2003 single family home for sale at 45531 Whispering Sands Ln in Perham, MN — 2 bed, 1 bath (photo 1 of 32)

45531 Whispering Sands Ln, Perham, MN 56573

2 Beds | 1 Bath | 1,116 Sq Ft | Single Family Home | MLS# 7145058

$539,000

Is 45531 Whispering Sands Ln a Good Deal?

BuyPulse Verdict

Premium Pricing

At $483/sqft — This home is priced 161% above the typical Perham single-family home of $185/sqft.

Your Negotiating Position

52 — Balanced market

Day 4 — Perham homes overall typically go under contract by day ~23, so this one is early in its window.

11 similar homes for sale — alternatives if they won't move.

Powered by the Realgorithm™ — 43 active Perham listings · NorthstarMLS

$3,279/month Estimated

Principal & interest
$2,725
Property taxes
$233
Home insurance (est.)
$314
Special assessments
$7
HOA dues
None

20% down ($107,800) · 30-yr fixed, 6.5% · Can I afford this home?

Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.

Perham, MN Active

Located in Whispering Sands, Perham, MN.

About This Home

YEAR-ROUND HOME ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level Half-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable West-Facing Sunsets just 10 minutes from Perham. Inside, the home is perfectly suited for comfortable Year-Round Living, featuring 2 Beds, 1 Bath, and an inviting Open-Concept, One-Level Floorplan. The living room is anchored by an efficient Natural Gas Fireplace with an attractive Stone/Brick Backsplash, while a recently installed Heat Pump & Mini-Split System provides additional Year-Round Comfort. Step outside to the spacious Lakeside Patio and Oversized Yard, offering plenty of room for entertaining, relaxing, and taking in Panoramic Views across the water. The Wooded Perimeter adds Privacy and Shade, while the generous Lot Size offers flexibility for a Future Addition or potential New Construction, giving you Ample Room to Grow! The Perfectly Level Lot leads directly to 100 ft. of Hard-Sand Bottom Shoreline, providing Convenient Access to the water for swimming, boating, and everything Big Pine Lake has to offer. Whether you’re searching for comfortable Year-Round Lake Living, a Seasonal Retreat, or an Investment Opportunity, this Lakefront Setting is sure to impress!

BuyPulse™ — Live Market Read

Homes like this one — single-family homes between $404K and $674K in Perham:

  • The field: 11 similar Perham homes for sale — you have options.

Powered by the Realgorithm™ — real Perham closings, zero guesses · NorthstarMLS

Key Features

Property Type
Single Family
Year Built
2003
Above Grade
1,116 sq ft
Lot Size
0.51 acres
Lot Features
Accessible Shoreline, Tree Coverage - Light
Heating
Baseboard, Ductless Mini-Split, Fireplace(s), Heat Pump
Cooling
Ductless Mini-Split, Heat Pump
Appliances
Electric Water Heater, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Water Softener Owned
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Water
Private, Sand Point, Well
Annual Taxes
$2,801
Special Assessments
$85
County
Otter Tail
Days on Market
4

45531 Whispering Sands Ln is listed in Perham, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.

Showing — 45531 Whispering Sands Ln

Shannon Barnum

Associate Broker · Modern Market REALTORS®

Your Perham real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.

Listed by Jack Chivers Realty · Shown by Modern Market REALTORS®

Schedule a Home Tour View Full Listing & Photos

MLS# 7145058 · Data refreshed September 16, 2026

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Frequently Asked Questions About 45531 Whispering Sands Ln

Is $539,000 a good price for a home in Perham?
According to BuyPulse, 45531 Whispering Sands Ln rates Premium Pricing — at $483/sqft it's priced 161% above the typical Perham single-family home of $185/sqft. Its negotiating-position score is 52/100 (Balanced market), weighed on days on market, comparable inventory, and how Perham homes are closing versus list. Powered by the Realgorithm™. Browse Perham homes for sale to compare.
What are the special assessments at 45531 Whispering Sands Ln — and what do they mean?
This property has $85/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $2,801/yr. Always factor both into your total monthly housing cost before making an offer.
What type of heating and cooling does 45531 Whispering Sands Ln have?
45531 Whispering Sands Ln has Baseboard, Ductless Mini-Split, Fireplace(s), Heat Pump heating and Ductless Mini-Split, Heat Pump cooling.
Where is 45531 Whispering Sands Ln located?
45531 Whispering Sands Ln is in the Whispering Sands neighborhood of Perham, MN 56573, in Otter Tail County.
Is 45531 Whispering Sands Ln still available?
Yes — 45531 Whispering Sands Ln is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
When was 45531 Whispering Sands Ln built?
45531 Whispering Sands Ln was built in 2003. It features frame construction, an asphalt roof, and a slab foundation.
Does 45531 Whispering Sands Ln have main-floor laundry?
Yes — the laundry at 45531 Whispering Sands Ln is on the main level.
How many homes like 45531 Whispering Sands Ln are for sale in Perham?
11 similar homes (single-family homes between $404K and $674K in Perham) are for sale right now — you have options.
What does "BuyPulse" mean?
BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
What does "Realgorithm™" mean?
The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.

Local Companies to Help You Settle In

From inspection to closing to moving day, here are well-known local companies serving the Perham area.