1974 single family home for sale at 12642 28th Street S in Moorhead, MN — 3 bed, 3 bath (photo 1 of 25)

12642 28th Street S, Moorhead, MN 56560

Just Listed on M Premiere — listed October 23, 2026

3 Beds | 3 Baths | 2,752 Sq Ft | Single Family Home | MLS# 7163750

$899,500

$5,676/month Estimated

Principal & interest
$4,548
Property taxes
$539
Home insurance (est.)
$525
Special assessments
$64
HOA dues
None

20% down ($179,900) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Moorhead, MN Active

About This Home

60 acres of PRIME farmland!! 80 X 40 Heated finished shop, all brick rambler home (needs updates & TLC but solid home). 47 acres of farmed land, 13 acres with shop, home, wooded shelter belt!! All Sold Together! Make your dream life come true today!

BuyPulse · Live market read

How 12642 28th Street S Compares to the Moorhead Market

At $327/sqft, this home is priced $174/sqft above the typical Moorhead single-family home of $153/sqft.

The median list price in Moorhead is $318,999.

Verdict: Premium Pricing

Powered by the Realgorithm™ — real Moorhead closings, zero guesses · NorthstarMLS

Key Features

Built
1974
Garage
2-Car Attached
Style
One
HOA
None
Annual Taxes
$6,468 (2026)
Specials/yr
$768
School District
Moorhead Area Public Schools
Assigned Elementary School
Dorothy Dodds Elementary
Assigned Middle School
Horizon Middle School
Assigned High School
Moorhead High School

Property Details

Property Type
Single Family
Above Grade Sq Ft
1,752
Below Grade Sq Ft
1,000
Lot Size
59.94 acres
Basement
Yes
County
Clay
List Date
2026-10-23
Days on Market
1 day
Parcel ID
150033601

Financial

Total Tax incl. Assessments
$7,236
Specials Pending
No

Home Systems & Utilities

Heating
Boiler, Forced Air
Cooling
Central Air
Water
Well
Sewer
Septic System Compliant - No, Septic System Compliant - Yes

Utilities

Utilities
Electricity Available, Electricity Connected, Other Available, Other Connected, Propane Available, Propane Connected, Private Septic Available, Private Septic Connected, Private Well Available, Private Well Connected, Water Available, Water Connected

Interior Features

Fireplace
2 fireplaces

Construction & Exterior

Construction & Structure

Foundation Type
Poured Concrete
Foundation Area
1,752 sqft
Total Building Area
3,504 sqft

Exterior Features

Exterior Features
Stone, Brick Veneer
Other Structures
Pole Building
Accessibility Features
Other

Parking & Garage

Parking Features
Attached Garage, Finished Garage, Heated Garage, Multiple Garages

Lot & Land

Zoning Description
Agriculture,Lot,Other,Residential-Single Family

Agent & Office

List Office
RE/MAX Legacy Realty

Price History

Listed at $899,500 on Oct 23, 2026 — No price changes

12642 28th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 12642 28th Street S

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by RE/MAX Legacy Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7163750 · Updated October 23, 2026

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Frequently Asked Questions About 12642 28th Street S

What schools is 12642 28th Street S zoned to?
12642 28th Street S is zoned to Dorothy Dodds Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
Is $899,500 a good price for a home in Moorhead?
According to BuyPulse, 12642 28th Street S rates Premium Pricing — at $327/sqft it's priced 114% above the typical Moorhead single-family home of $153/sqft. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
What are the special assessments at 12642 28th Street S — and what do they mean?
This property has $768/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $6,468/yr. Always factor both into your total monthly housing cost before making an offer.

What special assessments cost in Moorhead — live figures on every home for sale.

Does 12642 28th Street S have a basement?
Yes, 12642 28th Street S has a basement with 1,000 sq ft of below-grade space.
What type of heating and cooling does 12642 28th Street S have?
12642 28th Street S has Boiler, Forced Air heating and Central Air cooling.
Where is 12642 28th Street S located?
12642 28th Street S is in Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
Is 12642 28th Street S still available?
Yes — 12642 28th Street S is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 12642 28th Street S built?
12642 28th Street S was built in 1974. It features a poured concrete foundation.
What utilities serve 12642 28th Street S?
Electric and gas at 12642 28th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
Is 12642 28th Street S near a golf course?
Yes — Oxbow Country Club (private course) is about 3.7 miles from 12642 28th Street S. It's the closest golf course in the Fargo-Moorhead metro.
How walkable is 12642 28th Street S?
12642 28th Street S has a Walk Score of 0/100 (Car-Dependent). Scores provided by Walk Score® →
What does "M Premiere" mean?
M Premiere™ is Modern Market REALTORS®’ early-access tracker for homes entering NorthstarMLS during the critical first 96 hours on market. Well-priced homes in Fargo-Moorhead frequently receive their strongest buyer attention in that opening window. M Premiere surfaces new inventory the moment it lists — so buyers can act before a home becomes widely discovered.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.

MLS GRID Listings courtesy of NorthstarMLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of 10/24/2026, 1:19 AM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.