5042 White Gables Road, Brainerd, MN 56401
2 Beds | 2 Baths | 1,400 Sq Ft | Single Family Home | MLS# 7158871Lakefront on North Long Lake · 6,190 acres · 97 ft deep
$4,196/month Estimated
- Principal & interest
- $3,543
- Property taxes
- $262
- Home insurance (est.)
- $379
- Special assessments
- $2
- HOA dues
- $10/mo
20% down ($129,980) · 30-yr fixed, 7.24%
Try our home affordability calculator
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Enjoy lake living on North Long Lake with this 2 bedroom, 2 bath home offering over 100 feet of water frontage. Set on a half-acre lot, there’s plenty of room to spread out, play, and entertain, with the lake just steps from your door. Whether you’re looking for a weekend escape or a place to call home, this property puts you right in the heart of the Brainerd Lakes area’s best lake country. Schedule your showing today!
BuyPulse · Live market read
How 5042 White Gables Road Compares to the Brainerd Market
At $464/sqft, this home is priced $269/sqft above the typical Brainerd single-family home of $195/sqft.
The median list price in Brainerd is $414,900.
Verdict: Premium Pricing
Your negotiating position
64 Balanced market
Seller's market · Balanced · Buyer leverage
Day 4 — Brainerd homes overall typically go under contract by day ~21, so this one is early in its window.
31% of recent sales closed at or over asking — most sellers here negotiate.
21 similar homes for sale — alternatives if they won't move.
Homes like this one — single-family homes between $487K and $812K in Brainerd:
- The field: 21 similar Brainerd homes for sale — you have options.
- Negotiation: 31% of the last 16 sales here closed at or over list — there's room to negotiate.
- Price cuts: 7 of 21 similar homes have trimmed asking — median trim $20,000. This one hasn't budged.
Powered by the Realgorithm™ — 16 real Brainerd closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2014
- Garage
- 2-Car Attached
- Style
- One
- HOA
- $125/Annually
- HOA Includes
- Other
- Annual Taxes
- $3,141 (2026)
- Specials/yr
- $25
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,400
- Lot Size
- 0.5 acres
- Basement
- No
- Roof
- Age Over 8 Years, Asphalt
- Construction
- Frame
- County
- Crow Wing
- List Date
- 2026-10-31
- Days on Market
- 4 days
- Parcel ID
- 99140727
Financial
- Total Tax incl. Assessments
- $3,166
- Specials Pending
- No
- HOA Name
- North Long Lake
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Appliances
- Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Interior Features
- Laundry
- Electric Dryer Hookup, In Hall, Washer Hookup
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,328 sqft
- Total Building Area
- 2,800 sqft
Exterior Features
- Exterior Features
- Cement Board
- View
- Panoramic
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Concrete, Heated Garage
Lot & Land
- Lot Features
- Accessible Shoreline
- Road Surface
- Private Road
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- North Long
- Lake Acres
- 6190.35 acres
- Lake Depth
- 97 ft
Agent & Office
- List Office
- eXp Realty
Price History
Listed at $649,900 on Oct 27, 2026 — No price changes
5042 White Gables Road is listed in Brainerd, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 5042 White Gables Road
Associate Broker · Modern Market REALTORS®
Your Brainerd real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by eXp Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7158871 · Updated November 2, 2026
Similar Homes for Sale Near 5042 White Gables Road, Brainerd, MN
Frequently Asked Questions About 5042 White Gables Road
- Is $649,900 a good price for a home in Brainerd?
- According to BuyPulse, 5042 White Gables Road rates Premium Pricing — at $464/sqft it's priced 138% above the typical Brainerd single-family home of $195/sqft. Its negotiating-position score is 64/100 (Balanced market), weighed on days on market, comparable inventory, and how Brainerd homes are closing versus list. Powered by the Realgorithm™. Browse Brainerd homes for sale to compare.
- What are the special assessments at 5042 White Gables Road — and what do they mean?
- This property has $25/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,141/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 5042 White Gables Road have an HOA?
- Yes, 5042 White Gables Road has a homeowners association with dues of $125 annually. HOA includes: Other.
- What type of heating and cooling does 5042 White Gables Road have?
- 5042 White Gables Road has Forced Air heating and Central Air cooling.
- Where is 5042 White Gables Road located?
- 5042 White Gables Road is in Brainerd, MN 56401, in Crow Wing County.
- Is 5042 White Gables Road still available?
- Yes — 5042 White Gables Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 5042 White Gables Road built?
- 5042 White Gables Road was built in 2014. It features frame construction and a block foundation.
- How many homes like 5042 White Gables Road are for sale in Brainerd?
- 21 similar homes (single-family homes between $487K and $812K in Brainerd) are for sale right now — you have options.
- Do homes in Brainerd sell for asking price?
- 31% of the last 16 comparable Brainerd sales closed at or over list price — there's room to negotiate. Based on real NorthstarMLS closings, not estimates.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Brainerd area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/04/2026, 9:39 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.