14195 N Horseshoe Lake Road, Merrifield, MN 56465
Single Family Home for Sale in Merrifield, MN Lakefront on Horseshoe Lake · 922 acres · 56 ft deep 3 Beds | 1 Bath | 904 Sq Ft
Price Reduced — was $700,000 (↓ $40,000) · M Markdowns
$4,222/month Estimated
- Principal & interest
- $3,598
- Property taxes
- $237
- Home insurance (est.)
- $385
- Special assessments
- $2
- HOA dues
- None
20% down ($132,000) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
About This Home
Southern facing seasonal cabin located on the East Bowl of Horseshoe Lake built in the 50's and is located near the end of a dead end road. The lot extends on the other side of road with options for storage building for the lake toys. 100 feet of Hawaii like beach awaits new family memories to be created. Use the existing cabin, or build your dream home on this property!
BuyPulse · Live market read
How 14195 N Horseshoe Lake Road Compares to the Merrifield Market
At $730/sqft, this home is priced $301/sqft above the typical Merrifield single-family home of $429/sqft.
The median list price in Merrifield is $737,450.
Verdict: Premium Pricing
Homes like this one — single-family homes between $495K and $825K in Merrifield:
- The field: 4 similar Merrifield homes for sale — a short list right now.
- Price cuts: 1 of 4 similar homes have trimmed asking. This one already cut $40,000.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Merrifield closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1955
- Style
- One
- HOA
- None
- Annual Taxes
- $2,843 (2026)
- Specials/yr
- $25
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 904
- Lot Size
- 1.6 acres
- Basement
- Yes
- Roof
- Age Over 8 Years, Asphalt
- Construction
- Frame
- County
- Crow Wing
- List Date
- 2026-08-06
- Days on Market
- 98 days
- Parcel ID
- 77170560
Financial
- Total Tax incl. Assessments
- $2,868
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Baseboard
- Cooling
- Wall Unit(s)
- Water
- Drilled
- Sewer
- Shared Septic, Tank with Drainage Field
- Appliances
- Electric Water Heater, Water Filtration System, Range, Refrigerator
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 904 sqft
- Total Building Area
- 1,054 sqft
Exterior Features
- Exterior Features
- Aluminum Siding
- View
- Lake, South
- Accessibility Features
- None
Parking & Garage
- Parking Features
- Driveway - Other Surface
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Medium
- Road Surface
- County Road, Paved Streets
- Zoning Description
- Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- Horseshoe Lake
- Lake Acres
- 922.03 acres
- Lake Depth
- 56 ft
Agent & Office
- List Office
- RE/MAX Results - Crosslake
Price History
- Price reduced to $660,000 — Nov 9, 2026
14195 N Horseshoe Lake Road is listed in Merrifield, MN, part of Crow Wing County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 14195 N Horseshoe Lake Road
Associate Broker · Modern Market REALTORS®
Your Merrifield real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by RE/MAX Results - Crosslake · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7123651 · Updated November 9, 2026
Similar Homes for Sale Near 14195 N Horseshoe Lake Road, Merrifield, MN
Frequently Asked Questions About 14195 N Horseshoe Lake Road
- Is $660,000 a good price for a home in Merrifield?
- According to BuyPulse, 14195 N Horseshoe Lake Road rates Premium Pricing — at $730/sqft it's priced 70% above the typical Merrifield single-family home of $429/sqft. Powered by the Realgorithm™. Browse Merrifield homes for sale to compare.
- What are the special assessments at 14195 N Horseshoe Lake Road — and what do they mean?
- This property has $25/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,843/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- Does 14195 N Horseshoe Lake Road have a basement?
- Yes, 14195 N Horseshoe Lake Road has a basement.
- What type of heating and cooling does 14195 N Horseshoe Lake Road have?
- 14195 N Horseshoe Lake Road has Baseboard heating and Wall Unit(s) cooling.
- Where is 14195 N Horseshoe Lake Road located?
- 14195 N Horseshoe Lake Road is in Merrifield, MN 56465, in Crow Wing County.
- Is 14195 N Horseshoe Lake Road still available?
- Yes — 14195 N Horseshoe Lake Road is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 14195 N Horseshoe Lake Road built?
- 14195 N Horseshoe Lake Road was built in 1955. It features frame construction and a block foundation.
- How many homes like 14195 N Horseshoe Lake Road are for sale in Merrifield?
- 4 similar homes (single-family homes between $495K and $825K in Merrifield) are for sale right now — a short list right now.
- What does "M Markdowns" mean?
- M Markdowns™ is Modern Market REALTORS®’ real estate tracker of homes for sale with verified MLS price reductions across the Fargo-Moorhead metro and Minnesota lake country. Every reduction is sourced directly from NorthstarMLS — minimum $2,000 drop to filter noise.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Merrifield area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/12/2026, 1:29 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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