4488 Agency Bay Road NW, Walker, MN 56484
3 Beds | 2 Baths | 1,456 Sq Ft | Single Family Home | MLS# 6802118
Price Drop on M Markdowns — was $339,000 (↓ $20,000)
Is 4488 Agency Bay Road NW a Good Deal?
BuyPulse Verdict
Fair Market Value
At $219/sqft — This home is priced 6% above the typical Walker single-family home of $208/sqft.
Your Negotiating Position
82 — Strong buyer leverage
Day 328 — Walker homes overall typically go under contract by day ~7. This one is past that window.
14 similar homes for sale — alternatives if they won't move.
This seller already cut $20,000 — motivation showing.
Powered by the Realgorithm™ — 38 active Walker listings · NorthstarMLS
$3,129/month Estimated
- Principal & interest
- $1,613
- Property taxes
- $124
- Home insurance (est.)
- $186
- Special assessments
- $6
- HOA dues
- $1,200/mo
20% down ($63,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
50 earns the badge · a typical active home here scores ~0
This home has sat well past the local pace — time is working in a buyer's favor.
- 328 days on market — more than triple the usual 90 days
- Price cut 5.9% (−$20,000)
- No negative signals found in the listing history
MMR track record: Offer-Ready homes closed a median 13% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 29 vs 742 NorthstarMLS sales, updated monthly.
How the 0–100 Offer-Ready Score works →
Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.
About This Home
njoy stunning lake access to Agency Bay of Leech Lake from this well-maintained 3-bedroom, 2-bath home on 1.12 acres, directly across from Chippewa National Forest—ideal for outdoor recreation. The open-concept layout features tongue-and-groove accents, a modern kitchen with stainless steel appliances, a spacious primary suite, one-level living throughout and more! A 34’ x 36’ detached garage includes a heated woodshop area with a wood stove. Association amenities include an assigned boat slip in the newly rebuilt (2025) harbor, a sugar-sand beach, reservable beach house, private boat launch, and ATV/walking trail to the lake. A golf cart and boat lift can also be included! Located just 10 miles from Walker with easy boating access to town AND the main lake, this property is perfect as a year-round home or lake cabin retreat!
Virtual Tour
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $239K and $399K in Walker:
- The field: 14 similar Walker homes for sale — you have options.
Powered by the Realgorithm™ — real Walker closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 2000
- Above Grade
- 1,456 sq ft
- Lot Size
- 1.12 acres
- Lot Features
- Tree Coverage - Medium
- Garage
- 2-car (Detached Garage)
- Heating
- Forced Air
- Cooling
- Central Air
- Basement
- Yes
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Sewer
- Mound Septic, Private Sewer
- Water
- 4-Inch Submersible, Well
- HOA
- $1,200/month (includes Beach Access, Dock, Shared Amenities)
- Annual Taxes
- $1,490
- Special Assessments
- $66
- County
- Cass
- Days on Market
- 328
4488 Agency Bay Road NW is listed in Walker, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 4488 Agency Bay Road NW
Associate Broker · Modern Market REALTORS®
Your Walker real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Bill Hansen Realty/Longville · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 6802118 · Data refreshed August 27, 2026
Similar Homes for Sale Near 4488 Agency Bay Road NW, Walker, MN
- 9793 State 371 NW — $289,900 · 3 bed · 2 bath
- 212 13th Street S — $285,000 · 3 bed · 2 bath
- 500 Cleveland Boulevard W, Unit 2408 — $280,000 · 2 bed · 1 bath
- 6438 Cougar Trail NW — $270,000 · 3 bed · 2 bath
- 6533 Ponderosa Drive NW — $269,000 · 2 bed · 1 bath
- 500 Cleveland Boulevard Unit #2200 — $259,900 · 2 bed · 1 bath
Frequently Asked Questions About 4488 Agency Bay Road NW
- Is $319,000 a good price for a home in Walker?
- According to BuyPulse, 4488 Agency Bay Road NW rates Fair Market Value — at $219/sqft it's priced 6% above the typical Walker single-family home of $208/sqft. Its negotiating-position score is 82/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Walker homes are closing versus list. Powered by the Realgorithm™. Browse Walker homes for sale to compare.
- What are the special assessments at 4488 Agency Bay Road NW — and what do they mean?
- This property has $66/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,490/yr. Always factor both into your total monthly housing cost before making an offer.
- Does 4488 Agency Bay Road NW have a basement?
- Yes, 4488 Agency Bay Road NW has a basement.
- Does 4488 Agency Bay Road NW have an HOA?
- Yes, 4488 Agency Bay Road NW has a homeowners association with dues of $1,200 annually. HOA includes: Beach Access, Dock, Shared Amenities.
- What type of heating and cooling does 4488 Agency Bay Road NW have?
- 4488 Agency Bay Road NW has Forced Air heating and Central Air cooling.
- Where is 4488 Agency Bay Road NW located?
- 4488 Agency Bay Road NW is in Walker, MN 56484, in Cass County.
- Is 4488 Agency Bay Road NW still available?
- Yes — 4488 Agency Bay Road NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 4488 Agency Bay Road NW built?
- 4488 Agency Bay Road NW was built in 2000. It features an asphalt roof and a block foundation.
- How walkable is 4488 Agency Bay Road NW?
- 4488 Agency Bay Road NW has a Walk Score of 0/100 (Car-Dependent) and a Bike Score of 29/100 (Minimal Bike Infrastructure). Scores provided by Walk Score® →
- How many homes like 4488 Agency Bay Road NW are for sale in Walker?
- 14 similar homes (single-family homes between $239K and $399K in Walker) are for sale right now — you have options.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Walker area.