45565 Whispering Sands Ln, Perham, MN 56573
3 Beds | 2 Baths | 768 Sq Ft | Single Family Home | MLS# 7111730
Is 45565 Whispering Sands Ln a Good Deal?
BuyPulse Verdict
Premium Pricing
At $846/sqft — This home is priced 357% above the typical Perham single-family home of $185/sqft.
Your Negotiating Position
76 — Strong buyer leverage
Day 58 — Perham homes overall typically go under contract by day ~23. This one is past that window.
9 similar homes for sale — alternatives if they won't move.
Powered by the Realgorithm™ — 43 active Perham listings · NorthstarMLS
$3,958/month Estimated
- Principal & interest
- $3,287
- Property taxes
- $277
- Home insurance (est.)
- $379
- Special assessments
- $15
- HOA dues
- None
20% down ($130,000) · 30-yr fixed, 6.5% · Can I afford this home?
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Whispering Sands, Perham, MN.
About This Home
WALK-OUT LOT ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level 0.47-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable Sunsets just 10 minutes from Perham. Tucked away at the end of a dead-end road, the Lot is surrounded by Mature Trees and bordered by Matz Creek along the northwest, creating a rare mixture of seclusion, natural beauty, and easy lakefront living. The property features two Fully Finished Homes with a combined 1,440 SqFt of living space, offering Excellent Flexibility for guests, entertaining, or future Rental Potential. The Primary Home captures the classic Lake Cabin Feel with 768 SqFt, 2 Beds, 1 Bath, and a Lakeside Deck perfectly positioned to take in breathtaking Northwest-Facing Sunsets over the water. Just steps away, the 672 SqFt Guest Cabin adds Modern Simplicity with a spacious Living Room, Full Bath, Wet Bar, and Large Bunk Room, an ideal setup for hosting family & friends after long days on the lake. With two finished living areas, a Level Walk-Out Shoreline, Sunset Views, and Flexible Guest Accommodations, this property offers exciting potential as an addition to a Vacation Rental Portfolio. Whether you’re looking for a Year-Round Home, Seasonal Lake Retreat, or Investment Opportunity, this Lakefront Setting is sure to impress!
BuyPulse™ — Live Market Read
Homes like this one — single-family homes between $488K and $813K in Perham:
- The field: 9 similar Perham homes for sale — a short list right now.
Powered by the Realgorithm™ — real Perham closings, zero guesses · NorthstarMLS
Key Features
- Property Type
- Single Family
- Year Built
- 1976
- Above Grade
- 768 sq ft
- Lot Size
- 0.47 acres
- Lot Features
- Accessible Shoreline, Corner Lot, Tree Coverage - Light
- Heating
- Ductless Mini-Split
- Cooling
- Ductless Mini-Split
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Sewer
- Mound Septic, Private Sewer, Septic System Compliant - Yes
- Water
- Drilled, Private, Well
- Annual Taxes
- $3,320.24
- Special Assessments
- $174
- County
- Otter Tail
- Days on Market
- 58
45565 Whispering Sands Ln is listed in Perham, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 45565 Whispering Sands Ln
Associate Broker · Modern Market REALTORS®
Your Perham real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Jack Chivers Realty · Shown by Modern Market REALTORS®
Buying a home in Perham? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7111730 · Data refreshed August 27, 2026
Similar Homes for Sale Near 45565 Whispering Sands Ln, Perham, MN
Frequently Asked Questions About 45565 Whispering Sands Ln
- Is $650,000 a good price for a home in Perham?
- According to BuyPulse, 45565 Whispering Sands Ln rates Premium Pricing — at $846/sqft it's priced 357% above the typical Perham single-family home of $185/sqft. Its negotiating-position score is 76/100 (Strong buyer leverage), weighed on days on market, comparable inventory, and how Perham homes are closing versus list. Powered by the Realgorithm™. Browse Perham homes for sale to compare.
- What are the special assessments at 45565 Whispering Sands Ln — and what do they mean?
- This property has $174/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,320.24/yr. Always factor both into your total monthly housing cost before making an offer.
- What type of heating and cooling does 45565 Whispering Sands Ln have?
- 45565 Whispering Sands Ln has Ductless Mini-Split heating and Ductless Mini-Split cooling.
- Where is 45565 Whispering Sands Ln located?
- 45565 Whispering Sands Ln is in the Whispering Sands neighborhood of Perham, MN 56573, in Otter Tail County.
- Is 45565 Whispering Sands Ln still available?
- Yes — 45565 Whispering Sands Ln is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 45565 Whispering Sands Ln built?
- 45565 Whispering Sands Ln was built in 1976. It features block, frame construction, an asphalt roof, and a block foundation.
- Does 45565 Whispering Sands Ln have main-floor laundry?
- Yes — the laundry at 45565 Whispering Sands Ln is on the main level.
- How many homes like 45565 Whispering Sands Ln are for sale in Perham?
- 9 similar homes (single-family homes between $488K and $813K in Perham) are for sale right now — a short list right now.
- What does "BuyPulse" mean?
- BuyPulse is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Perham area.