Fawn Lake Road, Crosslake, MN — $499,000 · Est. $2,523/mo · House for Sale · Two Story · Waterfront · 3 bed · 2 bath · 1,670 sqft · 1.73 ac lot · ~165 min from Fargo · Active · Listed by LPT Realty, LLC.
4. 12289 Whitefish Avenue, Unit 11, Crosslake, MN — $380,000 · Est. $1,921/mo · House for Sale · Rambler · Waterfront · 2 bed · 2 bath · 1,568 sqft · 0.036 ac lot · ~165 min from Fargo · Active · Listed by Northland Sotheby's International Realty
5. 12388 Brookwood Circle, Crosslake, MN — $1,300,000 · Est. $6,574/mo · House for Sale · Rambler · Waterfront · 3 bed · 2 bath · 2,054 sqft · 0.44 ac lot · ~165 min from Fargo · Active · Listed by eXp Realty
6. 7738 Lost Lake Road, Nisswa, MN — $1,100,000 · Est. $5,562/mo · House for Sale · Waterfront · 3 bed · 3 bath · 2,438 sqft · 119,000 sqft lot · ~155 min from Fargo · Active · Listed by Kurilla Real Estate LTD
7. 1089 8th Street NE, Pine River, MN — $875,000 · Est. $4,424/mo · House for Sale · Rambler · Waterfront · Acreage · 4 bed · 3 bath · 2,912 sqft · 71.43 ac lot · ~160 min from Fargo · Active · Listed by Heartland Real Estate
8. 22617 Hole In The Day Drive, Nisswa, MN — $1,425,000 · Est. $7,206/mo · ▼ $25,000 (2%) off, was $1,450,000, reduced 3 weeks ago · House for Sale · Rambler · Waterfront · 4 bed · 4 bath · 3,504 sqft · 0.63 ac lot · ~160 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
9. 37739 Pickerel Trail, Crosslake, MN — $930,000 · Est. $4,703/mo · ▼ $39,000 (4%) off, was $969,000, reduced Aug 13 · House for Sale · Waterfront · Acreage · 4 bed · 4 bath · 3,140 sqft · 2.93 ac lot · ~170 min from Fargo · Active · M Markdowns · Listed by RE/MAX Results - Nisswa
10. 2087 Perch Lane SW, Nisswa, MN — $1,795,000 · Est. $9,076/mo · ▼ $100,000 (5%) off, was $1,895,000, reduced 5 weeks ago · House for Sale · Waterfront · 3 bed · 4 bath · 3,500 sqft · 1 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by RE/MAX Results - Nisswa
11. 24130 County Road 4, Nisswa, MN — $640,000 · Est. $3,236/mo · ▼ $25,000 (4%) off, was $665,000, reduced 2 weeks ago · House for Sale · Rambler · Waterfront · 3 bed · 2 bath · 1,832 sqft · 1.85 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by VoigtJohnson
12. 12328 Milinda Shores Road, Crosslake, MN — $1,900,000 · Est. $9,607/mo · House for Sale · Two Story · Waterfront · 3 bed · 3 bath · 2,407 sqft · 0.35 ac lot · ~165 min from Fargo · Active · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
13. 5539 Nashway Road, Nisswa, MN — $3,395,000 · Est. $17,167/mo · House for Sale · Two Story · New Build · Waterfront · 5 bed · 5 bath · 4,560 sqft · 1.09 ac lot · ~160 min from Fargo · Active · Listed by RE/MAX Results
14. 35023 Sleepy Valley Road, Crosslake, MN — $789,900 · Est. $3,994/mo · ▼ $60,000 (7%) off, was $849,900, reduced 5 weeks ago · House for Sale · Rambler · Waterfront · 5 bed · 3 bath · 3,872 sqft · 0.79 ac lot · ~170 min from Fargo · Active · M Markdowns · Listed by eXp Realty
15. 2468 Maple Drive SW, Nisswa, MN — $4,999,000 · Est. $25,278/mo · House for Sale · Waterfront · 6 bed · 9 bath · 9,750 sqft · 48,356 sqft lot · ~155 min from Fargo · Active · Listed by Kurilla Real Estate LTD
16. 24414 Perrin Point, Nisswa, MN — $599,000 · Est. $3,029/mo · House for Sale · Rambler · New Build · Waterfront · 3 bed · 2 bath · 1,517 sqft · 0.86 ac lot · ~160 min from Fargo · Active · Listed by Counselor Realty Brainerd Lakes
17. 4309 E Linden Boulevard, Nisswa, MN — $895,000 · Est. $4,526/mo · ▼ $55,000 (6%) off, was $950,000, reduced 3 weeks ago · House for Sale · Patio Home · Waterfront · 1 bed · 1 bath · 744 sqft · 0.43 ac lot · ~160 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
18. 23900 County Road 4, Unit 1, Nisswa, MN — $629,000 · Est. $3,181/mo · ▼ $21,000 (3%) off, was $650,000, reduced Aug 8 · House for Sale · Rambler · Waterfront · 3 bed · 3 bath · 2,256 sqft · 0.066 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
19. 43342 Hosta Lane, Pine River, MN — $775,000 · Est. $3,919/mo · ▼ $25,000 (3%) off, was $800,000, reduced 6 weeks ago · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 4 bath · 3,594 sqft · 15.16 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Edina Realty, Inc.
20. 6613 S Point Drive, Pine River, MN — $850,000 · Est. $4,298/mo · House for Sale · Rambler · Waterfront · 2 bed · 2 bath · 1,152 sqft · 1.2 ac lot · ~155 min from Fargo · Active · Listed by Heartland Real Estate
21. 8561 Nottingham Road, Nisswa, MN — $1,799,900 · Est. $9,101/mo · House for Sale · Two Story · New Build · Waterfront · 5 bed · 4 bath · 2,835 sqft · 0.6 ac lot · ~155 min from Fargo · Active · Listed by Counselor Realty Brainerd Lakes
22. 26667 Edna Lake Road, Nisswa, MN — $949,900 · Est. $4,803/mo · House for Sale · Rambler · Waterfront · Acreage · 3 bed · 2 bath · 2,435 sqft · 9.9 ac lot · ~155 min from Fargo · Active · Listed by Edina Realty, Inc.
23. 33638 Anderson Court, Crosslake, MN — $675,000 · Est. $3,413/mo · House for Sale · Rambler · Shoreline Access · 2 bed · 2 bath · 1,156 sqft · 0.97 ac lot · ~165 min from Fargo · Active · Listed by Northland Sotheby's International Realty
