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5 Beds | 3 Baths | 2,432 Sq Ft | Single Family Home | MLS# 7109914
Is 1040 Big Bear Trail SW a Good Deal?
BuyPulse Verdict
Strong Value
At $185/sqft — This home is priced right at the typical Brainerd single-family home of $188/sqft.
Your Negotiating Position
80 — Strong buyer leverage
Day 72 — similar homes typically go under contract by day ~24. This one is past that window.
42% of recent sales closed at or over asking — about half hold full price.
43 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 111 active Brainerd listings · NorthstarMLS
$2,756/month Estimated
- Principal & interest
- $2,275
- Property taxes
- $212
- Home insurance (est.)
- $262
- Special assessments
- $7
- HOA dues
- None
20% down ($89,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Don't miss this amazing five bedroom, three bath Brainerd home that rests on 7.3 mostly wooded acres! Built in 2018, This property offers a little bit for everyone including an open floor plan, primary suite, custom kitchen with a pantry, full basement with plenty of room to call your own. Outside, enjoy the privacy of 7.3 acres, a deck off the back, custom stone work in the front and back, and the star of the show, a 28x60 garage with two separate entrances and even a hot tub room! Come put your finishing touches on this wonderful property and call it your own, Schedule Your Showing Today!
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $337K and $562K in Brainerd:
- The field: 43 similar Brainerd homes for sale — you have options.
- Tempo: homes like this went pending in a median 24 days — 0 of the last 10 inside 4 days.
- Negotiation: 42% of the last 24 sales here closed at or over list — about half hold full price.
Powered by the Realgorithm™ — 24 real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 2018
- Above Grade
- 1,288 sq ft
- Below Grade
- 1,144 sq ft
- Lot Size
- 7.30 acres
- Lot Features
- Irregular Lot, Tree Coverage - Medium
- Garage
- 6-car (Detached Garage)
- Heating
- Forced Air
- Cooling
- Central Air
- Basement
- Finished
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Sewer
- Tank with Drainage Field
- Water
- Drilled, Well
- Annual Taxes
- $2,546
- Special Assessments
- $86
- County
- Cass
- Days on Market
- 72
1040 Big Bear Trail SW is listed in Brainerd, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1040 Big Bear Trail SW
Associate Broker · Modern Market REALTORS®
Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty · Shown by Modern Market REALTORS®
Buying a home in Brainerd? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7109914 · Data refreshed August 7, 2026
Similar Homes for Sale Near 1040 Big Bear Trail SW, Brainerd, MN
Frequently Asked Questions About 1040 Big Bear Trail SW
- Is $449,900 a good price for a home in Brainerd?
- According to BuyPulse, 1040 Big Bear Trail SW rates Strong Value — at $185/sqft it's priced right at the typical Brainerd single-family home of $188/sqft. Its negotiating-position score is 80/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Brainerd homes are closing versus list. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
- What are the special assessments at 1040 Big Bear Trail SW — and what do they mean?
- This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,546/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Brainerd — live figures on every home for sale.
- Does 1040 Big Bear Trail SW have a basement?
- Yes, 1040 Big Bear Trail SW has a finished basement with 1,144 sq ft of below-grade space.
- What type of heating and cooling does 1040 Big Bear Trail SW have?
- 1040 Big Bear Trail SW has Forced Air heating and Central Air cooling.
- Where is 1040 Big Bear Trail SW located?
- 1040 Big Bear Trail SW is in Brainerd, MN 56401, in Cass County.
- Is 1040 Big Bear Trail SW still available?
- Yes — 1040 Big Bear Trail SW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1040 Big Bear Trail SW built?
- 1040 Big Bear Trail SW was built in 2018. It features block, frame construction, an asphalt roof, and a block foundation.
- Does 1040 Big Bear Trail SW have main-floor laundry?
- No — the laundry at 1040 Big Bear Trail SW is in the lower level.
- How many homes like 1040 Big Bear Trail SW are for sale in Brainerd?
- 43 similar homes (single-family homes between $337K and $562K in Brainerd) are for sale right now — you have options.
- How fast do homes like 1040 Big Bear Trail SW sell in Brainerd?
- Homes like this one (single-family homes between $337K and $562K in Brainerd) went pending in a median 24 days over the last 90 days — 0 of the last 10 went under contract within 4 days.
- Do homes in Brainerd sell for asking price?
- 42% of the last 24 comparable Brainerd sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.