45531 Whispering Sands Ln, Perham, MN 56573
Single Family Home for Sale in Perham, MN Lakefront on Big Pine Lake · 4,728 acres · 76 ft deep 2 Beds | 1 Bath | 1,116 Sq Ft
$3,493/month Estimated
- Principal & interest
- $2,939
- Property taxes
- $233
- Home insurance (est.)
- $314
- Special assessments
- $7
- HOA dues
- None
20% down ($107,800) · 30-yr fixed, 7.24%
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Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Whispering Sands, Perham, MN.
About This Home
YEAR-ROUND HOME ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level Half-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable West-Facing Sunsets just 10 minutes from Perham. Inside, the home is perfectly suited for comfortable Year-Round Living, featuring 2 Beds, 1 Bath, and an inviting Open-Concept, One-Level Floorplan. The living room is anchored by an efficient Natural Gas Fireplace with an attractive Stone/Brick Backsplash, while a recently installed Heat Pump & Mini-Split System provides additional Year-Round Comfort. Step outside to the spacious Lakeside Patio and Oversized Yard, offering plenty of room for entertaining, relaxing, and taking in Panoramic Views across the water. The Wooded Perimeter adds Privacy and Shade, while the generous Lot Size offers flexibility for a Future Addition or potential New Construction, giving you Ample Room to Grow! The Perfectly Level Lot leads directly to 100 ft. of Hard-Sand Bottom Shoreline, providing Convenient Access to the water for swimming, boating, and everything Big Pine Lake has to offer. Whether you’re searching for comfortable Year-Round Lake Living, a Seasonal Retreat, or an Investment Opportunity, this Lakefront Setting is sure to impress!
BuyPulse · Live market read
How 45531 Whispering Sands Ln Compares to the Perham Market
At $483/sqft, this home is priced $304/sqft above the typical Perham single-family home of $179/sqft.
The median list price in Perham is $369,500.
Verdict: Premium Pricing
Homes like this one — single-family homes between $404K and $674K in Perham:
- The field: 10 similar Perham homes for sale — you have options.
- Price cuts: 6 of 10 similar homes have trimmed asking — median trim $15,500. This one hasn't budged.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Perham closings, zero guesses · NorthstarMLS
Key Features
- Built
- 2003
- Style
- One
- HOA
- None
- Annual Taxes
- $2,801 (2026)
- Specials/yr
- $85
Neighborhood & Schools
- Neighborhood
- Whispering Sands
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 1,116
- Lot Size
- 0.51 acres
- Basement
- No
- Roof
- Asphalt
- Construction
- Frame
- County
- Otter Tail
- List Date
- 2026-09-15
- Days on Market
- 58 days
- Parcel ID
- 52000990478000
Financial
- Total Tax incl. Assessments
- $2,886
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Baseboard, Ductless Mini-Split, Fireplace(s), Heat Pump
- Cooling
- Ductless Mini-Split, Heat Pump
- Electric
- 200+ Amp Service
- Water
- Private, Sand Point, Well
- Sewer
- Mound Septic, Private Sewer, Septic System Compliant - Yes
- Appliances
- Electric Water Heater, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Water Softener Owned
Interior Features
- Laundry
- Main Level
- Fireplace
- 1 fireplace
Construction & Exterior
Construction & Structure
- Foundation Type
- Slab
- Foundation Area
- 1,116 sqft
- Total Building Area
- 1,116 sqft
Exterior Features
- Exterior Features
- Steel Siding
- Other Structures
- Storage Shed
- View
- Lake, South, West
- Accessibility Features
- No Stairs External, No Stairs Internal
Parking & Garage
- Parking Features
- Concrete
Lot & Land
- Lot Features
- Accessible Shoreline, Tree Coverage - Light
- Topography
- Level,Walkout
- Road Surface
- Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- Big Pine
- Lake Acres
- 4728.24 acres
- Lake Depth
- 76 ft
Agent & Office
- List Office
- Jack Chivers Realty
Price History
Listed at $539,000 on Sep 15, 2026 — No price changes
45531 Whispering Sands Ln is listed in Perham, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 45531 Whispering Sands Ln
Associate Broker · Modern Market REALTORS®
Your Perham real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Jack Chivers Realty · Shown by Modern Market REALTORS®
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View Full Listing & PhotosMLS# 7145058 · Updated September 29, 2026
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Frequently Asked Questions About 45531 Whispering Sands Ln
- Is $539,000 a good price for a home in Perham?
- According to BuyPulse, 45531 Whispering Sands Ln rates Premium Pricing — at $483/sqft it's priced 170% above the typical Perham single-family home of $179/sqft. Powered by the Realgorithm™. Browse Perham homes for sale to compare.
- What are the special assessments at 45531 Whispering Sands Ln — and what do they mean?
- This property has $85/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,801/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- What type of heating and cooling does 45531 Whispering Sands Ln have?
- 45531 Whispering Sands Ln has Baseboard, Ductless Mini-Split, Fireplace(s), Heat Pump heating and Ductless Mini-Split, Heat Pump cooling.
- Where is 45531 Whispering Sands Ln located?
- 45531 Whispering Sands Ln is in the Whispering Sands neighborhood of Perham, MN 56573, in Otter Tail County.
- Is 45531 Whispering Sands Ln still available?
- Yes — 45531 Whispering Sands Ln is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 45531 Whispering Sands Ln built?
- 45531 Whispering Sands Ln was built in 2003. It features frame construction, an asphalt roof, and a slab foundation.
- Does 45531 Whispering Sands Ln have main-floor laundry?
- Yes — the laundry at 45531 Whispering Sands Ln is on the main level.
- How many homes like 45531 Whispering Sands Ln are for sale in Perham?
- 10 similar homes (single-family homes between $404K and $674K in Perham) are for sale right now — you have options.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Perham area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/12/2026, 1:49 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.