45565 Whispering Sands Ln, Perham, MN 56573
Single Family Home for Sale in Perham, MN Lakefront on Big Pine Lake · 4,728 acres · 76 ft deep 3 Beds | 2 Baths | 768 Sq Ft
$4,215/month Estimated
- Principal & interest
- $3,544
- Property taxes
- $277
- Home insurance (est.)
- $379
- Special assessments
- $15
- HOA dues
- None
20% down ($130,000) · 30-yr fixed, 7.24%
Try our home affordability calculator
Includes special assessments — the FM-metro cost most portals leave out. Estimates only; confirm before you offer.
Located in Whispering Sands, Perham, MN.
About This Home
WALK-OUT LOT ON BIG PINE LAKE! This Lakefront Retreat offers a Perfectly Level 0.47-Acre Lot, 100 ft. of Sandy Frontage, and unforgettable Sunsets just 10 minutes from Perham. Tucked away at the end of a dead-end road, the Lot is surrounded by Mature Trees and bordered by Matz Creek along the northwest, creating a rare mixture of seclusion, natural beauty, and easy lakefront living. The property features two Fully Finished Homes with a combined 1,440 SqFt of living space, offering Excellent Flexibility for guests, entertaining, or future Rental Potential. The Primary Home captures the classic Lake Cabin Feel with 768 SqFt, 2 Beds, 1 Bath, and a Lakeside Deck perfectly positioned to take in breathtaking Northwest-Facing Sunsets over the water. Just steps away, the 672 SqFt Guest Cabin adds Modern Simplicity with a spacious Living Room, Full Bath, Wet Bar, and Large Bunk Room, an ideal setup for hosting family & friends after long days on the lake. With two finished living areas, a Level Walk-Out Shoreline, Sunset Views, and Flexible Guest Accommodations, this property offers exciting potential as an addition to a Vacation Rental Portfolio. Whether you’re looking for a Year-Round Home, Seasonal Lake Retreat, or Investment Opportunity, this Lakefront Setting is sure to impress!
BuyPulse · Live market read
How 45565 Whispering Sands Ln Compares to the Perham Market
At $846/sqft, this home is priced $667/sqft above the typical Perham single-family home of $179/sqft.
The median list price in Perham is $369,500.
Verdict: Premium Pricing
Homes like this one — single-family homes between $488K and $813K in Perham:
- The field: 10 similar Perham homes for sale — you have options.
- Price cuts: 5 of 10 similar homes have trimmed asking — median trim $16,000. This one hasn't budged.
- Too few have sold recently to chart how fast they go or how they close — BuyPulse won't estimate those off a thin sample.
Powered by the Realgorithm™ — real Perham closings, zero guesses · NorthstarMLS
Key Features
- Built
- 1976
- Style
- One
- HOA
- None
- Annual Taxes
- $3,320.24 (2026)
- Specials/yr
- $174
Neighborhood & Schools
- Neighborhood
- Whispering Sands
Property Details
- Property Type
- Single Family
- Above Grade Sq Ft
- 768
- Lot Size
- 0.47 acres
- Basement
- No
- Roof
- Asphalt
- Construction
- Block, Frame
- County
- Otter Tail
- List Date
- 2026-07-23
- Days on Market
- 112 days
- Parcel ID
- 52000990474000
Financial
- Total Tax incl. Assessments
- $3,494
- Specials Pending
- No
Home Systems & Utilities
- Heating
- Ductless Mini-Split
- Cooling
- Ductless Mini-Split
- Water
- Drilled, Private, Well
- Sewer
- Mound Septic, Private Sewer, Septic System Compliant - Yes
- Appliances
- Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Interior Features
- Laundry
- Laundry Closet, Main Level
Construction & Exterior
Construction & Structure
- Foundation Type
- Block
- Foundation Area
- 768 sqft
- Total Building Area
- 768 sqft
Exterior Features
- Exterior Features
- Stone, Vinyl
- Other Structures
- Guest House, Second Residence, Storage Shed
- View
- Panoramic, South, West
- Accessibility Features
- No Stairs Internal
Parking & Garage
- Parking Features
- Gravel, Concrete
Lot & Land
- Lot Features
- Accessible Shoreline, Corner Lot, Tree Coverage - Light
- Topography
- Level,Walkout,Wooded
- Road Surface
- County Road, No Outlet/Dead End, Township
- Zoning Description
- Shoreline,Residential-Single Family
Waterfront
- Waterfront
- Yes
- Lake
- Big Pine
- Lake Acres
- 4728.24 acres
- Lake Depth
- 76 ft
Agent & Office
- List Office
- Jack Chivers Realty
Price History
Listed at $650,000 on Jul 23, 2026 — No price changes
45565 Whispering Sands Ln is listed in Perham, MN, part of Otter Tail County. Browse all Minnesota homes for sale on Modern Market REALTORS®.
