525 12th Street N, Breckenridge, MN 56520
4 Beds | 2 Baths | 3,238 Sq Ft | Single Family Home | MLS# 7136647
Is 525 12th Street N a Good Deal?
BuyPulse Verdict
Fair Market Value
At $120/sqft — This home is priced 8% above the typical Breckenridge single-family home of $111/sqft.
Powered by the Realgorithm™ — 26 active Breckenridge listings · NorthstarMLS
$2,667/month Estimated
- Principal & interest
- $1,967
- Property taxes
- $470
- Home insurance (est.)
- $227
- Special assessments
- $3
- HOA dues
- None
20% down ($77,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in City Breckenridge, Breckenridge, MN.
About This Home
One-of-a-Kind Home with Incredible Bonus Spaces! You won’t want to judge this one by the front view—the real surprises are waiting around back! This one-of-a-kind property offers over 3,200 square feet, 4 bedrooms, 2 bathrooms, and an incredible combination of living, entertaining, and garage space. And the location is minutes away from the school and aquatic center! The main home features spacious bedrooms, beautiful oak kitchen cabinetry, and an abundance of storage. The lower level adds a large family room, two additional bedrooms, and a full bathroom, providing plenty of room for family and guests. But the garage and attached family/game room are where this property truly shines! The oversized garage features epoxy flooring, heating and cooling, and an impressive amount of counter space, creating the ultimate space for entertaining, hobbies, gatherings, or game days. Attached to the garage is a huge family/game room with beautiful cut burnished concrete floors and floor heat, abundant built-in storage, and a gas fireplace that creates a warm and inviting atmosphere on those cool winter evenings. The space flows seamlessly to a large rear patio, making outdoor entertaining, grilling, and parties a breeze. And there’s even more! A detached two-stall garage with a loft provides additional parking, workspace, and storage. Major home updates completed in 2025 include new windows and siding! And don’t miss the opportunity to ask about the many heating and cooling options throughout the property! If you’re looking for a home that offers something truly different, with incredible space for entertaining, hobbies, storage, and everyday living—this is one you need to see in person!
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $292K and $486K in Breckenridge:
- The field: 4 similar Breckenridge homes for sale — a short list right now.
Powered by the Realgorithm™ — real Breckenridge closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1992
- Garage
- 4-Car
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $5,639 (2026)
- Specials/yr
- $35
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 2,042
- Below Grade Sq Ft
- 1,196
- Lot Size
- 0.203 acres
- Basement
- Yes
- Roof
- Asphalt
- County
- Wilkin
- List Date
- 2026-09-03
- Days on Market
- 39 days
- Parcel ID
- 230504680
Financial
- Total Tax incl. Assessments
- $5,674
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Ductless Mini-Split, Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating
- Cooling
- Central Air, Ductless Mini-Split
- Water
- City Water - In Street
- Sewer
- City Sewer - In Street
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior Features
- Laundry
- Lower Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Wood
- Foundation Area
- 1,196 sqft
- Total Building Area
- 3,238 sqft
Exterior Features
- Exterior Features
- Vinyl
- Pool
- Yes
- Fenced Area
- Yes
- Other Structures
- Garage(s)
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Detached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Lot & Land
- Road Surface
- City Street
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Miller Realty, Inc.
Price History
Listed at $389,000 on Sep 3, 2026 — No price changes
525 12th Street N is listed in Breckenridge, MN, part of Wilkin County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 525 12th Street N
Associate Broker · Modern Market REALTORS®
Your Breckenridge real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Miller Realty, Inc. · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7136647 · Data refreshed September 8, 2026
Similar Homes for Sale Near 525 12th Street N, Breckenridge, MN
Frequently Asked Questions About 525 12th Street N
- Is $389,000 a good price for a home in Breckenridge?
- According to BuyPulse, 525 12th Street N rates Fair Market Value — at $120/sqft it's priced 8% above the typical Breckenridge single-family home of $111/sqft. Powered by the Realgorithm™. Browse Breckenridge homes for sale to compare.
- What are the special assessments at 525 12th Street N — and what do they mean?
- This property has $35/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $5,639/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 525 12th Street N have a basement?
- Yes, 525 12th Street N has a finished basement with 1,196 sq ft of below-grade space.
- What type of heating and cooling does 525 12th Street N have?
- 525 12th Street N has Ductless Mini-Split, Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating and Central Air, Ductless Mini-Split cooling.
- Where is 525 12th Street N located?
- 525 12th Street N is in the City Breckenridge neighborhood of Breckenridge, MN 56520, in Wilkin County.
- Is 525 12th Street N still available?
- Yes — 525 12th Street N is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 525 12th Street N built?
- 525 12th Street N was built in 1992. It features an asphalt roof and a wood foundation.
- Does 525 12th Street N have main-floor laundry?
- No — the laundry at 525 12th Street N is in the lower level.
- How walkable is 525 12th Street N?
- 525 12th Street N has a Walk Score of 24/100 (Car-Dependent) and a Bike Score of 36/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 525 12th Street N are for sale in Breckenridge?
- 4 similar homes (single-family homes between $292K and $486K in Breckenridge) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Breckenridge area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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