23732 Clover Drive, Merrifield, MN 56465
3 Beds | 3 Baths | 1,921 Sq Ft | Single Family Home | MLS# 7153238
Is 23732 Clover Drive a Good Deal?
BuyPulse Verdict
Fair Market Value
At $437/sqft — This home is priced 6% above the typical Merrifield single-family home of $411/sqft.
Your Negotiating Position
42 — Seller-leaning market
Day 7 — Merrifield homes overall typically go under contract by day ~9.
4 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 15 active Merrifield listings · NorthstarMLS
$4,925/month Estimated
- Principal & interest
- $4,245
- Property taxes
- $188
- Home insurance (est.)
- $490
- Special assessments
- $2
- HOA dues
- None
20% down ($167,900) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Set on 1.24 acres with 130 feet of completely level, east-facing frontage on Bass Lake, this beautifully updated lake home offers an exceptional setting for year-round lake living. Extensively remodeled in 2017, the open main level features an updated kitchen, dining area and lake-facing living room with a gas fireplace, plus a main-floor primary suite. Enjoy two decks, including a spacious lakeside deck overlooking the water. The finished walkout lower level features a family room with custom-built bar and electric fireplace, two bedrooms, a 3/4 bath, laundry room and access to the walkout patio. Outside, enjoy a level lawn to the water, sandy shoreline, dock, firepit, outdoor bar, lakeside Boat House and RV electrical hookup. A detached 2-stall garage completes the property. From here, Nisswa, Crosslake and Crosby are all within easy reach, along with the dining, golf, trails and recreation the Brainerd Lakes Area is known for.
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $630K and $1.0M in Merrifield:
- The field: 4 similar Merrifield homes for sale — a short list right now.
Powered by the Realgorithm™ — real Merrifield closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2010
- Garage
- 2-Car Detached
- Style
- One
- HOA
- None
- Annual Taxes
- $2,254.9 (2026)
- Specials/yr
- $27
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,008
- Below Grade Sq Ft
- 913
- Lot Size
- 1.24 acres
- Basement
- Yes
- Roof
- Asphalt, Pitched
- County
- Crow Wing
- List Date
- 2026-10-08
- Days on Market
- 4 days
- Parcel ID
- 73240501
Financial
- Total Tax incl. Assessments
- $2,282
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Electric
- 200+ Amp Service
- Water
- Drilled, Private, Well
- Sewer
- Mound Septic, Private Sewer
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Interior Features
- Laundry
- Lower Level, Laundry Room, Sink
- Fireplace
- 2 fireplaces
Construction & Exterior
Construction & Structure
- Foundation Type
- Wood
- Foundation Area
- 1,008 sqft
- Total Building Area
- 2,016 sqft
Exterior Features
- Exterior Features
- Shakes, Vinyl
- Other Structures
- Garage(s), Boat House
- View
- East, Lake, Panoramic
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Detached Garage, Asphalt, Electric, Garage Door Opener, Insulated Garage, RV Access/Parking, Storage
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Light
- Road Surface
- Paved Streets, Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- Northland Sotheby's International Realty
Price History
Listed at $839,500 on Oct 5, 2026 — No price changes
23732 Clover Drive is listed in Merrifield, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 23732 Clover Drive
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View Full Listing & PhotosMLS# 7153238 · Data refreshed October 12, 2026
Similar Homes for Sale Near 23732 Clover Drive, Merrifield, MN
Frequently Asked Questions About 23732 Clover Drive
- Is $839,500 a good price for a home in Merrifield?
- According to BuyPulse, 23732 Clover Drive rates Fair Market Value — at $437/sqft it's priced 6% above the typical Merrifield single-family home of $411/sqft. Its negotiating-position score is 42/100 (Seller-leaning market), weighed on days on market, comparable inventory, and how Merrifield homes are closing versus list. Powered by the Realgorithm™. Browse Merrifield homes for sale to compare.
- What are the special assessments at 23732 Clover Drive — and what do they mean?
- This property has $27/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,254.9/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 23732 Clover Drive have a basement?
- Yes, 23732 Clover Drive has a finished basement with 913 sq ft of below-grade space.
- What type of heating and cooling does 23732 Clover Drive have?
- 23732 Clover Drive has Forced Air, Fireplace(s) heating and Central Air cooling.
- Where is 23732 Clover Drive located?
- 23732 Clover Drive is in Merrifield, MN 56465, in Crow Wing County.
- Is 23732 Clover Drive still available?
- Yes — 23732 Clover Drive is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 23732 Clover Drive built?
- 23732 Clover Drive was built in 2010. It features a wood foundation.
- Does 23732 Clover Drive have main-floor laundry?
- No — the laundry at 23732 Clover Drive is in the lower level.
- How walkable is 23732 Clover Drive?
- 23732 Clover Drive has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 25/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 23732 Clover Drive are for sale in Merrifield?
- 4 similar homes (single-family homes between $630K and $1.0M in Merrifield) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Merrifield area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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