454 Wagon Wheel Drive SE, Unit 17, Bemidji, MN 56601
5 Beds | 3 Baths | 3,482 Sq Ft | Single Family Home | MLS# 7024708
Price Reduced — was $494,000 (↓ $14,000) · M Markdowns
$4,132/month Estimated
- Principal & interest
- $2,617
- Property taxes
- $399
- Home insurance (est.)
- $280
- Special assessments
- $621 + pending
- HOA dues
- $215/mo
20% down ($96,000) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
50 earns the badge · a typical active home here scores ~12
This home has sat well past the local pace — time is working in a buyer's favor.
- 250 days on market — more than triple the usual 83 days
- Price cut 2.8% (−$14,000)
- No negative signals found in the listing history
MMR track record: Offer-Ready homes closed a median 12% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 79 vs 998 NorthstarMLS sales, updated monthly.
How the 0–100 Offer-Ready Score works →
Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.
Located in Misty Harbor Cic 22, Bemidji, MN.
About This Home
Enjoy maintenance-free lakeside living with all the benefits of an active homeowners association. Simply get on the boat and go, while the HOA takes care of the common areas and amenities. Misty Harbor is a well-maintained lakeside community on Lake Andrusia, offering direct access to the entire Cass Lake Chain of Lakes. Residents enjoy exclusive access to a private harbor, a sandy beach area, a fish cleaning house, and a community game room, creating the perfect setting for recreation and relaxation. This property is one of the few in the development that includes an additional lot, offering the potential to build a detached shop, garage, or storage building. The private boat slip is deeded with the property and transfers to the new owner, making it easy to enjoy boating, fishing, and exploring the surrounding lakes. The three-level home features an attached two-stall garage, a walk-out lower level, and a beautifully remodeled kitchen with modern finishes. Floor-to-ceiling windows fill the home with natural light while showcasing beautiful lake views. The open-concept floor plan centers around a cozy gas fireplace and offers five spacious bedrooms and three bathrooms, providing plenty of room for family and guests.
Virtual Tour
BuyPulse · Live market read
How 454 Wagon Wheel Drive SE Compares to the Bemidji Market
At $138/sqft, this home is priced $27/sqft below the typical Bemidji single-family home of $165/sqft.
The median list price in Bemidji is $379,900.
Verdict: Excellent Value
Your negotiating position
88 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 250 — Bemidji homes overall typically go under contract by day ~19. This one is past that window.
46% of recent sales closed at or over asking — about half hold full price.
35 similar homes for sale — alternatives if they won't move.
This seller already cut $14,000 — the asking price has already moved.
Homes like this one — single-family homes between $360K and $600K in Bemidji:
- The field: 35 similar Bemidji homes for sale — you have options.
- Negotiation: 46% of the last 26 sales here closed at or over list — about half hold full price.
- Price cuts: 20 of 35 similar homes have trimmed asking — median trim $15,000. This one already cut $14,000.
Powered by the Realgorithm™ — 26 real Bemidji closings, zero guesses · NorthstarMLS
Key Features
- Unit
- 17
- Built
- 2006
- Garage
- 2-Car Attached
- Style
- Two
- HOA
- $2,579/Annually
- HOA Includes
- Beach Access, Other, Recreation Facility, Sewer, Shared Amenities, Snow Removal
- Annual Taxes
- $4,788.7 (2025)
- Specials/yr
- $7,446 + pending
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,382
- Below Grade Sq Ft
- 1,100
- Lot Size
- 1.22 acres
- Basement
- Yes
- Roof
- Asphalt
- Construction
- Concrete
- County
- Beltrami
- List Date
- 2026-02-27
- Days on Market
- 250 days
- Parcel ID
- 460085900
Financial
- Total Tax incl. Assessments
- $12,234.7
- Specials Pending
- Yes
- HOA Name
- Misty Harbor Estates
Home Systems & Utilities
- Heating
- Dual Fuel/Off Peak, Forced Air, Fireplace(s)
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Water
- Private
- Sewer
- Septic System Compliant - Yes, Shared Septic
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Fuel Tank - Owned, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Interior Features
- Laundry
- In Basement, Electric Dryer Hookup, Laundry Room, Washer Hookup
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block, Pillar/Post/Pier
- Foundation Area
- 1,100 sqft
- Total Building Area
- 3,482 sqft
Exterior Features
- Exterior Features
- Steel Siding
- Pool
- Yes
- Fenced Area
- Yes
- Other Structures
- Storage Shed
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Road Surface
- No Outlet/Dead End, Paved Streets, Private Road
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Edina Realty, Inc.