Showing — 45565 Whispering Sands Ln
Associate Broker · Modern Market REALTORS®
Your Perham real estate expert since 2012 — I represent you, not the seller. Quick to respond, easy to text.
Listed by Jack Chivers Realty · Shown by Modern Market REALTORS®
Buying a home in Perham? — dedicated buyer representation from pre-approval through closing.
View Full Listing & PhotosMLS# 7111730 · Updated August 27, 2026
Similar Homes for Sale Near 45565 Whispering Sands Ln, Perham, MN
- 45531 Whispering Sands Ln — $539,000 · 2 bed · 1 bath
- 48410 Squaw Point Trl — $559,000 · 4 bed · 2 bath
- 49684 440th Street — $599,999 · 3 bed · 3 bath
- 48957 428th Street — $579,000 · 3 bed · 2 bath
- 45257 Jack Pine Dr — $649,000 · 3 bed · 2 bath
- 46136 Little Pine Loop — $749,900 · 4 bed · 4 bath
- 350 6th Street NE — $459,000 · 3 bed · 3 bath
- 604 Pine Needle Drive — $499,000 · 3 bed · 4 bath
- 47069 425th Ave — $650,000 · 3 bed · 3 bath
- 40257 Aerovilla Rd — $675,000 · 3 bed · 3 bath
- 41803 397th St — $525,000 · 4 bed · 3 bath
Frequently Asked Questions About 45565 Whispering Sands Ln
- Is $650,000 a good price for a home in Perham?
- According to BuyPulse, 45565 Whispering Sands Ln rates Premium Pricing — at $846/sqft it's priced 373% above the typical Perham single-family home of $179/sqft. Powered by the Realgorithm™. Browse Perham homes for sale to compare.
- What are the special assessments at 45565 Whispering Sands Ln — and what do they mean?
- This property has $174/yr in annual special assessments, with no specials pending. Special assessments are separate from property taxes — they are charges levied by the city for infrastructure improvements like streets, water, sewer, and sidewalks. Annual property taxes are $3,320.24/yr. Always factor both into your total monthly housing cost before making an offer.
What special assessments cost in Fargo-Moorhead — live figures on every home for sale.
- What type of heating and cooling does 45565 Whispering Sands Ln have?
- 45565 Whispering Sands Ln has Ductless Mini-Split heating and Ductless Mini-Split cooling.
- Where is 45565 Whispering Sands Ln located?
- 45565 Whispering Sands Ln is in the Whispering Sands neighborhood of Perham, MN 56573, in Otter Tail County.
- Is 45565 Whispering Sands Ln still available?
- Yes — 45565 Whispering Sands Ln is currently listed as Active on the MLS and accepting showings. Contact us to schedule a tour or make an offer.
- When was 45565 Whispering Sands Ln built?
- 45565 Whispering Sands Ln was built in 1976. It features block, frame construction, an asphalt roof, and a block foundation.
- Does 45565 Whispering Sands Ln have main-floor laundry?
- Yes — the laundry at 45565 Whispering Sands Ln is on the main level.
- How many homes like 45565 Whispering Sands Ln are for sale in Perham?
- 10 similar homes (single-family homes between $488K and $813K in Perham) are for sale right now — you have options.
- What does "BuyPulse" mean?
- BuyPulse™ is Modern Market REALTORS®’ live market-data brand for Fargo-Moorhead: cohort statistics — homes for sale, median days to pending, and share of sales closing at or over list price — computed from real NorthstarMLS closings, not estimates.
- What does "Realgorithm™" mean?
- The Realgorithm™ is Modern Market REALTORS®’ proprietary market-data engine — it computes every BuyPulse verdict from real NorthstarMLS closings (comparable active inventory, median days to pending, and sale-to-list price ratio) rather than an automated online estimate.
Local Companies to Help You Settle In
From inspection to closing to moving day, here are well-known local companies serving the Perham area.
Listings courtesy of NorthstarMLS as distributed by MLS GRID
Based on information submitted to the MLS GRID as of 11/12/2026, 1:49 PM CST. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.