29289 Surfland Road, Merrifield, MN 56465
2 Beds | 2 Baths | 1,648 Sq Ft | Single Family Home | MLS# 7151767
Is 29289 Surfland Road a Good Deal?
BuyPulse Verdict
Premium Pricing
At $485/sqft — This home is priced 18% above the typical Merrifield single-family home of $411/sqft.
Your Negotiating Position
68 — Strong buyer leverage
Day 10 — Merrifield homes overall typically go under contract by day ~9. This one is past that window.
4 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 15 active Merrifield listings · NorthstarMLS
$4,785/month Estimated
- Principal & interest
- $4,045
- Property taxes
- $271
- Home insurance (est.)
- $467
- Special assessments
- $2
- HOA dues
- None
20% down ($159,980) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Surfland, Merrifield, MN.
About This Home
Experience Up North lake living on Horseshoe Lake in Merrifield! Tucked into a peaceful bay just off the main lake, this 2-bedroom, 2-bath split-entry home sits on over an acre and offers plenty of room to relax, entertain and enjoy lake life. This home was just a shell until 2018, when it was finished, so does not reflect the counties year built. The warm and inviting interior features hickory cabinetry, stainless steel appliances, hardwood floors and a beautiful vaulted tongue-and-groove ceiling. Four patio doors bring in an abundance of natural light and open to the expansive lakeside deck—perfect for morning coffee, evening grilling and taking in the peaceful lake setting. The primary bedroom includes an adjoining den, while the walkout lower level offers a spacious family room and easy access to the lakeside yard. Two insulated garages(built in 2018 & 2002) provide plenty of room for vehicles, boats, lake toys and Up North gear, and there are 2 garden sheds. The property has traditionally enjoyed a beautiful sand shoreline; current shoreline and water levels reflect the lake's unusually low water conditions. A wonderful opportunity to own your own piece of the Brainerd Lakes Area and enjoy the relaxed Horseshoe Lake lifestyle!
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $600K and $1000K in Merrifield:
- The field: 4 similar Merrifield homes for sale — a short list right now.
Powered by the Realgorithm™ — real Merrifield closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1974
- Garage
- 4-Car
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $3,257 (2026)
- Specials/yr
- $25
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 880
- Below Grade Sq Ft
- 768
- Lot Size
- 1.07 acres
- Basement
- Yes
- Roof
- Age 8 Years or Less
- Construction
- Block
- County
- Crow Wing
- List Date
- 2026-10-02
- Days on Market
- 10 days
- Parcel ID
- 77200521
Financial
- Total Tax incl. Assessments
- $3,282
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- 4-Inch Submersible, Drilled, Private
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
Interior Features
- Laundry
- Lower Level, Laundry Room
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 768 sqft
- Total Building Area
- 1,648 sqft
Exterior Features
- Exterior Features
- Steel Siding
- Other Structures
- Storage Shed
- View
- Bay
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Attached Garage, Detached Garage, Gravel, Garage Door Opener, Insulated Garage
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Road Surface
- Paved Streets, Township
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
Agent & Office
- List Office
- RE/MAX Results - Nisswa
Price History
Listed at $799,900 on Oct 2, 2026 — No price changes
29289 Surfland Road is listed in Merrifield, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 29289 Surfland Road
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View Full Listing & PhotosMLS# 7151767 · Data refreshed October 6, 2026
Similar Homes for Sale Near 29289 Surfland Road, Merrifield, MN
Frequently Asked Questions About 29289 Surfland Road
- Is $799,900 a good price for a home in Merrifield?
- According to BuyPulse, 29289 Surfland Road rates Premium Pricing — at $485/sqft it's priced 18% above the typical Merrifield single-family home of $411/sqft. Its negotiating-position score is 68/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Merrifield homes are closing versus list. Powered by the Realgorithm™. Browse Merrifield homes for sale to compare.
- What are the special assessments at 29289 Surfland Road — and what do they mean?
- This property has $25/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,257/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 29289 Surfland Road have a basement?
- Yes, 29289 Surfland Road has a finished basement with 768 sq ft of below-grade space.
- What type of heating and cooling does 29289 Surfland Road have?
- 29289 Surfland Road has Forced Air heating and Central Air cooling.
- Where is 29289 Surfland Road located?
- 29289 Surfland Road is in the Surfland neighborhood of Merrifield, MN 56465, in Crow Wing County.
- Is 29289 Surfland Road still available?
- Yes — 29289 Surfland Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 29289 Surfland Road built?
- 29289 Surfland Road was built in 1974. It features block construction and a block foundation.
- Does 29289 Surfland Road have main-floor laundry?
- No — the laundry at 29289 Surfland Road is in the lower level.
- How walkable is 29289 Surfland Road?
- 29289 Surfland Road has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 25/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 29289 Surfland Road are for sale in Merrifield?
- 4 similar homes (single-family homes between $600K and $1000K in Merrifield) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Merrifield area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 1:17 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.