4488 Agency Bay Road NW, Walker, MN 56484
3 Beds | 2 Baths | 1,456 Sq Ft | Single Family Home | MLS# 6802118
Price Drop on M Markdowns — was $339,000 (↓ $20,000)
$2,029/month Estimated
- Principal & interest
- $1,613
- Property taxes
- $124
- Home insurance (est.)
- $186
- Special assessments
- $6
- HOA dues
- $100/mo
20% down ($63,800) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
50 earns the badge · a typical active home here scores ~8
This home has sat well past the local pace — time is working in a buyer's favor.
- 379 days on market — more than triple the usual 109 days
- Price cut 5.9% (−$20,000)
- No negative signals found in the listing history
MMR track record: Offer-Ready homes closed a median 12% below their highest asking price — vs 3% for non-flagged reduced homes. MMR analysis of 79 vs 998 NorthstarMLS sales, updated monthly.
How the 0–100 Offer-Ready Score works →
Offer-Ready Score is a Modern Market REALTORS® calculation from NorthstarMLS listing data — not MLS-provided data.
About This Home
njoy stunning lake access to Agency Bay of Leech Lake from this well-maintained 3-bedroom, 2-bath home on 1.12 acres, directly across from Chippewa National Forest—ideal for outdoor recreation. The open-concept layout features tongue-and-groove accents, a modern kitchen with stainless steel appliances, a spacious primary suite, one-level living throughout and more! A 34’ x 36’ detached garage includes a heated woodshop area with a wood stove. Association amenities include an assigned boat slip in the newly rebuilt (2025) harbor, a sugar-sand beach, reservable beach house, private boat launch, and ATV/walking trail to the lake. A golf cart and boat lift can also be included! Located just 10 miles from Walker with easy boating access to town AND the main lake, this property is perfect as a year-round home or lake cabin retreat!
Virtual Tour
BuyPulse · Live market read
How 4488 Agency Bay Road NW Compares to the Walker Market
At $219/sqft, this home is priced $19/sqft above the typical Walker single-family home of $200/sqft.
The median list price in Walker is $322,500.
Verdict: Fair Market Value
Your negotiating position
82 Strong buyer leverage
Seller's market · Balanced · Buyer leverage
Day 379 — Walker homes overall typically go under contract by day ~5. This one is past that window.
13 similar homes for sale — alternatives if they won't move.
This seller already cut $20,000 — the asking price has already moved.
Homes like this one — single-family homes between $239K and $399K in Walker:
- The field: 13 similar Walker homes for sale — you have options.
- Price cuts: 5 of 13 similar homes have trimmed asking — median trim $10,000. This one already cut $20,000.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Walker closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2000
- Garage
- 2-Car Detached
- Style
- One
- HOA
- $1,200/Annually
- HOA Includes
- Beach Access, Dock, Shared Amenities
- Annual Taxes
- $1,490 (2025)
- Specials/yr
- $66
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,456
- Lot Size
- 1.12 acres
- Basement
- Yes
- Roof
- Asphalt
- County
- Cass
- List Date
- 2025-10-13
- Days on Market
- 379 days
- Parcel ID
- 455270240
Financial
- Total Tax incl. Assessments
- $1,556
- Specials Pending
- No
- HOA Name
- Two Harbor Estates - Dan Johnson, President
Home Systems & Utilities
- Heating
- Forced Air
- Cooling
- Central Air
- Water
- 4-Inch Submersible, Well
- Sewer
- Mound Septic, Private Sewer
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 1,456 sqft
- Total Building Area
- 1,456 sqft
Exterior Features
- Exterior Features
- Engineered Wood
- Accessibility Features
- No Stairs Internal
Parking & Garage
- Parking Features
- Detached Garage
Lot & Land
- Lot Features
- Tree Coverage - Medium
- Road Surface
- Township
- Zoning Description
- Residential-Single Family
Agent & Office
- List Office
- Bill Hansen Realty/Longville
Price History
Reduced $40,000 (11.1%)
- Price reduced to $359,000 — May 1, 2026
- Price reduced to $339,000 — Jul 14, 2026
- Price reduced to $319,000 — Aug 24, 2026
4488 Agency Bay Road NW is listed in Walker, MN, part of Cass County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 4488 Agency Bay Road NW
Associate Broker · Modern Market REALTORS®
Your Walker real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Bill Hansen Realty/Longville · Shown by Modern Market REALTORS®
First-Time Home Buyer Guide for Fargo-Moorhead — ND/MN buyer programs, budgeting, and the 7-step process.
View Full Listing & PhotosMLS# 6802118 · Updated October 27, 2026
Similar Homes for Sale Near 4488 Agency Bay Road NW, Walker, MN
- 6331 Hidden Dreams Road NW — $289,000 · 3 bed · 3 bath
- 212 13th Street S — $285,000 · 3 bed · 2 bath
- 500 Cleveland Boulevard W, Unit 2408 — $280,000 · 2 bed · 1 bath
- 6438 Cougar Trail NW — $270,000 · 3 bed · 2 bath
- 6533 Ponderosa Drive NW — $269,000 · 2 bed · 1 bath
- 500 Cleveland Boulevard Unit #2200 — $259,900 · 2 bed · 1 bath
Frequently Asked Questions About 4488 Agency Bay Road NW
- Is $319,000 a good price for a home in Walker?
- According to BuyPulse, 4488 Agency Bay Road NW rates Fair Market Value — at $219/sqft it's priced 10% above the typical Walker single-family home of $200/sqft. Its negotiating-position score is 82/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Walker homes are closing versus list. Powered by the Realgorithm™. Browse Walker homes for sale to compare.
- What are the special assessments at 4488 Agency Bay Road NW — and what do they mean?
- This property has $66/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $1,490/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 4488 Agency Bay Road NW have a basement?
- Yes, 4488 Agency Bay Road NW has a basement.
- Does 4488 Agency Bay Road NW have an HOA?
- Yes, 4488 Agency Bay Road NW has a homeowners association with dues of $1,200 annually. HOA includes: Beach Access, Dock, Shared Amenities.
- What type of heating and cooling does 4488 Agency Bay Road NW have?
- 4488 Agency Bay Road NW has Forced Air heating and Central Air cooling.
- Where is 4488 Agency Bay Road NW located?
- 4488 Agency Bay Road NW is in Walker, MN 56484, in Cass County.
- Is 4488 Agency Bay Road NW still available?
- Yes — 4488 Agency Bay Road NW is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 4488 Agency Bay Road NW built?
- 4488 Agency Bay Road NW was built in 2000. It features an asphalt roof and a block foundation.
- How many homes like 4488 Agency Bay Road NW are for sale in Walker?
- 13 similar homes (single-family homes between $239K and $399K in Walker) are for sale right now — you have options.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Walker area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 10/27/2026, 5:04 PM CDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.