4514 13th Street S, Moorhead, MN 56560
4 Beds | 3 Baths | 2,176 Sq Ft | Single Family Home | MLS# 7126409
Price Drop on M Markdowns — was $349,900 (↓ $4,900)
Is 4514 13th Street S a Good Deal?
BuyPulse Verdict
Fair Market Value
At $159/sqft — This home is priced 5% above the typical Moorhead single-family home of $152/sqft.
Powered by the Realgorithm™ — 145 active Moorhead listings · NorthstarMLS
$2,589/month Estimated
- Principal & interest
- $1,745
- Property taxes
- $441
- Home insurance (est.)
- $201
- Special assessments
- $202 + pending
- HOA dues
- None
20% down ($69,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Stonemill Estates 2nd Add, Moorhead, MN.
About This Home
MASSIVE fenced cul-de-sac lot in S. Mhd’s Stonemill Estates with a park nearby and NO backyard neighbors! Built in 2020, this stunning bi-level offers so much value! Quartz counters in the kitchen overlook the spacious yard, and the dining room’s large window wall is already framed for a future patio if desired! Enjoy 3 full bathrooms, including 2 on the upper level. The lower-level family room features a dry bar—perfect for entertaining, storage, or flex use! Additional perks include a tankless water heater, wash sink, and gas-heated 3-stall garage! The backyard is incredibly private and expansive. Come see it for yourself!
BuyPulse™ — Live Market Read
Homes like this one — splits & bi-levels between $259K and $431K in Moorhead:
- The field: 47 similar Moorhead homes for sale — you have options.
- Tempo: homes like this went pending in a median 30 days — 0 of the last 12 inside 4 days.
- Negotiation: 71% of the last 31 sales here closed at or over list — Moorhead doesn't discount.
Powered by the Realgorithm™ — 31 real Moorhead closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2020
- Garage
- 3-Car Attached
- Style
- Split Entry (Bi-Level)
- HOA
- None
- Annual Taxes
- $5,295 (2026)
- Specials/yr
- $2,423 + pending
- School District
- Moorhead Area Public Schools
- Assigned Elementary School
- S.G. Reinertsen Elementary
- Assigned Middle School
- Horizon Middle School
- Assigned High School
- Moorhead High School
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,118
- Below Grade Sq Ft
- 1,058
- Lot Size
- 0.284 acres
- Basement
- No
- Roof
- Age 8 Years or Less
- County
- Clay
- List Date
- 2026-08-14
- Days on Market
- 60 days
- Parcel ID
- 587680160
Financial
- Total Tax incl. Assessments
- $7,718
- Specials Pending
- Yes
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
Interior Features
- Laundry
- Lower Level, Sink
Construction & Exterior
Construction & Structure
- Foundation Type
- Poured Concrete
- Foundation Area
- 1,118 sqft
- Total Building Area
- 2,203 sqft
Exterior Features
- Exterior Features
- Vinyl
- Fenced Area
- Yes
- Accessibility Features
- No Stairs External
Parking & Garage
- Parking Features
- Attached Garage, Floor Drain
Lot & Land
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- REALTY XPERTS
Price History
- Price reduced to $345,000 — Aug 21, 2026
4514 13th Street S is listed in Moorhead, MN, part of Clay County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 4514 13th Street S
Associate Broker · Modern Market REALTORS®
Your Moorhead real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by REALTY XPERTS · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 7126409 · Data refreshed September 13, 2026
Similar Homes for Sale Near 4514 13th Street S, Moorhead, MN
Frequently Asked Questions About 4514 13th Street S
- What schools is 4514 13th Street S zoned to?
- 4514 13th Street S is zoned to S.G. Reinertsen Elementary (elementary), Horizon Middle School (middle school), and Moorhead High School (high school). Attendance boundaries change — confirm your exact address with the district before you rely on it.
- Is $345,000 a good price for a home in Moorhead?
- According to BuyPulse, 4514 13th Street S rates Fair Market Value — at $159/sqft it's priced 5% above the typical Moorhead single-family home of $152/sqft. Powered by the Realgorithm™. Browse Moorhead homes for sale to compare.
- What are the special assessments at 4514 13th Street S — and what do they mean?
- This property has $2,423/yr in annual special assessments with additional specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $5,295/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Moorhead — live figures on every home for sale.
- What type of heating and cooling does 4514 13th Street S have?
- 4514 13th Street S has Forced Air heating and Central Air cooling.
- Where is 4514 13th Street S located?
- 4514 13th Street S is in the Stonemill Estates neighborhood of Moorhead, MN 56560, in Clay County. It's in the Moorhead Area Public Schools.
- Is 4514 13th Street S still available?
- 4514 13th Street S is currently pending. The seller may still accept backup offers — contact us to learn more.
- When was 4514 13th Street S built?
- 4514 13th Street S was built in 2020. It features a poured concrete foundation.
- Does 4514 13th Street S have main-floor laundry?
- No — the laundry at 4514 13th Street S is in the lower level.
- What utilities serve 4514 13th Street S?
- Electric and gas at 4514 13th Street S are provided by Moorhead Public Service and Xcel Energy. Water, sewer, and garbage are handled by Moorhead Public Service and City of Moorhead. Internet options include Midco, 702 Communications and CenturyLink. Full Moorhead utility setup guide — phone numbers and move-in timeline →
- Is 4514 13th Street S near a golf course?
- Yes — Fargo Country Club (private course) is about 1.2 miles from 4514 13th Street S. It's the closest golf course in the Fargo-Moorhead metro.
- How walkable is 4514 13th Street S?
- 4514 13th Street S has a Walk Score of 16/100 (Car-Dependent) and a Bike Score of 54/100 (Somewhat Bikeable). Scores provided by Walk Score® →
- How many homes like 4514 13th Street S are for sale in Moorhead?
- 47 similar homes (splits & bi-levels between $259K and $431K in Moorhead) are for sale right now — you have options.
- How fast do homes like 4514 13th Street S sell in Moorhead?
- Homes like this one (splits & bi-levels between $259K and $431K in Moorhead) went pending in a median 30 days over the last 90 days — 0 of the last 12 went under contract within 4 days.
- Do homes in Moorhead sell for asking price?
- 71% of the last 31 comparable Moorhead sales closed at or over list price — Moorhead doesn't discount. Based on real NorthstarMLS closings, not estimates.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Moorhead area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/13/2026, 7:59 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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