24. 37257 Twin Bay Drive, Crosslake, MN — $675,000 · Est. $3,413/mo · House for Sale · Rambler · Waterfront · 3 bed · 1 bath · 984 sqft · 0.3 ac lot · ~165 min from Fargo · Active · Listed by Edina Realty, Inc.
25. 8597 Sunset Shores, Pine River, MN — $3,250,000 · Est. $16,434/mo · House for Sale · Two Story · Waterfront · Acreage · 6 bed · 4 bath · 3,356 sqft · 3.73 ac lot · ~160 min from Fargo · Active · Listed by Edina Realty, Inc.
26. 15827 Wilderness Trail, Unit 80, Crosslake, MN — $209,000 · Est. $1,057/mo · ▼ $6,000 (3%) off, was $215,000, reduced 4 weeks ago · House for Sale · Rambler · Waterfront · 2 bed · 1 bath · 558 sqft · ~170 min from Fargo · Active · M Markdowns · Listed by Dane Arthur Real Estate Agency-Crosslake
27. 8678 Interlachen Road, Nisswa, MN — $774,900 · Est. $3,918/mo · ▼ $25,000 (3%) off, was $799,900, reduced 2 weeks ago · House for Sale · Rambler · Waterfront · 3 bed · 2 bath · 1,170 sqft · 0.27 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Positive Realty
28. 8038 Lost Lake Road, Nisswa, MN — $925,000 · Est. $4,677/mo · House for Sale · Rambler · Waterfront · 5 bed · 4 bath · 3,094 sqft · 5,312 sqft lot · ~155 min from Fargo · Active · Listed by Edina Realty, Inc.
29. 3658 Padre Court, Nisswa, MN — $649,900 · Est. $3,286/mo · House for Sale · Rambler · Waterfront · 4 bed · 3 bath · 3,093 sqft · 0.52 ac lot · ~155 min from Fargo · Active · Listed by Kurilla Real Estate LTD
30. 15464 Birch Narrows Road, Crosslake, MN — $2,299,000 · Est. $11,625/mo · ▼ $199,300 (8%) off, was $2,498,300, reduced 2 weeks ago · House for Sale · Rambler · Waterfront · 6 bed · 4 bath · 4,713 sqft · 0.55 ac lot · ~170 min from Fargo · Active · M Markdowns · Listed by Coldwell Banker Realty
31. 38017 Donaldson Point, Pine River, MN — $2,435,000 · Est. $12,313/mo · ▼ $20,000 (1%) off, was $2,455,000, reduced 4 days ago · House for Sale · Rambler · Waterfront · Acreage · 5 bed · 5 bath · 2,802 sqft · 4.6 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
32. 37337 Piney Ridge Lane, Pine River, MN — $5,995,000 · Est. $30,314/mo · ▼ $505,000 (8%) off, was $6,500,000, reduced Jul 19 · House for Sale · Rambler · Waterfront · Acreage · 5 bed · 6 bath · 6,661 sqft · 7.61 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals/Larson Group Real Estate
33. 412 Second Street S, Pine River, MN — $299,900 · Est. $1,516/mo · House for Sale · Tri-Level · Waterfront · 4 bed · 2 bath · 2,408 sqft · 0.605 ac lot · ~150 min from Fargo · Active · Listed by eXp Realty
34. 11447 Lynn Boyd Way, Crosslake, MN — $249,500 · Est. $1,262/mo · House for Sale · Two Story · Waterfront · 4 bed · 4 bath · 2,856 sqft · 0.09 ac lot · ~165 min from Fargo · Active · Listed by Larson Group Real Estate/Kelle
35. 11472 Lynn Boyd Way, Crosslake, MN — $975,000 · Est. $4,930/mo · House for Sale · Two Story · Waterfront · 4 bed · 4 bath · 2,856 sqft · 0.09 ac lot · ~165 min from Fargo · Active · Listed by Larson Group Real Estate/Kelle
36. 11572 Harbor Lane, Crosslake, MN — $585,000 · Est. $2,958/mo · House for Sale · Waterfront · 5 bed · 3 bath · 2,207 sqft · 0.03 ac lot · ~165 min from Fargo · Active · Listed by Larson Group Real Estate/Kelle
37. 11515 Camelia, Crosslake, MN — $545,000 · Est. $2,756/mo · House for Sale · Waterfront · 3 bed · 2 bath · 2,207 sqft · 0.02 ac lot · ~165 min from Fargo · Active · Listed by Larson Group Real Estate/Kelle
38. 36199 Trail of Pines Road, Pine River, MN — $800,000 · Est. $4,045/mo · ▼ $49,900 (6%) off, was $849,900, reduced 3 weeks ago · House for Sale · Rambler · Waterfront · 0 bed · 2 bath · 752 sqft · 0.58 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Keller Williams Classic Realty
39. 1378 Larrup Trail SW, Pine River, MN — $995,000 · Est. $5,031/mo · House for Sale · Two Story · Waterfront · Acreage · 3 bed · 3 bath · 3,172 sqft · 4.5 ac lot · ~150 min from Fargo · Active · Listed by RE/MAX Advantage Plus
40. Quarterdeck Resort #110 1580 Smore Fun Way SW, Nisswa, MN — $2,265,000 · Est. $11,453/mo · House for Sale · Two Story · Waterfront · 5 bed · 7 bath · 3,573 sqft · 0.1 ac lot · ~155 min from Fargo · Active · Listed by eXp Realty
41. 36945 Delta Bay Road, Pine River, MN — $900,000 · Est. $4,551/mo · House for Sale · Bi-Level · Waterfront · 3 bed · 2 bath · 1,584 sqft · 0.41 ac lot · ~155 min from Fargo · Active · Listed by Norwoods Realty
42. 6685 S Point Drive, Pine River, MN — $799,900 · Est. $4,045/mo · ▼ $45,100 (5%) off, was $845,000, reduced Aug 7 · House for Sale · Rambler · Waterfront · 2 bed · 2 bath · 1,692 sqft · 1.53 ac lot · ~155 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals
43. 11460 Lynn Boyd Way, Cottage 1 Fraction 3, Crosslake, MN — $220,000 · Est. $1,112/mo · ▼ $5,000 (2%) off, was $225,000, reduced 3 days ago · House for Sale · Two Story · Waterfront · 4 bed · 4 bath · 2,856 sqft · 0.09 ac lot · ~165 min from Fargo · Active · M Markdowns · Listed by Keller Williams Realty Professionals/Larson Group Real Estate