Price History
Reduced $45,000 (8.6%)
- Price reduced to $525,000 — Apr 24, 2026
- Price reduced to $510,000 — May 13, 2026
- Price reduced to $507,500 — May 23, 2026
- Price reduced to $499,000 — Jun 24, 2026
- Price reduced to $494,000 — Aug 18, 2026
- Price reduced to $480,000 — Sep 9, 2026
454 Wagon Wheel Drive SE, Unit 17 is listed in Bemidji, MN, part of Beltrami County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 454 Wagon Wheel Drive SE, Unit 17
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Listed by Edina Realty, Inc. · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7024708 · Updated October 27, 2026
Similar Homes for Sale Near 454 Wagon Wheel Drive SE, Bemidji, MN
- 4405 Birchmont Drive NE — $439,900 · 5 bed · 2 bath
- 1320 Whiting Road NW, Unit 13 — $435,500 · 4 bed · 3 bath
- 6351 Island View Drive NE — $419,900 · 4 bed · 3 bath
- 5252 Elmwood Court NE — $419,900 · 4 bed · 2 bath
- 5918 Mid Valley Lane NW — $410,900 · 4 bed · 3 bath
- 1320 Whiting Road NW, Unit 39 — $399,999 · 4 bed · 3 bath
Frequently Asked Questions About 454 Wagon Wheel Drive SE, Unit 17
- Is $480,000 a good price for a home in Bemidji?
- According to BuyPulse, 454 Wagon Wheel Drive SE rates Excellent Value — at $138/sqft it's priced 16% below the typical Bemidji single-family home of $165/sqft. Its negotiating-position score is 88/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Bemidji homes are closing versus list. Powered by the Realgorithm™. Browse Bemidji homes for sale to compare.
- What are the special assessments at 454 Wagon Wheel Drive SE — and what do they mean?
- This property has $7,446/yr in annual special assessments with additional specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $4,788.7/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 454 Wagon Wheel Drive SE have a basement?
- Yes, 454 Wagon Wheel Drive SE has a finished basement with 1,100 sq ft of below-grade space.
- Does 454 Wagon Wheel Drive SE have an HOA?
- Yes, 454 Wagon Wheel Drive SE has a homeowners association with dues of $2,579 annually. HOA includes: Beach Access, Other, Recreation Facility, Sewer, Shared Amenities, Snow Removal.
- What type of heating and cooling does 454 Wagon Wheel Drive SE have?
- 454 Wagon Wheel Drive SE has Dual Fuel/Off Peak, Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 454 Wagon Wheel Drive SE located?
- 454 Wagon Wheel Drive SE is in the Misty Harbor Cic 22 neighborhood of Bemidji, MN 56601, in Beltrami County.
- Is 454 Wagon Wheel Drive SE still available?
- Yes — 454 Wagon Wheel Drive SE is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 454 Wagon Wheel Drive SE built?
- 454 Wagon Wheel Drive SE was built in 2006. It features concrete construction, an asphalt roof, and a block, pillar/post/pier foundation.
- Does 454 Wagon Wheel Drive SE have main-floor laundry?
- No — the laundry at 454 Wagon Wheel Drive SE is in the lower level.
- How many homes like 454 Wagon Wheel Drive SE are for sale in Bemidji?
- 35 similar homes (single-family homes between $360K and $600K in Bemidji) are for sale right now — you have options.
- Do homes in Bemidji sell for asking price?
- 46% of the last 26 comparable Bemidji sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Bemidji area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/04/2026, 9:39 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.