2024 single family home for sale at 16634 Hightop Way NW in Cass Lake, MN — 3 bed, 3 bath (photo 1 of 130)

16634 Hightop Way NW, Cass Lake, MN 56633

Single Family Home for Sale in Cass Lake, MN Lakefront on Cass Lake · 29,775 acres · 120 ft deep 3 Beds | 3 Baths | 2,952 Sq Ft

Price Drop on M Markdowns — was $839,900 (↓ $10,000)

$829,900

$5,693/month Estimated

Principal & interest
$4,525
Property taxes
$326
Home insurance (est.)
$484
HOA dues
$358/mo

20% down ($165,980) · 30-yr fixed, 7.24%

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Estimates only; confirm before you offer.

Cass Lake, MN Active

Located in Toms Harbor, Cass Lake, MN.

About This Home

Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes. You'll enjoy having your boat in the protected harbor in your boat slip. This upscale home was skillfully built by Zetah Construction in the summer of 2024. The thoughtfully designed custom layout offers 3 bedrooms and 3 bathrooms with high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining room is an extension of the kitchen offering even more space for gathering and entertaining. Just off the living room you'll step into the sun porch. It is a standout feature and a great flex space that could be used as additional sleeping space, family room, or office. It is complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and leading to a backyard fire pit. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch leading to the Upper level. Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity. A conveniently located laundry room is spacious offering more storage space and sits amidst the 3 bedrooms. The massive primary suite is a true showstopping retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry. The perfect place to relax. As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room with billiards and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to nearby famous Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores. This is a rare opportunity to own a custom luxury built home with high end finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.

BuyPulse · Live market read

How 16634 Hightop Way NW Compares to the Cass Lake Market

At $281/sqft, this home is priced $14/sqft above the typical Cass Lake single-family home of $267/sqft.

The median list price in Cass Lake is $312,400.

Verdict: Fair Market Value

Homes like this one — single-family homes between $622K and $1.0M in Cass Lake:

  • The field: 4 similar Cass Lake homes for sale — a short list right now.
  • Price cuts: 2 of 4 similar homes have trimmed asking. This one already cut $10,000.
  • Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.

Powered by the Realgorithm™ — real Cass Lake closings, zero guesses · NorthstarMLS

Key Features

Built
2024
Garage
2-Car Attached
Style
Two
HOA
$4,300/Annually
HOA Includes
Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
Annual Taxes
$3,910 (2025)

Neighborhood & Schools

Neighborhood
Toms Harbor
Area guide
Cass Lake neighborhoods

Property Details

Property Type
Single Family
Above Grade Sq Ft
2,952
Lot Size
0.22 acres
Basement
No
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt
Construction
Frame
County
Cass
List Date
2026-08-03
Days on Market
99 days
Parcel ID
293620137

Financial

HOA Name
Toms Harbor Owners Association

Home Systems & Utilities

Heating
Forced Air
Cooling
Central Air
Water
Shared System, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Shared Septic
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler

Interior Features

Laundry
In Unit, Upper Level
Fireplace
1 fireplace

Construction & Exterior

Construction & Structure

Foundation Type
Slab
Foundation Area
2,240 sqft
Total Building Area
3,808 sqft

Exterior Features

Exterior Features
Other
Pool
Yes
View
Bay
Accessibility Features
None

Parking & Garage

Parking Features
Attached Garage, Driveway - Other Surface

Lot & Land

Lot Features
Cleared
Road Surface
Cul De Sac, No Outlet/Dead End
Zoning Description
Residential-Single Family

Waterfront

Waterfront
Yes
Lake
Cass
Lake Acres
29775 acres
Lake Depth
120 ft

Agent & Office

List Office
Headwaters Realty Services LLC

Price History

  • Price reduced to $829,900 — Sep 9, 2026

16634 Hightop Way NW is listed in Cass Lake, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 16634 Hightop Way NW

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Cass Lake real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Headwaters Realty Services LLC · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7119473 · Updated October 9, 2026

Similar Homes for Sale Near 16634 Hightop Way NW, Cass Lake, MN

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Frequently Asked Questions About 16634 Hightop Way NW

Is $829,900 a good price for a home in Cass Lake?
According to BuyPulse, 16634 Hightop Way NW rates Fair Market Value — at $281/sqft it's priced 5% above the typical Cass Lake single-family home of $267/sqft. Powered by the Realgorithm™. Browse Cass Lake homes for sale to compare.
Does 16634 Hightop Way NW have an HOA?
Yes, 16634 Hightop Way NW has a homeowners association with dues of $4,300 annually. HOA includes: Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water.
What type of heating and cooling does 16634 Hightop Way NW have?
16634 Hightop Way NW has Forced Air heating and Central Air cooling.
Where is 16634 Hightop Way NW located?
16634 Hightop Way NW is in the Toms Harbor neighborhood of Cass Lake, MN 56633, in Cass County.
Is 16634 Hightop Way NW still available?
Yes — 16634 Hightop Way NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 16634 Hightop Way NW built?
16634 Hightop Way NW was built in 2024. It features frame construction and a slab foundation.
Does 16634 Hightop Way NW have main-floor laundry?
No — the laundry at 16634 Hightop Way NW is on the upper level.
How many homes like 16634 Hightop Way NW are for sale in Cass Lake?
4 similar homes (single-family homes between $622K and $1.0M in Cass Lake) are for sale right now — a short list right now.
What does "M Markdowns" mean?
M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
What does "BuyPulse" mean?
BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Cass Lake area.

MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 11/10/2026, 10:19 AM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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