Frequently Asked Questions

How much do lake homes cost in Minnesota?

Lake home prices vary widely based on the lake, frontage, and condition. Entry-level cabins on smaller lakes start around $200,000–$300,000, while premium waterfront homes on popular lakes like Leech Lake, Gull Lake, and Detroit Lakes range from $400,000 to well over $1 million.

What should I look for when buying lake property?

Key factors include water frontage (sandy beach vs. rocky), sun exposure (south/west facing is ideal), water depth at dock, lake classification, septic system condition, well water quality, road access (year-round vs. seasonal), and whether the property has existing dock and lift systems.

Can I get financing for a lake home or cabin?

Yes, but financing terms vary. Year-round lake homes typically qualify for standard mortgage rates. Seasonal cabins may require higher down payments (20–25%) and slightly higher interest rates. Properties without year-round road access or permanent foundations may require specialized financing.

What are the ongoing costs of lake home ownership?

Beyond mortgage and insurance, lake homeowners should budget for dock and lift installation/removal ($500–$1,500/year), septic system maintenance, well water testing, shoreline maintenance, boat storage, and potentially higher property taxes. Seasonal utility costs for heating during winter should also be factored in.

Is a lake home a good investment?

Minnesota lake property has historically appreciated steadily, and demand continues to grow — especially post-pandemic as remote work enables more buyers to live lakeside year-round. Properties with good water frontage on popular lakes tend to appreciate faster than inland properties in the same area.

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(701) 205-5517 — Jim Christl & Shannon Barnum, Modern Market REALTORS®

Modern Market REALTORS® — Jim Christl (Broker) & Shannon Barnum (Associate Broker). Serving Fargo, Moorhead, West Fargo, Horace, Detroit Lakes, and Minnesota lake country. Call (701) 205-5517.