2018 single family home for sale at 1040 Big Bear Trail SW in Brainerd, MN — 5 bed, 3 bath (photo 1 of 59)

1040 Big Bear Trail SW, Brainerd, MN 56401

5 Beds | 3 Baths | 2,432 Sq Ft | Single Family Home | MLS# 7109914

$449,900

Is 1040 Big Bear Trail SW a Good Deal?

BuyPulse Verdict

Strong Value

At $185/sqft — This home is priced right at the typical Brainerd single-family home of $188/sqft.

Your Negotiating Position

80 — Strong buyer leverage

Day 72 — similar homes typically go under contract by day ~24. This one is past that window.

42% of recent sales closed at or over asking — about half hold full price.

43 similar homes for sale — alternatives if they won't move.

Powered by the Realgorithm™ — 111 active Brainerd listings · NorthstarMLS

$2,756/month Estimated

Principal & interest
$2,275
Property taxes
$212
Home insurance (est.)
$262
Special assessments
$7
HOA dues
None

20% down ($89,980) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Brainerd, MN Active

About This Home

Don't miss this amazing five bedroom, three bath Brainerd home that rests on 7.3 mostly wooded acres! Built in 2018, This property offers a little bit for everyone including an open floor plan, primary suite, custom kitchen with a pantry, full basement with plenty of room to call your own. Outside, enjoy the privacy of 7.3 acres, a deck off the back, custom stone work in the front and back, and the star of the show, a 28x60 garage with two separate entrances and even a hot tub room! Come put your finishing touches on this wonderful property and call it your own, Schedule Your Showing Today!

BuyPulse™ — Live Market Read

Homes like this one — single-family homes between $337K and $562K in Brainerd:

  • The field: 43 similar Brainerd homes for sale — you have options.
  • Tempo: homes like this went pending in a median 24 days — 0 of the last 10 inside 4 days.
  • Negotiation: 42% of the last 24 sales here closed at or over list — about half hold full price.

Powered by the Realgorithm™ — 24 real Brainerd closings, zero guesses · NorthstarMLS

Key Features

Property Type
Single Family
Year Built
2018
Above Grade
1,288 sq ft
Below Grade
1,144 sq ft
Lot Size
7.30 acres
Lot Features
Irregular Lot, Tree Coverage - Medium
Garage
6-car (Detached Garage)
Heating
Forced Air
Cooling
Central Air
Basement
Finished
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Sewer
Tank with Drainage Field
Water
Drilled, Well
Annual Taxes
$2,546
Special Assessments
$86
County
Cass
Days on Market
72

1040 Big Bear Trail SW is listed in Brainerd, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 1040 Big Bear Trail SW

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by eXp Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7109914 · Data refreshed August 7, 2026

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Frequently Asked Questions About 1040 Big Bear Trail SW

Is $449,900 a good price for a home in Brainerd?
According to BuyPulse, 1040 Big Bear Trail SW rates Strong Value — at $185/sqft it's priced right at the typical Brainerd single-family home of $188/sqft. Its negotiating-position score is 80/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Brainerd homes are closing versus list. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
What are the special assessments at 1040 Big Bear Trail SW — and what do they mean?
This property has $86/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,546/yr. Always factor both into your total monthly housing cost before making an offer.

What special assessments cost in Brainerd — live figures on every home for sale.

Does 1040 Big Bear Trail SW have a basement?
Yes, 1040 Big Bear Trail SW has a finished basement with 1,144 sq ft of below-grade space.
What type of heating and cooling does 1040 Big Bear Trail SW have?
1040 Big Bear Trail SW has Forced Air heating and Central Air cooling.
Where is 1040 Big Bear Trail SW located?
1040 Big Bear Trail SW is in Brainerd, MN 56401, in Cass County.
Is 1040 Big Bear Trail SW still available?
Yes — 1040 Big Bear Trail SW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 1040 Big Bear Trail SW built?
1040 Big Bear Trail SW was built in 2018. It features block, frame construction, an asphalt roof, and a block foundation.
Does 1040 Big Bear Trail SW have main-floor laundry?
No — the laundry at 1040 Big Bear Trail SW is in the lower level.
How many homes like 1040 Big Bear Trail SW are for sale in Brainerd?
43 similar homes (single-family homes between $337K and $562K in Brainerd) are for sale right now — you have options.
How fast do homes like 1040 Big Bear Trail SW sell in Brainerd?
Homes like this one (single-family homes between $337K and $562K in Brainerd) went pending in a median 24 days over the last 90 days — 0 of the last 10 went under contract within 4 days.
Do homes in Brainerd sell for asking price?
42% of the last 24 comparable Brainerd sales closed at or over list price — about half hold full price. Based on real NorthstarMLS closings, not estimates.
What does "BuyPulse" mean?
BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.