1040 Big Bear Trail SW, Brainerd, MN 56401
Single Family Home for Sale in Brainerd, MN 5 Beds | 3 Baths | 2,432 Sq Ft
$2,934/month Estimated
- Principal & interest
- $2,453
- Property taxes
- $212
- Home insurance (est.)
- $262
- Special assessments
- $7
- HOA dues
- None
20% down ($89,980) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Don't miss this amazing five bedroom, three bath Brainerd home that rests on 7.3 mostly wooded acres! Built in 2018, This property offers a little bit for everyone including an open floor plan, primary suite, custom kitchen with a pantry, full basement with plenty of room to call your own. Outside, enjoy the privacy of 7.3 acres, a deck off the back, custom stone work in the front and back, and the star of the show, a 28x60 garage with two separate entrances and even a hot tub room! Come put your finishing touches on this wonderful property and call it your own, Schedule Your Showing Today!
BuyPulse · Live market read
How 1040 Big Bear Trail SW Compares to the Brainerd Market
At $185/sqft, this home is priced $13/sqft below the typical Brainerd single-family home of $198/sqft.
The median list price in Brainerd is $421,175.
Verdict: Strong Value
Your negotiating position
88 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 118 — similar homes typically go under contract by day ~23. This one is past that window.
28% of recent sales closed at or over asking — most sellers here negotiate.
36 similar homes for sale — alternatives if they won't move.
Homes like this one — single-family homes between $337K and $562K in Brainerd:
- The field: 36 similar Brainerd homes for sale — you have options.
- Tempo: homes like this went pending in a median 23 days — 1 of the last 12 inside 4 days.
- Negotiation: 28% of the last 25 sales here closed at or over list — there's room to negotiate.
- Price cuts: 11 of 36 similar homes have trimmed asking — median trim $17,400. This one hasn't budged.
Powered by the Realgorithm™ — 25 real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2018
- Garage
- 6-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,546 (2026)
- Specials/yr
- $86
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,288
- Below Grade Sq Ft
- 1,144
- Lot Size
- 7.3 acres
- Basement
- Yes
- Roof
- Asphalt
- Construction
- Block, Frame
- County
- Cass
- List Date
- 2026-07-15
- Days on Market
- 118 days
- Parcel ID
- 411091201
Financial
- Total Tax incl. Assessments
- $2,632
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- Circuit Breakers
- Water
- Drilled, Well
- Sewer
- Tank with Drainage Field
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior Features
- Laundry
- In Basement, Electric Dryer Hookup, Washer Hookup
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,144 sqft
- Total Building Area
- 2,432 sqft
Exterior Features
- Exterior Features
- Vinyl
- Other Structures
- Garage(s), Pole Building, Workshop
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage
Lot & Land
- Lot Features
- Irregular Lot, Tree Coverage - Medium
- Road Surface
- County Road
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- eXp Realty
Price History
Listed at $449,900 on Jul 15, 2026 — No price changes
1040 Big Bear Trail SW is listed in Brainerd, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 1040 Big Bear Trail SW
Associate Broker · Modern Market REALTORS®
Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7109914 · Updated August 7, 2026
Similar Homes for Sale Near 1040 Big Bear Trail SW, Brainerd, MN
Frequently Asked Questions About 1040 Big Bear Trail SW
- Is $449,900 a good price for a home in Brainerd?
- According to BuyPulse, 1040 Big Bear Trail SW rates Strong Value — at $185/sqft it's priced 7% below the typical Brainerd single-family home of $198/sqft. Its negotiating-position score is 88/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Brainerd homes are closing versus list. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
- What are the special assessments at 1040 Big Bear Trail SW — and what do they mean?
- This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,546/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 1040 Big Bear Trail SW have a basement?
- Yes, 1040 Big Bear Trail SW has a finished basement with 1,144 sq ft of below-grade space.
- What type of heating and cooling does 1040 Big Bear Trail SW have?
- 1040 Big Bear Trail SW has Forced Air heating and Central Air cooling.
- Where is 1040 Big Bear Trail SW located?
- 1040 Big Bear Trail SW is in Brainerd, MN 56401, in Cass County.
- Is 1040 Big Bear Trail SW still available?
- Yes — 1040 Big Bear Trail SW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 1040 Big Bear Trail SW built?
- 1040 Big Bear Trail SW was built in 2018. It features block, frame construction, an asphalt roof, and a block foundation.
- Does 1040 Big Bear Trail SW have main-floor laundry?
- No — the laundry at 1040 Big Bear Trail SW is in the lower level.
- How many homes like 1040 Big Bear Trail SW are for sale in Brainerd?
- 36 similar homes (single-family homes between $337K and $562K in Brainerd) are for sale right now — you have options.
- How fast do homes like 1040 Big Bear Trail SW sell in Brainerd?
- Homes like this one (single-family homes between $337K and $562K in Brainerd) went pending in a median 23 days over the last 90 days — 1 of the last 12 went under contract within 4 days.
- Do homes in Brainerd sell for asking price?
- 28% of the last 25 comparable Brainerd sales closed at or over list price — there's room to negotiate. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/10/2026, 10:19 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.