20729 Paine Avenue, Brainerd, MN 56401
3 Beds | 3 Baths | 2,224 Sq Ft | Single Family Home | MLS# 7144536
Is 20729 Paine Avenue a Good Deal?
BuyPulse Verdict
Premium Pricing
At $897/sqft — This home is priced 370% above the typical Brainerd single-family home of $191/sqft.
Powered by the Realgorithm™ — 105 active Brainerd listings · NorthstarMLS
$12,010/month Estimated
- Principal & interest
- $10,088
- Property taxes
- $756
- Home insurance (est.)
- $1,164
- Special assessments
- $2 + pending
- HOA dues
- None
20% down ($399,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Cinosam Club, Brainerd, MN.
About This Home
GULL LAKE'S GOLD COAST. Experience the very best of Gull Lake from this spectacularly renovated Gold Coast property. Big-Lake views, breathtaking sunsets, easy elevation, hard sugar-sand lake shore, a fabulous one-of-kind lakeside beach house with bath, a custom designed kitchen with new commercial-grade stainless-steel appliances, a main-floor living room with panoramic lake views through a wall of glass, a dining area, a gas fireplace, a covered lakeside deck with electric canopy, a main level lakeside primary suite with stunning lake views-private bathroom and a walk-in closet with washer/dryer. The finished lower-level features two guest bedrooms, a full bath and a living room with a wood-burning fireplace. There is an attached heated 2-stall garage plus a brand-new 30 x 40 fully insulated detached garage with in-floor heat, central vac, a large attic room, providing abundant storage or an area for large gatherings, a gym, office, studio or additional family room. Professionally landscaped grounds lead you to the highly sought-after and very exclusive lakeside beach house with bath that sits right on the water's edge and features a rooftop terrace that allows you to enjoy morning coffee while listening to the waves hit the shoreline, soak up the afternoon sun, and experience unforgettable evenings beneath spectacular sunsets over Main Gull Lake.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $1.5M and $2.5M in Brainerd:
- The field: 6 similar Brainerd homes for sale — a short list right now.
Powered by the Realgorithm™ — real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2005
- Garage
- 6-Car
- Style
- One
- HOA
- None
- Annual Taxes
- $9,075 (2026)
- Specials/yr
- $25 + pending
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,132
- Below Grade Sq Ft
- 1,092
- Lot Size
- 0.56 acres
- Basement
- Yes
- Roof
- Asphalt, Pitched
- Construction
- Concrete, Frame
- County
- Crow Wing
- List Date
- 2026-09-25
- Days on Market
- 18 days
- Parcel ID
- 99030969
Financial
- Total Tax incl. Assessments
- $9,100
- Specials Pending
- Yes
Home Systems & Utilities
- Heating
- Forced Air, Fireplace(s), In-Floor Heating, Radiant
- Cooling
- Central Air
- Electric
- 200+ Amp Service, Other
- Water
- 4-Inch Submersible, Drilled, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Appliances
- Air-To-Air Exchanger, Central Vacuum, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer
Interior Features
- Laundry
- Gas Dryer Hookup, Main Level, Washer Hookup
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,260 sqft
- Total Building Area
- 2,392 sqft
Exterior Features
- Exterior Features
- Cement Board
- Other Structures
- Garage(s), Boat House
- View
- Lake, Panoramic, West
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Detached Garage, Asphalt, Electric Vehicle Charging Station(s), Floor Drain, Finished Garage, Garage Door Opener, Guest Parking, Heated Garage, Insulated Garage, Multiple Garages, Paved Lot, RV Access/Parking, Storage
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Light
- Road Surface
- Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Kurilla Real Estate LTD
Price History
Listed at $1,995,000 on Sep 21, 2026 — No price changes
20729 Paine Avenue is listed in Brainerd, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 20729 Paine Avenue
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View Full Listing & PhotosMLS# 7144536 · Data refreshed September 28, 2026
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- Cragun's Hillside #709 4bdrm Cronobeles Court — $2,150,000 · 4 bed · 4 bath
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Frequently Asked Questions About 20729 Paine Avenue
- Is $1,995,000 a good price for a home in Brainerd?
- According to BuyPulse, 20729 Paine Avenue rates Premium Pricing — at $897/sqft it's priced 370% above the typical Brainerd single-family home of $191/sqft. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
- What are the special assessments at 20729 Paine Avenue — and what do they mean?
- This property has $25/yr in annual special assessments with additional specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $9,075/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 20729 Paine Avenue have a basement?
- Yes, 20729 Paine Avenue has a finished basement with 1,092 sq ft of below-grade space.
- What type of heating and cooling does 20729 Paine Avenue have?
- 20729 Paine Avenue has Forced Air, Fireplace(s), In-Floor Heating, Radiant heating and Central Air cooling.
- Where is 20729 Paine Avenue located?
- 20729 Paine Avenue is in the Cinosam Club neighborhood of Brainerd, MN 56401, in Crow Wing County.
- Is 20729 Paine Avenue still available?
- 20729 Paine Avenue is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 20729 Paine Avenue built?
- 20729 Paine Avenue was built in 2005. It features concrete, frame construction and a poured concrete foundation.
- Does 20729 Paine Avenue have main-floor laundry?
- Yes — the laundry at 20729 Paine Avenue is on the main level.
- How walkable is 20729 Paine Avenue?
- 20729 Paine Avenue has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 24/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 20729 Paine Avenue are for sale in Brainerd?
- 6 similar homes (single-family homes between $1.5M and $2.5M in Brainerd) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 7:59 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.